For Professional Real Estate Investors with Multiple Financed Properties and Complex Finances using Cash-Flow to Qualify
  • Loan Amounts up to $2M
  • Debt Coverage Ratio = 1.0%; Gross Rents $1 > PITIA
  • No TRID disclosure required
  • No employment or income documentation
  • 80% LTV Purchase/Rate Term
  • 75% Cash out
  • Cash-in-hand $1M for business purposes
  • Reserves waived for RT refis where LA <650k, 0x30x12, and decreasing mortgage payment
  • Up to 20 financed properties
  • 2 to <4 years derogatory credit, 640 minimum FICO
  • Fixed 30; ARM 5/1, 7/1, 10/1 - All Optional Interest Only

SmartVest is perfect for professional real estate investors with complex finances and multiple properties.


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