For Professional Real Estate Investors with Multiple Financed Properties and Complex Finances using Cash-Flow to Qualify
  • Loan Amounts up to $1,500,000
  • Debt Coverage Ration = 1.0%; Gross Rents $1 > PITIA
  • No TRID business purpose transaction
  • No employment or income documentation
  • 80% LTV Purchase/Rate Term
  • 75% Cash out
  • Cash-in-hand $1,000,000 for business purposes
  • Reserves waived for RT refis where LA <650k, 0x30x12, and decreasing mortgage payment
  • Up to 15 financed properties
  • 2 Years Derogatory Credit, 640 Minimum FICO
  • Fixed 30; ARM 5/1, 7/1, 10/1 - All Optional Interest Only

SmartVest is perfect for professional real estate investors with complex finances and multiple properties.

Selling to NewRez is efficient because we provide you with outstanding guidance and tangible resources such as a transparent portal, an interactive Non-QM Scenario Desk, a point-of-sale Non-QM AUS, a dedicated Non-QM underwriting team, and a fast delivery and purchase process.


Find the forms and information you need, any time you need to access them.