For Professional Real Estate Investors with Multiple Financed Properties and Complex Finances using Cash-Flow to Qualify
- Loan Amounts up to $2M
- Debt Coverage Ratio = 1.0%; Gross Rents $1 > PITIA
- No TRID disclosure required
- No employment or income documentation
- 80% LTV Purchase/Rate Term
- 75% Cash out
- Cash-in-hand $1M for business purposes
- Reserves waived for RT refis where LA <650k, 0x30x12, and decreasing mortgage payment
- Up to 20 financed properties
- 2 to <4 years derogatory credit, 640 minimum FICO
- Fixed 30; ARM 5/1, 7/1, 10/1 - All Optional Interest Only
SmartVest is perfect for professional real estate investors with complex finances and multiple properties.
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