{"text_format":"1","workbook":"xlsx","n_sheets":31,"sheets":["Input","UW Calculator","Additional Details","Tax Return Expiration Date Calc","Summary","Employment (B1)","Employment (B2)","Variable Income (B1)","Variable Income (B2)","1040 (B1)","1040 (B2)","Sch C","Master","YTD P&L (Sch C)","Rental  ","Rental (2)","Rental (3)","1065<25% ","1065 25% +","YTD P&L (1065)","1120S<25% ","1120S 25%+","YTD P&L (1120S)","1120 ","YTD P&L (1120)","Royalty Income","Trust","Farm ","Comparative Income Analysis ","Business Liquidity Test","VA Residual"],"not_rendered":{"charts":0,"images":22,"macros":1,"external_links":1,"defined_names":41,"comments":10,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Input","index":0,"n_rows":21,"n_cols":9,"rows_kept":21,"cut":false,"hidden":false,"merged":[[9,10,10,12],[8,6,8,7],[4,10,5,12],[16,0,16,1],[8,2,8,4],[6,2,6,4],[4,2,4,4],[4,0,4,1],[6,6,6,7],[4,6,4,7],[5,6,5,7],[7,6,7,7],[9,2,9,4],[6,0,6,1],[8,0,8,1],[10,0,10,2],[15,10,16,12]]}
[]
[]
[]
[]
["Borrower's Name:",null,null,null,null,null,"Loan #"]
[null,null,null,null,null,0.21]
["Co Borrower Name:",null,null,null,null,null,"Ticket #:"]
[null,null,"TES"]
["Calculated By:",null,null,null,null,0.23,"Date:"]
[null,null,null,null,null,null,2024]
[null,null,null,null,null,null,2023]
[null,null,"Year","Year",null,null,2022]
[null,"Tax Year:",2024,{"$f":"C13-1","v":2023},null,null,2021]
[null,null,null,null,null,null,2020]
[]
[]
[]
[]
[]
[]
["*This tab should not be uploaded to images.*",null,null,null,null,null,null,null,"5.5.25 (V1) "]

{"sheet":"UW Calculator","index":1,"n_rows":89,"n_cols":32,"rows_kept":89,"cut":false,"hidden":false,"merged":[[78,1,78,10],[79,1,79,10],[80,1,80,10],[81,1,81,10],[88,1,88,2],[82,1,82,10],[83,1,83,10],[84,1,84,10],[85,1,85,10],[86,1,86,10],[87,1,87,2],[69,1,69,10],[70,1,70,10],[71,1,71,10],[72,1,72,10],[73,1,73,10],[74,1,74,10],[75,1,75,10],[76,1,76,10],[77,1,77,10],[58,9,58,10],[59,2,59,4],[59,9,59,10],[61,1,61,10],[62,1,64,10],[65,1,65,10],[66,1,66,10],[67,1,67,10],[68,1,68,10],[53,3,53,4],[53,5,53,10],[54,3,54,4],[54,5,54,10],[55,3,55,4],[55,5,55,10],[56,3,56,4],[56,5,56,10],[57,3,57,4],[57,5,57,10],[40,1,41,1],[40,2,41,3],[40,5,40,6],[40,7,40,10],[41,7,41,8],[44,1,44,10],[51,3,51,4],[51,5,51,10],[52,3,52,4],[52,5,52,10],[37,2,37,3],[37,5,37,6],[37,7,37,10],[38,2,38,3],[38,5,38,6],[38,7,38,10],[39,2,39,3],[39,5,39,6],[39,7,39,10],[23,1,23,3],[23,5,23,10],[34,6,34,7],[34,8,34,9],[35,2,35,3],[35,5,35,6],[35,7,35,10],[33,6,33,8],[36,1,36,3],[36,5,36,6],[36,7,36,10],[17,2,17,3],[18,2,18,3],[18,5,18,6],[18,7,18,10],[19,2,19,3],[19,5,19,6],[19,7,19,10],[20,2,20,3],[21,2,21,3],[21,5,21,6],[21,7,21,10],[13,2,13,3],[14,2,14,3],[14,5,14,10],[15,2,15,3],[15,5,15,6],[15,7,15,10],[16,2,16,3],[16,5,16,6],[16,7,16,10],[9,2,9,3],[9,5,9,6],[9,7,9,8],[9,9,12,10],[10,2,10,3],[10,5,10,6],[10,7,10,8],[11,2,11,3],[11,5,11,6],[11,7,11,8],[12,2,12,3],[12,5,12,6],[12,7,12,8],[6,2,6,3],[6,5,6,6],[6,7,6,8],[6,9,6,10],[7,1,7,3],[7,5,7,6],[7,7,7,8],[7,9,7,10],[8,2,8,3],[8,5,8,6],[8,7,8,8],[8,9,8,10],[3,1,3,3],[3,5,3,10],[4,2,4,3],[4,5,4,6],[4,9,4,10],[5,2,5,3],[5,5,5,6],[5,7,5,8],[5,9,5,10]]}
[null,null,null,null,null,null,null,null,null,null,null,"Hide","Hide","Hide",null,null,null,null,null,null,null,"Hide","Hide","Hide","Hide","Hide","Hide","Hide","Hide","Hide","Hide","Hide"]
["Hide",null,"Primary","Paid Off",null,null,null,"Refinance","Y"]
["Hide",null,"Second/Investment","Yes",null,null,null,"Purchase","N"]
[null,"Loan Details",null,null,null,"Income"]
[null,"Loan Number",{"$f":"Input!I5","v":0},null,null,"Borrower",null,"Total Income",null,"Date"]
[null,"Borrower Last Name",{"$f":"Input!C5","v":0},null,null,"#1"]
[null,"Occupancy","Primary",null,null,"#2"]
[null,null,null,null,null,"#3"]
[null,"Loan Amount",null,null,null,"#4"]
[null,"Interest Rate",null,null,null,{"$f":"IF(C20>0, \"Subject Rental Income\", \"\")","v":""},null,{"$f":"IF(C7=\"Primary\", C20, M23)","v":0},null,{"$f":"IF(M11>0.01, \"Note: Income from UW calc tab should match income from summary tab\", \"\")","v":""},null,{"$f":"MIN(J6:J9)","v":0}]
[null,"Loan Term (months)",null,null,null,"Other REO Rental Income",null,null,null,null,null,{"$f":"H12-H13","v":0},{"$f":"IF(L11<0, L11*-1, L11)","v":0}]
[null,"Monthly P&I Payment",{"$f":"-PMT(C10/12,C11,C9,0)","v":{"$error":"#NUM!"}},null,null,"Total Income From Summary Tab",null,{"$f":"IF(Summary!L47 > Summary!L49, Summary!L47, Summary!L49)","v":0}]
[null,"Secondary Financing (P&I)",null,null,null,"Total Income (From UW Calc Tab)",null,{"$f":"SUM(H6:H11)","v":0}]
[null,"Hazard Insurance"]
[null,"Taxes",null,null,null,"Qualifying Ratios"]
[null,"Mortgage Insurance",null,null,null,"Primary Housing Expenses",null,{"$f":"IF(C7=\"Primary\", C19, C22)","v":{"$error":"#NUM!"}}]
[null,"HOA Dues",null,null,null,"Total All Monthly Payments",null,{"$f":"IF(C7=\"Primary\", H16+C41, C41+C22)","v":{"$error":"#NUM!"}}]
[null,"Other"]
[null,"Total Subject Payment",{"$f":"SUM(C12:C18)","v":{"$error":"#NUM!"}},null,null,"Housing Expense Ratio",null,{"$f":"IF(C7=\"Primary\", C19/H13, C22/H13)","v":{"$error":"#NUM!"}}]
[null,"Subject Rental Income ",null,null,null,"Total Obligation Ratio",null,{"$f":"(H17/H13)","v":{"$error":"#NUM!"}}]
[null,{"$f":"IF(C7=\"Primary\", \"\", \"Subject Net Rent loss/Income\")","v":""},{"$f":"IF(C7=\"Primary\", \" \", C20-C19)","v":" "}]
[null,{"$f":"IF(C7=\"Primary\", \" \", \"Primary PITIA Payment\")","v":" "},null,null,null,"Max PITIA (Conforming only)",null,{"$f":"IF(H20<0.435, C19+H13*0.015, C19)","v":{"$error":"#NUM!"}},null,null,null,null,{"$f":"IF(C21>0, \" \", C21*-1)","v":" "},"Rent loss"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(C21<0, \" \", C21)","v":" "},"Rent positive"]
[null,"Liabilities",null,null,null,"Assets"]
[null,"Liabilities","Monthly Payments","Omit",null,"Account","Balance","Factor","Liquid","Effective Balance","Date","Verified"]
[null,"#1",null,null,{"$f":"IF(D26=0, C26, 0)","v":0},"#1",null,null,"Y",{"$f":"G26*H26","v":0},null,"Not Verified"]
[null,"#2",null,null,{"$f":"IF(D27=0, C27, 0)","v":0},"#2",null,null,"y",{"$f":"G27*H27","v":0},null,null,"Liquid","Non-Liquid"]
[null,"#3",null,null,0,"#3",null,null,"Y",0,null,null,{"$f":"IF(I26=\"Y\", J26, 0)","v":0},{"$f":"IF(I26=\"N\", J26, 0)","v":0}]
[null,"#4",null,null,0,"#4",null,null,"Y",0,null,null,0,0]
[null,"#5",null,null,0,"#5",null,null,"Y",0,null,null,0,0]
[null,"#6",null,null,0,"#6",null,null,"Y",0,null,null,0,0]
[null,"#7",null,null,0,"#7",null,null,"Y",0,null,null,0,0]
[null,"#8",null,null,0,"#8",null,null,"Y",0,null,null,0,0]
[null,"#9",null,null,0,{"$f":"IF('Additional Details'!J25> 0, \"Additional Assets\", \"\")","v":""},{"$f":"IF('Additional Details'!J25> 0, \"Additional Balance Total\", \"\")","v":""},null,null,{"$f":"IF('Additional Details'!J25> 0, 'Additional Details'!J25, \"\")","v":""},{"$f":"IF('Additional Details'!K25> 0, 'Additional Details'!K25, \"\")","v":""},null,0,0]
[null,"#10",null,null,0,"EMD Amount (If Applicable)",null,null,0,null,null,null,0,0]
[null,"Additional Debts (2nd Tab)",{"$f":"'Additional Details'!C27","v":0},null,null,"Total Liquid Assets",null,{"$f":"M36","v":0},null,null,null,{"$f":"MIN(K26:K34)","v":"00:00:00"},{"$f":"SUM(M28:M35)+'Additional Details'!M25","v":0},{"$f":"SUM(N28:N35)+'Additional Details'!N25","v":0}]
[null,null,null,null,null,"Total Non-Liquid Assets",null,{"$f":"N36","v":0},null,null,null,{"$f":"MIN(K26:K34)","v":"00:00:00"},null,{"$f":"(H37-H39)","v":0}]
[null,"Total other Debt",{"$f":"SUM(E26:E37)+(C36)","v":0},null,null,"Assets required for closing",null,0,null,null,null,null,{"$f":"IF(J37>J39, J36, J36-M39)","v":0},{"$f":"IF(N37>0, H36, H36+N37)","v":0}]
[null,"Other REO Net Rental loss",0,null,null,"Assets required for reserves",null,0]
[null,{"$f":"IF(C7 <> \"Primary\", \"Subject Rent Loss\", \" \")","v":" "},{"$f":"IF(C7<> \"Primary\", M22, \" \")","v":" "},null,null,"Total Assets Required",null,{"$f":"SUM(H38:H39)","v":0}]
[null,"Total All Other Monthly Payments",{"$f":"SUM(C38:C40)","v":0},null,null,"Loan Purpose"]
[null,null,null,null,null,"Max Cash to Close: ","Conventional:",{"$f":"IF(AND(H41=\"Refinance\", H39=0, H36<500), 500, N38)","v":0},null,"FHA (AUS only):",{"$f":"IF(H36>H38,(H38)+((H36-H38)*(0.1)),(H36))","v":0}]
[]
[]
[null,"Expiration Dates"]
[null,"Expiration Dates",null,null,null,null,null,null,null,null,null,"30 Days"]
[null,null,null,null,null,null,null,null,null,null,null,"60 Days"]
[null,null,null,null,null,null,null,null,null,null,null,"90 Days"]
[null,null,null,null,null,null,null,null,null,null,null,"120 Days"]
[null,null,null,null,null,null,null,null,null,null,null,"180 Days"]
[null,null,null,null,null,null,null,null,null,null,null,"4 months"]
[null,null,"Enter (MM/DD/YYYY)","Select",null,"Document Expires (Enter on LDL) ",null,null,null,null,null,"12 months",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(D53=\"30 Days\", 30, 0)","v":0},{"$f":"IF(D53=\"60 Days\", 60, 0)","v":0},{"$f":"IF(D53=\"90 Days\", 90, 0)","v":0},{"$f":"IF(D53=\"120 Days\", 120, 0)","v":0},{"$f":"IF(D53=\"180 Days\", 180, 0)","v":0},{"$f":"IF(D53 = \"4 months\", AC61, AD52)","v":"00:00:00"},{"$f":"SUM(X52+Y52+Z52+AA52+AB52)","v":0}]
[null,"Credit Report Date:",null,null,null,{"$f":"IF( D53=\"4 months\", AC52, C53 + AD52)","v":"00:00:00"},null,null,null,null,null,{"$f":"IF(D53>0, F53, \"\")","v":""},{"$f":"IF(C53>0, F53, \"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(D54=\"30 Days\", 30, 0)","v":0},{"$f":"IF(D54=\"60 Days\", 60, 0)","v":0},{"$f":"IF(D54=\"90 Days\", 90, 0)","v":0},{"$f":"IF(D54=\"120 Days\", 120, 0)","v":0},{"$f":"IF(D54=\"180 Days\", 180, 0)","v":0},{"$f":"IF(D54 = \"4 months\", AC62, AD53)","v":"00:00:00"},{"$f":"SUM(X53+Y53+Z53+AA53+AB53)","v":0}]
[null,"Oldest Paystub:",{"$f":"IF(L10 >0, L10, \"\")","v":""},null,null,{"$f":"IF(L10 >0, N54, \"\")","v":""},null,null,null,null,null,{"$f":"IF(D54>0, F54, \"\")","v":""},{"$f":"IF(L10>0, F54, \"\")","v":""},{"$f":"IF( D54=\"4 months\", AC53, C54 + AD53)","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,null,{"$f":"IF(D55=\"30 Days\", 30, 0)","v":0},{"$f":"IF(D55=\"60 Days\", 60, 0)","v":0},{"$f":"IF(D55=\"90 Days\", 90, 0)","v":0},{"$f":"IF(D55=\"120 Days\", 120, 0)","v":0},{"$f":"IF(D55=\"180 Days\", 180, 0)","v":0},{"$f":"IF(D55 = \"4 months\", AC63, AD54)","v":"00:00:00"},{"$f":"SUM(X54+Y54+Z54+AA54+AB54)","v":0}]
[null,"Oldest Asset Statement:",{"$f":"IF(L36 >0, L37, \"\")","v":""},null,null,{"$f":"IF(L37>0, N55, \"\")","v":""},null,null,null,null,null,{"$f":"IF(D55>0, F55, \"\")","v":""},{"$f":"IF(L37>0, F55, \"\")","v":""},{"$f":"IF( D55=\"4 months\", AC54, C55 + AD54)","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,null,{"$f":"IF(D56=\"30 Days\", 30, 0)","v":0},{"$f":"IF(D56=\"60 Days\", 60, 0)","v":0},{"$f":"IF(D56=\"90 Days\", 90, 0)","v":0},{"$f":"IF(D56=\"120 Days\", 120, 0)","v":0},{"$f":"IF(D56=\"180 Days\", 180, 0)","v":0},{"$f":"IF(D56 = \"4 months\", AC64, AD55)","v":"00:00:00"},{"$f":"SUM(X55+Y55+Z55+AA55+AB55)","v":0}]
[null,"Appraisal Date:",null,null,null,{"$f":"IF(D56=\"12 months\", AD64, AB64)","v":"00:00:00"},null,null,null,null,null,{"$f":"IF(D56>0, F56, \"\")","v":""},{"$f":"IF(C56>0, F56, \"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(D57=\"30 Days\", 30, 0)","v":0},{"$f":"IF(D57=\"60 Days\", 60, 0)","v":0},{"$f":"IF(D57=\"90 Days\", 90, 0)","v":0},{"$f":"IF(D57=\"120 Days\", 120, 0)","v":0},{"$f":"IF(D57=\"180 Days\", 180, 0)","v":0},{"$f":"IF(D57 = \"4 months\", AC65, AD56)","v":"00:00:00"},{"$f":"SUM(X56+Y56+Z56+AA56+AB56)","v":0}]
[null,"1004D Date:",null,null,null,{"$f":"IF( D57=\"4 months\", AC56, C57 + AD56)","v":"00:00:00"},null,null,null,null,null,{"$f":"IF(D57>0, F57, \"\")","v":""},{"$f":"IF(C57>0, F57, \"\")","v":""}]
[null,"Tax  Return Year Provided:",{"$f":"'Tax Return Expiration Date Calc'!C4","v":"N/A"},{"$f":"IF(C58=\"N/A\", \"N/A\", \"Close By Date:\")","v":"N/A"},null,{"$f":"'Tax Return Expiration Date Calc'!C7","v":"N/A"},null,null,null,null,null,null,{"$f":"F58","v":"N/A"}]
[]
[null,null,"Overall Loan Expiration Date: ",null,null,{"$f":"IF(M60=0, \"\", M61)","v":""},null,null,null,null,null,null,{"$f":"MIN(M53:M58)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MIN(M53:M58)","v":"00:00:00"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"EDATE(C53,4)","v":"1900-04-30"}]
[null,"Comments (Initial Review)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"EDATE(C54,4)","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"EDATE(C55,4)","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(D56=\"4 months\", AC55, C56 + AD55)","v":"00:00:00"},{"$f":"EDATE(C56,4)","v":"1900-04-30"},{"$f":"EDATE(C56,12)","v":"1900-12-31"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"EDATE(C57,4)","v":"1900-04-30"}]
[]
[]
[]
[null,"Comments (Resubmission Review)"]
[]
[]
[]
[]
[]
[null,"Conditions"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Worksheet Completed by: ",null,null,"Date completed:",null,null,null,null,null,null,null,null,"Date completed:"]
[null,{"$f":"Input!C9","v":0},null,null,null,{"$f":"NOW()","v":"2025-05-05T10:08:04.140"},null,null,null,null,null,null,null,{"$f":"NOW()","v":"2025-05-05T10:08:04.140"}]

{"sheet":"Additional Details","index":2,"n_rows":27,"n_cols":16,"rows_kept":27,"cut":false,"hidden":false,"merged":[[26,9,26,10],[25,5,25,8],[26,5,26,8],[25,9,25,10],[3,1,3,3],[25,1,25,3],[26,2,26,3],[3,5,3,10],[24,5,24,6],[24,7,24,8]]}
[null,null,null,null,null,null,null,null,null,null,null,null,"HIDE","HIDE","HIDE","HIDE"]
[null,null,null,"Paid Off"]
[null,null,null,"Yes"]
[null,"Liabilities",null,null,null,"Additional Assets"]
[null,"Liabilities","Monthly Payment","Omit",null,"Account","Balance","Factor","Liquid","Effective Balance","Date",null,"Liquid","Non-Liquid"]
[null,"#11",null,null,{"$f":"IF(D6 = 0, C6, 0)","v":0},"#9",null,null,"Y",{"$f":"G6*H6","v":0},null,null,{"$f":"IF(I6=\"Y\", J6, 0)","v":0},{"$f":"IF(I6=\"N\", J6, 0)","v":0},null,"Y"]
[null,"#12",null,null,{"$f":"IF(D7 = 0, C7, 0)","v":0},"#10",null,null,"Y",{"$f":"G7*H7","v":0},null,null,{"$f":"IF(I7=\"Y\", J7, 0)","v":0},{"$f":"IF(I7=\"N\", J7, 0)","v":0},null,"N"]
[null,"#13",null,null,0,"#11",null,null,"Y",0,null,null,0,0]
[null,"#14",null,null,0,"#12",null,null,"Y",0,null,null,0,0]
[null,"#15",null,null,0,"#13",null,null,"Y",0,null,null,0,0]
[null,"#16",null,null,0,"#14",null,null,"Y",0,null,null,0,0]
[null,"#17",null,null,0,"#15",null,null,"Y",0,null,null,0,0]
[null,"#18",null,null,0,"#16",null,null,"Y",0,null,null,0,0]
[null,"#19",null,null,0,"#17",null,null,"Y",{"$f":"G14*H14","v":0},null,null,0,0]
[null,"#20",null,null,0,"#18",null,null,"y",{"$f":"G15*H15","v":0},null,null,0,0]
[null,"#21",null,null,0,"#19",null,null,"Y",0,null,null,0,0]
[null,"#22",null,null,0,"#20",null,null,"Y",0,null,null,0,0]
[null,"#23",null,null,0,"#21",null,null,"Y",0,null,null,0,0]
[null,"#24",null,null,0,"#22",null,null,"Y",0,null,null,0,0]
[null,"#25",null,null,0,"#23",null,null,"Y",0,null,null,0,0]
[null,"#26",null,null,0,"#24",null,null,"Y",0,null,null,0,0]
[null,"#27",null,null,0,"#25",null,null,"Y",{"$f":"G22*H22","v":0},null,null,0,0]
[null,"#28",null,null,0,"#26",null,null,"Y",{"$f":"G23*H23","v":0},null,null,0,0]
[null,"#29",null,null,0]
[null,"#30",null,null,0,"Additional Assets",null,"Total Balance",null,{"$f":"SUM(J6:J23)","v":0},{"$f":"IF(K6>0, MIN(K6:K23), \"\")","v":""},null,{"$f":"SUM(M6:M24)","v":0},{"$f":"SUM(N6:N24)","v":0}]
[null,null,null,null,null,"Additional Liquid Assets",null,null,null,{"$f":"M25","v":0}]
[null,"Total",{"$f":"SUM(E6:E25)","v":0},null,null,"Additional  Non-Liquid Assets",null,null,null,{"$f":"N25","v":0}]

{"sheet":"Tax Return Expiration Date Calc","index":3,"n_rows":20,"n_cols":11,"rows_kept":20,"cut":false,"hidden":false,"merged":[[1,1,1,2]]}
[]
[null,"Tax Return Expiration Date Calculator",null,null,null,null,null,"Hide",null,"Hide","Hide"]
[null,"Application Date","Select",null,null,null,null,"Expiration Dates"]
[null,"Most Recent Tax Return Provided","N/A",null,null,null,null,"Expired - Additional Documentation Required",null,{"$f":"IF(C3=H10, H6, H5)","v":"5/31/2025 (LPA) or 6/30/2025 (DU)"}]
[null,"Extension Provided?","Select",null,null,null,null,"5/31/2025 (LPA) or 6/30/2025 (DU)"]
["Hide","Enter YTD P&L Date",null,null,null,null,null,"2025-10-15",null,{"$f":"IF(C4=H18, H7, J4)","v":"5/31/2025 (LPA) or 6/30/2025 (DU)"}]
[null,"Tax Return Expiration Date",{"$f":"IF(C4=\"N/A\", H16, H20)","v":"N/A"},null,null,null,null,"5/31/2026 (LPA) or 6/30/2026 (DU)"]
["Hide","Current YTD P&L Expiration date",{"$f":"IF(C6<1, H11, C6+60)","v":"Must enter YTD P&L Date"},null,null,null,null,"Select",null,{"$f":"IF(C5=H13, H6, H5)","v":"5/31/2025 (LPA) or 6/30/2025 (DU)"},"Extension Yes/No"]
["Hide","Self Employment Document Expiration Date",{"$f":"IF(AND(C4<>H15, C7<>H4, C8<>H11),  MIN(C7:C8), H16)","v":"N/A"},null,null,null,null,"Prior to 4/15/2025"]
[null,null,null,null,null,null,null,"On or after 4/15/2025",null,{"$f":"IF(C5=H13, J8, J13)","v":"5/31/2025 (LPA) or 6/30/2025 (DU)"},"add"]
[null,null,null,null,null,null,null,"Must enter YTD P&L Date"]
[null,null,null,null,null,null,null,"Select"]
[null,null,null,null,null,null,null,"Yes",null,{"$f":"IF(AND(C3=H10,C4=H17),H4,J8)","v":"5/31/2025 (LPA) or 6/30/2025 (DU)"},"Expired docs"]
[null,null,null,null,null,null,null,"No"]
[null,null,null,null,null,null,null,"N/A"]
[null,null,null,null,null,null,null,"N/A"]
[null,null,null,null,null,null,null,2023]
[null,null,null,null,null,null,null,2024]
[]
[null,null,null,null,null,null,null,{"$f":"IF(C4=H18, H7, J10)","v":"5/31/2025 (LPA) or 6/30/2025 (DU)"}]

{"sheet":"Summary","index":4,"n_rows":53,"n_cols":13,"rows_kept":53,"cut":false,"hidden":false,"merged":[[10,1,10,10],[33,1,33,11],[5,3,5,5],[6,1,6,2],[6,9,6,11],[12,1,12,10],[14,1,14,10],[9,1,9,11],[13,1,13,11],[6,3,6,5],[6,6,6,7],[11,1,11,10],[15,1,15,10],[25,1,25,10],[27,1,27,10],[24,1,24,11],[4,1,4,2],[4,9,4,11],[5,1,5,2],[8,1,8,10],[5,9,5,11],[4,6,4,7],[5,6,5,7],[4,3,4,5],[52,1,60,11],[48,2,48,9],[28,1,28,11],[30,1,30,11],[29,1,29,10],[31,1,31,10],[37,1,37,10],[39,1,39,10],[46,4,46,9],[34,1,34,10],[36,1,36,10],[40,1,40,10],[38,1,38,11],[42,1,42,10],[32,1,32,10],[41,1,41,11],[35,1,35,11],[20,1,20,11],[17,1,17,11],[26,1,26,11],[16,1,16,10],[18,1,18,10],[19,1,19,10],[21,1,21,10],[23,1,23,10],[22,1,22,10]]}
[]
[]
[]
[]
[null,"Borrower :",null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""}]
[null,"Co Borrower:",null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,null,"Date Reviewed:",null,null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[null,null,null,null,null,null,"Loan #:",null,null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[]
[null,"Income Worksheet",null,null,null,null,null,null,null,null,null,"Monthly Income"]
[null,"Borrower 1"]
[null,"Total W2 Wages",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Employment (B1)'!H17:H18,'Employment (B1)'!H25:H26,'Employment (B1)'!H52:H53)","v":0}]
[null,"Variable Income",null,null,null,null,null,null,null,null,null,{"$f":"'Variable Income (B1)'!E38:F38","v":0},0]
[null,"Income from 1040 Tab",null,null,null,null,null,null,null,null,null,{"$f":"SUM('1040 (B1)'!I35:I44,'1040 (B1)'!O9:O21)","v":0}]
[null,"Borrower 2"]
[null,"Total W2 Wages",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Employment (B2)'!H17:H18,'Employment (B2)'!H25:H26,'Employment (B2)'!H52:H53)","v":0}]
[null,"Variable Income",null,null,null,null,null,null,null,null,null,{"$f":"'Variable Income (B2)'!E38:F38","v":0},0]
[null,"Income from 1040 Tab",null,null,null,null,null,null,null,null,null,{"$f":"SUM('1040 (B2)'!$O$9:$O$20,'1040 (B2)'!$I$35:$I$44)","v":0}]
[null,"Schedule C"]
[null,"Total Sole Proprietorship Income",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Sch C'!S20,'Sch C'!S41,'Sch C'!S62)","v":0}]
[null,"YTD P&L Schedule C  ",null,null,null,null,null,null,null,null,null,{"$f":"SUM(IF('YTD P&L (Sch C)'!J26=\"\",0,'YTD P&L (Sch C)'!R21:S21),IF('YTD P&L (Sch C)'!J59=\"\",0,'YTD P&L (Sch C)'!R53:S53),IF('YTD P&L (Sch C)'!J91=\"\",0,'YTD P&L (Sch C)'!R85:S85))","v":0}]
[null,"Schedule E Part 1 Rental Property"]
[null,"Total Rental Income",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Rental  '!O19,'Rental  '!O42,'Rental  '!O65,'Rental  '!O88,'Rental  '!O111,'Rental  '!O134)","v":0}]
[null,"Total Rental Income (2)",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Rental (2)'!O19,'Rental (2)'!O42,'Rental (2)'!O65,'Rental (2)'!O88,'Rental (2)'!O111,'Rental (2)'!O134)","v":0}]
[null,"Total Rental Income (3)",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Rental (3)'!O19,'Rental (3)'!O42,'Rental (3)'!O65,'Rental (3)'!O88,'Rental (3)'!O111,'Rental (3)'!O134)","v":0}]
[null,"Schedule E Part 1"]
[null,"Royalty Income",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Royalty Income'!P13,'Royalty Income'!P29,'Royalty Income'!P45)","v":0}]
[null,"Schedule E Part 3"]
[null,"Trust Income",null,null,null,null,null,null,null,null,null,{"$f":"SUM(Trust!Q15,Trust!Q31,Trust!Q47)","v":0}]
[null,"1065 < 25%  "]
[null,"Partnership Income < 25%",null,null,null,null,null,null,null,null,null,{"$f":"SUM('1065<25% '!R18,'1065<25% '!R38,'1065<25% '!R58,'1065<25% '!R78,'1065<25% '!R98,'1065<25% '!R118,'1065<25% '!R138,'1065<25% '!R158,'1065<25% '!R178,'1065<25% '!R198,'1065<25% '!R218,'1065<25% '!R238)","v":0}]
[null," 1065 ≥  25%  "]
[null,"Partnership Income ≥ 25%",null,null,null,null,null,null,null,null,null,{"$f":"SUM('1065 25% +'!R32,'1065 25% +'!R66,'1065 25% +'!R99,'1065 25% +'!R134,'1065 25% +'!R169)","v":0}]
[null,"YTD P&L Partnership",null,null,null,null,null,null,null,null,null,{"$f":"SUM(IF('YTD P&L (1065)'!J26=\"\",0,'YTD P&L (1065)'!R21:S21),IF('YTD P&L (1065)'!J59=\"\",0,'YTD P&L (1065)'!R53:S53),IF('YTD P&L (1065)'!J91=\"\",0,'YTD P&L (1065)'!R85:S85),IF('YTD P&L (1065)'!J123=\"\",0,'YTD P&L (1065)'!R117:S117),IF('YTD P&L (1065)'!J155=\"\",0,'YTD P&L (1065)'!R149:S149))","v":0}]
[null,"1120S < 25%  "]
[null,"S Corporation Income < 25%",null,null,null,null,null,null,null,null,null,{"$f":"SUM('1120S<25% '!R18,'1120S<25% '!R37,'1120S<25% '!R56,'1120S<25% '!R75,'1120S<25% '!R94,'1120S<25% '!R113,'1120S<25% '!R132,'1120S<25% '!R151,'1120S<25% '!R170,'1120S<25% '!R189)","v":0}]
[null,"1120S ≥  25%  "]
[null,"S Corporation Income ≥ 25%",null,null,null,null,null,null,null,null,null,{"$f":"SUM('1120S 25%+'!R31,'1120S 25%+'!R65,'1120S 25%+'!R99,'1120S 25%+'!R133,'1120S 25%+'!R167)","v":0}]
[null,"YTD P&L S Corporation ",null,null,null,null,null,null,null,null,null,{"$f":"SUM(IF('YTD P&L (1120S)'!J26=\"\",0,'YTD P&L (1120S)'!R21:S21),IF('YTD P&L (1120S)'!J59=\"\",0,'YTD P&L (1120S)'!R53:S53),IF('YTD P&L (1120S)'!J91=\"\",0,'YTD P&L (1120S)'!R85:S85),IF('YTD P&L (1120S)'!J123=\"\",0,'YTD P&L (1120S)'!R117:S117),IF('YTD P&L (1120S)'!J155=\"\",0,'YTD P&L (1120S)'!R149:S149))","v":0}]
[null,"1120 Income"]
[null,"Total Corporation Income",null,null,null,null,null,null,null,null,null,{"$f":"SUM('1120 '!R26,'1120 '!R54,'1120 '!R80)","v":0}]
[null,"YTD P&L Corporation  ",null,null,null,null,null,null,null,null,null,{"$f":"SUM(IF('YTD P&L (1120)'!J26=\"\",0,'YTD P&L (1120)'!R21:S21),IF('YTD P&L (1120)'!J59=\"\",0,'YTD P&L (1120)'!R53:S53),IF('YTD P&L (1120)'!J91=\"\",0,'YTD P&L (1120)'!R85:S85))","v":0}]
[null,"Schedule F"]
[null,"Total Farming Income",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Farm '!Q17,'Farm '!Q35)","v":0}]
[]
[]
[]
[null,null,null,null,"Total Monthly Income",null,null,null,null,null,null,{"$f":"SUM(L11:L43)","v":0}]
[]
[null,null,"Total Monthly Income Excluding Rental Income",null,null,null,null,null,null,null,null,{"$f":"L47-L22-L23-L24","v":0}]
[]
[]
[null,"Comments:"]
[null,20]

{"sheet":"Employment (B1)","index":5,"n_rows":62,"n_cols":19,"rows_kept":62,"cut":false,"hidden":false,"merged":[[9,4,9,5],[1,1,3,3],[4,1,5,7],[6,1,6,3],[7,2,7,3],[8,4,8,6],[23,4,23,6],[16,4,17,6],[10,4,10,6],[11,4,11,6],[12,4,12,6],[13,4,13,6],[14,4,14,6],[15,4,15,5],[16,7,17,7],[18,1,19,2],[20,4,20,6],[21,4,21,6],[22,4,22,6],[24,7,25,7],[27,2,27,7],[28,11,28,13],[29,5,31,5],[29,6,31,6],[29,7,31,7],[24,4,25,6],[48,4,48,6],[34,1,36,1],[34,2,36,7],[34,11,34,12],[35,11,35,13],[41,1,41,3],[42,2,42,3],[43,4,43,6],[44,4,44,5],[45,4,45,6],[46,4,46,6],[47,4,47,6],[61,1,63,1],[61,2,63,7],[49,4,49,6],[50,4,50,5],[51,4,52,6],[51,7,52,7],[54,2,54,7],[56,5,58,5],[56,6,58,6],[56,7,58,7]]}
[]
[null,null,null,null,"Borrower 1:",{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},"Calculated By:",{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""}]
[null,null,null,null,"Loan Number:",{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},"Date Reviewed:",{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[]
[]
[]
[null,"BORROWER #1 Primary Job",null,null,null,null,null,null,null,null,1,31]
[null,"Part I","Salary / Wage Income",null,null,null,null,null,null,null,2,28,null,null,null,null,null,"No Selection"]
[null,"Employer & Document Type","Frequency of Pay","Periodic Pay Rate","Calculations",null,null,"Monthly Average",null,null,3,31,null,null,null,null,null,"Current Base",{"$f":"SUM(H10:H16)","v":0}]
[null,null,"Hourly",null,"Enter average hours worked per week",null,null,{"$f":"IF(D10=\"\",\"\",(D10*G10*52)/12)","v":""},null,null,4,30,null,null,null,null,null,"Current YTD",{"$f":"E30","v":""}]
[null,null,"Weekly",null,"Multiply weekly income by 52 weeks and divide by 12 months",null,null,{"$f":"IF(D11=\"\",\"\",(D11*52)/12)","v":""},null,null,5,31,null,null,null,null,null,"YTD & Prior Yr",{"$f":"F30","v":""}]
[null,null,"Bi-weekly",null,"Multiply periodic income by 26 periods and divide by 12 months",null,null,{"$f":"IF(D12=\"\",\"\",(D12*26)/12)","v":""},null,null,6,30,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"G30","v":""}]
[null,null,"Semi-Monthly",null,"Multiply semi-monthly income by 24 periods and divide by 12 months",null,null,{"$f":"IF(D13=\"\",\"\",(D13*24)/12)","v":""},null,null,7,31,null,null,null,null,null,"Prior 2 yrs Avg",{"$f":"H30","v":""}]
[null,null,"Monthly",null,"Use the monthly income from the paystub",null,null,{"$f":"IF(D14=\"\",\"\",(D14))","v":""},null,null,8,31,null,null,null,null,null,"UW Override",{"$f":"N35","v":0}]
[null,null,"Annually",null,"Divide the annual income amount by 12",null,null,{"$f":"IF(D15=\"\",\"\",(D15)/12)","v":""},null,null,9,30]
[null,null,"Seasonal",null,"Enter number of pay periods per year",null,null,{"$f":"IF(D16=\"\",\"\",SUM(D16*G16)/12)","v":""},null,null,10,31,null,null,null,null,null,{"$f":"Input!C13","v":2024}," W2"]
[null,null,null,null,"Enter Qualifying Income Figure Here:",null,null,null,null,null,11,30,null,null,null,null,null,{"$f":"(R16-1)","v":2023}," W2"]
[null,null,null,null,null,null,null,null,null,null,12,31]
[null,"Teacher Calculator"]
[]
[null,"Income Source (Document)","Frequency of Pay","Periodic Pay Rate","Calculations",null,null,"Monthly Average"]
[null,null,"Bi-weekly",null,"Multiply periodic income by 21 periods and divide by 12 months",null,null,{"$f":"IF(D22=\"\",\"\",(D22*21)/12)","v":""}]
[null,null,"Semi-Monthly",null,"Multiply periodic income by 20 periods and divide by 12 months",null,null,{"$f":"IF(D23=\"\",\"\",(D23*20)/12)","v":""}]
[null,null,"Monthly",null,"Multiply periodic income by 10 periods and divide by 12 months",null,null,{"$f":"IF(D24=\"\",\"\",(D24*10)/12)","v":""}]
[null,null,null,null,"Enter the desired amount of income to be used for qualifying purposes after comparing the above calculation to the YTD ",null,null,0]
[]
[]
[null,"Part II","Comparative Analysis & Averaging of YTD and Prior Years' Incomes"]
[null,"Source","Income","# of Months","Monthly Averages","YTD & Prior Yr","YTD & Prior 2 Yrs","Prior 2 yrs",null,null,null,"YTD Calculator "]
[null,"YTD Pay Stub",null,null,{"$f":"IF(C30>0,(SUM(C30/D30)),\"\")","v":""},{"$f":"IF(C31>0,SUM((C30+C31)/(D30+D31)),\"\")","v":""},{"$f":"IF(C32>0,SUM((C30+C31+C32)/(D30+D31+D32)),\"\")","v":""},{"$f":"IF(C32>0,SUM((C31+C32)/(D31+D32)),\"\")","v":""},null,null,null,"Start Date","End Date","Result"]
[null,{"$f":"CONCATENATE(R16,S16)","v":"2024 W2"},null,null,{"$f":"IF(C31>0,(SUM(C31/D31)),\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ISBLANK(L31),\"\",DAYS360(L31,M31)/30)","v":""}]
[null,{"$f":"CONCATENATE(R17, S17)","v":"2023 W2"},null,null,{"$f":"IF(C32>0,(SUM(C32/D32)),\"\")","v":""},null,null,null,null,null,null,null,{"$f":"DAY(M31)","v":0},{"$f":"DAY(DATE(YEAR(M31),MONTH(M31)+1,1)-1)","v":31}]
[]
[]
[null,"Comments:",null,null,null,null,null,null,null,null,null,"UW Manual Income Input**",null,0]
[null,null,null,null,null,null,null,null,null,null,null,"** Include notes If used "]
[]
[]
[]
[]
[]
[null,"BORROWER #1 Second Job"]
[null,"Part I","Salary / Wage Income"]
[null,"Employer & Document Type","Frequency of Pay","Periodic Pay Rate","Calculations",null,null,"Monthly Average"]
[null,null,"Hourly",null,"Enter average hours worked per week",null,null,{"$f":"IF(D45=\"\",\"\",(D45*G45*52)/12)","v":""}]
[null,null,"Weekly",null,"Multiply weekly income by 52 weeks and divide by 12 months",null,null,{"$f":"IF(D46=\"\",\"\",(D46*52)/12)","v":""}]
[null,null,"Bi-weekly",null,"Multiply periodic income by 26 periods and divide by 12 months",null,null,{"$f":"IF(D47=\"\",\"\",(D47*26)/12)","v":""}]
[null,null,"Semi-Monthly",null,"Multiply semi-monthly income by 24 periods and divide by 12 months",null,null,{"$f":"IF(D48=\"\",\"\",(D48*24)/12)","v":""}]
[null,null,"Monthly",null,"Use the monthly income from the paystub",null,null,{"$f":"IF(D49=\"\",\"\",(D49))","v":""}]
[null,null,"Annually",null,"Divide the annual income amount by 12",null,null,{"$f":"IF(D50=\"\",\"\",(D50)/12)","v":""}]
[null,null,"Seasonal",null,"Enter number of pay periods per year",null,null,{"$f":"IF(D51=\"\",\"\",SUM(D51*G51)/12)","v":""}]
[null,null,null,null,"Enter Qualifying Income Figure Here:",null,null,0]
[]
[]
[null,"Part II","Comparative Analysis & Averaging of YTD and Prior Years' Incomes"]
[null,"Source","Income","# of Months","Monthly Averages","YTD & Prior Yr","YTD & Prior 2 Yrs","Prior 2 yrs"]
[null,"YTD Pay Stub",null,null,{"$f":"IF(C57>0,(SUM(C57/D57)),\"\")","v":""},{"$f":"IF(C58>0,SUM((C57+C58)/(D57+D58)),\"\")","v":""},{"$f":"IF(C59>0,SUM((C57+C58+C59)/(D57+D58+D59)),\"\")","v":""},{"$f":"IF(C59>0,SUM((C58+C59)/(D58+D59)),\"\")","v":""}]
[null,"2021W2",null,null,{"$f":"IF(C58>0,(SUM(C58/D58)),\"\")","v":""}]
[null,"2020W2",null,null,{"$f":"IF(C59>0,(SUM(C59/D59)),\"\")","v":""}]
[]
[]
[null,"Comments:"]

{"sheet":"Employment (B2)","index":6,"n_rows":62,"n_cols":19,"rows_kept":62,"cut":false,"hidden":false,"merged":[[15,4,15,5],[9,4,9,5],[1,1,3,3],[4,1,5,7],[6,1,6,3],[7,2,7,3],[8,4,8,6],[10,4,10,6],[11,4,11,6],[12,4,12,6],[13,4,13,6],[14,4,14,6],[27,2,27,7],[18,1,19,2],[20,4,20,6],[21,4,21,6],[22,4,22,6],[16,4,17,6],[16,7,17,7],[23,4,23,6],[24,4,25,6],[24,7,25,7],[28,11,28,13],[48,4,48,6],[34,1,36,1],[34,2,36,7],[34,11,34,12],[35,11,35,13],[41,1,41,3],[42,2,42,3],[43,4,43,6],[44,4,44,5],[45,4,45,6],[46,4,46,6],[47,4,47,6],[29,5,31,5],[29,6,31,6],[29,7,31,7],[61,1,63,1],[61,2,63,7],[49,4,49,6],[50,4,50,5],[51,4,52,6],[51,7,52,7],[54,2,54,7],[56,5,58,5],[56,6,58,6],[56,7,58,7]]}
[]
[null,null,null,null,"Borrower 2:",{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},"Calculated By:",{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""}]
[null,null,null,null,"Loan Number:",{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},"Date Reviewed:",{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[]
[]
[]
[null,"BORROWER #1 Primary Job",null,null,null,null,null,null,null,null,1,31]
[null,"Part I","Salary / Wage Income",null,null,null,null,null,null,null,2,28,null,null,null,null,null,"No Selection"]
[null,"Employer & Document Type","Frequency of Pay","Periodic Pay Rate","Calculations",null,null,"Monthly Average",null,null,3,31,null,null,null,null,null,"Current Base",{"$f":"SUM(H10:H16)","v":0}]
[null,null,"Hourly",null,"Enter average hours worked per week",null,null,{"$f":"IF(D10=\"\",\"\",(D10*G10*52)/12)","v":""},null,null,4,30,null,null,null,null,null,"Current YTD",{"$f":"E30","v":""}]
[null,null,"Weekly",null,"Multiply weekly income by 52 weeks and divide by 12 months",null,null,{"$f":"IF(D11=\"\",\"\",(D11*52)/12)","v":""},null,null,5,31,null,null,null,null,null,"YTD & Prior Yr",{"$f":"F30","v":""}]
[null,null,"Bi-weekly",null,"Multiply periodic income by 26 periods and divide by 12 months",null,null,{"$f":"IF(D12=\"\",\"\",(D12*26)/12)","v":""},null,null,6,30,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"G30","v":""}]
[null,null,"Semi-Monthly",null,"Multiply semi-monthly income by 24 periods and divide by 12 months",null,null,{"$f":"IF(D13=\"\",\"\",(D13*24)/12)","v":""},null,null,7,31,null,null,null,null,null,"Prior 2 yrs Avg",{"$f":"H30","v":""}]
[null,null,"Monthly",null,"Use the monthly income from the paystub",null,null,{"$f":"IF(D14=\"\",\"\",(D14))","v":""},null,null,8,31,null,null,null,null,null,"UW Override",{"$f":"N35","v":0}]
[null,null,"Annually",null,"Divide the annual income amount by 12",null,null,{"$f":"IF(D15=\"\",\"\",(D15)/12)","v":""},null,null,9,30]
[null,null,"Seasonal",null,"Enter number of pay periods per year",null,null,{"$f":"IF(D16=\"\",\"\",SUM(D16*G16)/12)","v":""},null,null,10,31,null,null,null,null,null,{"$f":"Input!C13","v":2024}," W2"]
[null,null,null,null,"Enter Qualifying Income Figure Here:",null,null,null,null,null,11,30,null,null,null,null,null,{"$f":"(R16-1)","v":2023}," W2"]
[null,null,null,null,null,null,null,null,null,null,12,31]
[null,"Teacher Calculator"]
[]
[null,"Income Source (Document)","Frequency of Pay","Periodic Pay Rate","Calculations",null,null,"Monthly Average"]
[null,null,"Bi-weekly",null,"Multiply periodic income by 21 periods and divide by 12 months",null,null,{"$f":"IF(D22=\"\",\"\",(D22*21)/12)","v":""}]
[null,null,"Semi-Monthly",null,"Multiply periodic income by 20 periods and divide by 12 months",null,null,{"$f":"IF(D23=\"\",\"\",(D23*20)/12)","v":""}]
[null,null,"Monthly",null,"Multiply periodic income by 10 periods and divide by 12 months",null,null,{"$f":"IF(D24=\"\",\"\",(D24*10)/12)","v":""}]
[null,null,null,null,"Enter the desired amount of income to be used for qualifying purposes after comparing the above calculation to the YTD "]
[]
[]
[null,"Part II","Comparative Analysis & Averaging of YTD and Prior Years' Incomes"]
[null,"Source","Income","# of Months","Monthly Averages","YTD & Prior Yr","YTD & Prior 2 Yrs","Prior 2 yrs",null,null,null,"YTD Calculator "]
[null,"YTD Pay Stub",null,null,{"$f":"IF(C30>0,(SUM(C30/D30)),\"\")","v":""},{"$f":"IF(C31>0,SUM((C30+C31)/(D30+D31)),\"\")","v":""},{"$f":"IF(C32>0,SUM((C30+C31+C32)/(D30+D31+D32)),\"\")","v":""},{"$f":"IF(C32>0,SUM((C31+C32)/(D31+D32)),\"\")","v":""},null,null,null,"Start Date","End Date","Result"]
[null,{"$f":"CONCATENATE(R16,S16)","v":"2024 W2"},null,null,{"$f":"IF(C31>0,(SUM(C31/D31)),\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ISBLANK(L31),\"\",DAYS360(L31,M31)/30)","v":""}]
[null,{"$f":"CONCATENATE(R17, S17)","v":"2023 W2"},null,null,{"$f":"IF(C32>0,(SUM(C32/D32)),\"\")","v":""},null,null,null,null,null,null,null,{"$f":"DAY(M31)","v":0},{"$f":"DAY(DATE(YEAR(M31),MONTH(M31)+1,1)-1)","v":31}]
[]
[]
[null,"Comments:",null,null,null,null,null,null,null,null,null,"UW Manual Income Input**",null,0]
[null,null,null,null,null,null,null,null,null,null,null,"** Include notes If used "]
[]
[]
[]
[]
[]
[null,"BORROWER #1 Second Job"]
[null,"Part I","Salary / Wage Income"]
[null,"Employer & Document Type","Frequency of Pay","Periodic Pay Rate","Calculations",null,null,"Monthly Average"]
[null,null,"Hourly",null,"Enter average hours worked per week",null,null,{"$f":"IF(D45=\"\",\"\",(D45*G45*52)/12)","v":""}]
[null,null,"Weekly",null,"Multiply weekly income by 52 weeks and divide by 12 months",null,null,{"$f":"IF(D46=\"\",\"\",(D46*52)/12)","v":""}]
[null,null,"Bi-weekly",null,"Multiply periodic income by 26 periods and divide by 12 months",null,null,{"$f":"IF(D47=\"\",\"\",(D47*26)/12)","v":""}]
[null,null,"Semi-Monthly",null,"Multiply semi-monthly income by 24 periods and divide by 12 months",null,null,{"$f":"IF(D48=\"\",\"\",(D48*24)/12)","v":""}]
[null,null,"Monthly",null,"Use the monthly income from the paystub",null,null,{"$f":"IF(D49=\"\",\"\",(D49))","v":""}]
[null,null,"Annually",null,"Divide the annual income amount by 12",null,null,{"$f":"IF(D50=\"\",\"\",(D50)/12)","v":""}]
[null,null,"Seasonal",null,"Enter number of pay periods per year",null,null,{"$f":"IF(D51=\"\",\"\",SUM(D51*G51)/12)","v":""}]
[null,null,null,null,"Enter Qualifying Income Figure Here:"]
[]
[]
[null,"Part II","Comparative Analysis & Averaging of YTD and Prior Years' Incomes"]
[null,"Source","Income","# of Months","Monthly Averages","YTD & Prior Yr","YTD & Prior 2 Yrs","Prior 2 yrs"]
[null,"YTD Pay Stub",null,null,{"$f":"IF(C57>0,(SUM(C57/D57)),\"\")","v":""},{"$f":"IF(C58>0,SUM((C57+C58)/(D57+D58)),\"\")","v":""},{"$f":"IF(C59>0,SUM((C57+C58+C59)/(D57+D58+D59)),\"\")","v":""},{"$f":"IF(C59>0,SUM((C58+C59)/(D58+D59)),\"\")","v":""}]
[null,"2021W2",null,null,{"$f":"IF(C58>0,(SUM(C58/D58)),\"\")","v":""}]
[null,"2020W2",null,null,{"$f":"IF(C59>0,(SUM(C59/D59)),\"\")","v":""}]
[]
[]
[null,"Comments:"]

{"sheet":"Variable Income (B1)","index":7,"n_rows":75,"n_cols":19,"rows_kept":75,"cut":false,"hidden":false,"merged":[[58,3,58,4],[58,5,58,8],[59,1,61,1],[59,2,61,10],[55,3,55,4],[55,5,55,8],[56,3,56,4],[56,5,56,8],[56,14,56,15],[57,3,57,4],[57,5,57,8],[52,3,52,4],[52,5,52,8],[53,3,53,4],[53,5,53,8],[54,3,54,4],[54,5,54,8],[46,14,46,15],[50,3,50,4],[50,5,50,8],[51,3,51,4],[51,5,51,8],[35,14,35,15],[37,1,37,3],[37,4,37,5],[39,1,44,1],[39,2,44,10],[34,2,34,3],[34,4,34,5],[35,2,35,3],[35,4,35,5],[35,7,37,9],[30,1,30,10],[31,2,31,3],[31,4,31,5],[31,7,31,9],[32,2,32,3],[32,4,32,5],[32,7,33,9],[33,2,33,3],[33,4,33,5],[1,3,1,4],[25,14,25,15],[26,5,26,6],[26,7,26,8],[26,9,26,10],[2,3,2,4],[2,5,2,6],[2,7,2,8],[2,9,2,10],[25,5,25,6],[4,9,8,9],[25,9,25,10],[0,5,0,6],[0,9,0,10],[1,5,1,6],[1,7,1,8],[1,9,1,10],[28,13,29,13],[31,13,32,13],[34,13,36,13],[7,2,8,2],[7,4,8,4],[24,2,24,10],[25,7,25,8],[28,5,28,6],[28,7,28,8],[28,9,28,10],[29,5,29,6],[29,7,29,8],[29,9,29,10],[27,5,27,6],[27,7,27,8],[27,9,27,10]]}
[]
[null,null,null,"Borrower 1:",null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Calculated By:",null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""}]
[null,null,null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[]
[]
[]
[]
[null,null,"Type","YTD","YTD",{"$f":"G8","v":2024},{"$f":"Input!C13","v":2024},{"$f":"I8","v":2023},{"$f":"G8-1","v":2023}]
[null,"Income Source",null," # months",null,"# months","Income","# months","Income"]
[null,null,"Bonus"]
[null,null,"Commission"]
[null,null,"Overtime"]
[null,null,"Other"]
[]
[null,null,"Bonus",null,{"$f":"IF(D10=\"x\",E10,0)","v":0},null,{"$f":"IF(F10=\"x\",G10,0)","v":0},null,{"$f":"IF(H10=\"x\",I10,0)","v":0},null,{"$f":"IF(W8=\"x\",K10,0)","v":0},null,{"$f":"SUM(E15:K15)","v":0}]
[]
[null,null,"commission",null,{"$f":"IF(D11=\"x\",E11,0)","v":0},null,{"$f":"IF(F11=\"x\",G11,0)","v":0},null,{"$f":"IF(H11=\"x\",I11,0)","v":0},null,{"$f":"IF(W9=\"x\",K11,0)","v":0},null,{"$f":"SUM(E17:K17)","v":0}]
[]
[null,null,"overtime",null,{"$f":"IF(D12=\"x\",E12,0)","v":0},null,{"$f":"IF(F12=\"x\",G12,0)","v":0},null,{"$f":"IF(H12=\"x\",I12,0)","v":0},null,{"$f":"IF(W10=\"x\",K12,0)","v":0},null,{"$f":"SUM(E19:K19)","v":0}]
[]
[null,null,"other",null,{"$f":"IF(D13=\"x\",E13,0)","v":0},null,{"$f":"IF(F13=\"x\",G13,0)","v":0},null,{"$f":"IF(H13=\"x\",I13,0)","v":0},null,{"$f":"IF(W11=\"x\",K13,0)","v":0},null,{"$f":"SUM(E21:K21)","v":0}]
[]
[]
[]
[null,null,"Income Total Averages",null,null,null,null,null,null,null,null,null,null,null,"HIDE","HIDE","HIDE","HIDE","HIDE"]
[null,"Income Type","YTD",{"$f":"G8","v":2024},{"$f":"I8","v":2023},"YTD & Prior Year",null,"YTD & Prior 2 Yrs",null,"Prior 2 yrs",null,2014,0.23,null,"Bonus"]
[null,"Bonus",{"$f":"IF(E10>0, (E10/D10), \"\")","v":""},{"$f":"IF(G10>0, (G10/F10), \"\")","v":""},{"$f":"IF(I10>0, (I10/H10), \"\")","v":""},{"$f":"IF(G10>0, (E10+G10)/(D10+F10), \"\")","v":""},null,{"$f":"IF(I10>0, (E10+G10+I10)/(D10+F10+H10), \"\")","v":""},null,{"$f":"IF(I10>0, (G10+I10)/(F10+H10), \"\")","v":""},null,2013,0.23,null,"YTD",{"$f":"IF(C33=O27, C27, 0)","v":0}]
[null,"Commission",{"$f":"IF(E11>0, (E11/D11), \"\")","v":""},{"$f":"IF(G11>0, (G11/F11), \"\")","v":""},{"$f":"IF(I11>0, (I11/H11), \"\")","v":""},{"$f":"IF(G11>0, (E11+G11)/(D11+F11), \"\")","v":""},null,{"$f":"IF(I11>0, (E11+G11+I11)/(D11+F11+H11), \"\")","v":""},null,{"$f":"IF(I11>0, (G11+I11)/(F11+H11), \"\")","v":""},null,2012,0.23,"Alert Messages",{"$f":"D26","v":2024},{"$f":"IF(C33= O28, D27, 0)","v":0}]
[null,"Overtime",{"$f":"IF(E12>0, (E12/D12), \"\")","v":""},{"$f":"IF(G12>0, (G12/F12), \"\")","v":""},{"$f":"IF(I12>0, (I12/H12), \"\")","v":""},{"$f":"IF(G12>0, (E12+G12)/(D12+F12), \"\")","v":""},null,{"$f":"IF(I12>0, (E12+G12+I12)/(D12+F12+H12), \"\")","v":""},null,{"$f":"IF(I12>0, (G12+I12)/(F12+H12), \"\")","v":""},null,2011,0.22,"Declining income & income selected exceeding  trends identified in red  ",{"$f":"E26","v":2023},{"$f":"IF(C33= O29, E27, 0)","v":0}]
[null,"Other",{"$f":"IF(E13>0, (E13/D13), \"\")","v":""},{"$f":"IF(G13>0, (G13/F13), \"\")","v":""},{"$f":"IF(I13>0, (I13/H13), \"\")","v":""},{"$f":"IF(G13>0, (E13+G13)/(D13+F13), \"\")","v":""},null,{"$f":"IF(I13>0, (E13+G13+I13)/(D13+F13+H13), \"\")","v":""},null,{"$f":"IF(I13>0, (G13+I13)/(F13+H13), \"\")","v":""},null,2010,0.23,null,"YTD & Prior Year",{"$f":"IF(C33= O30, F27, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"IF(C33= O31, H27, 0)","v":0}]
[null,"Income Selections","Average Selected",null,"Income Used to Qualify",null,null,null,null,null,null,null,null,"Qualifying income selected should be supported by historical earning trends","Prior 2 yrs",{"$f":"IF(C33= O32, J27, 0)","v":0}]
[null,"Bonus",null,null,{"$f":"P34","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(E33>C27, 1, 0)","v":0},"> YTD",{"$f":"IF(E33>C27, 1, 0)","v":0}]
[null,"Commission",null,null,{"$f":"P44","v":0},null,null,null,null,null,null,null,null,null,"Income Selected",{"$f":"SUM(P27:P32)","v":0},{"$f":"IF(E33>F27, 1, 0)","v":0},"> YTD +1",{"$f":"IF(E33>F27, 1, 0)","v":0}]
[null,"Overtime",null,null,{"$f":"P55","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(E10>0, \"Note: Bonus YTD selected < 12 months- Must confirm income is paid periodically and not annually\", \"\")","v":""},null,null,null,null,{"$f":"SUM(S33:S34)","v":0}]
[null,"Other",null,null,{"$f":"P65","v":0},null,null,null,null,null,null,null,null,null,"Commission"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD",{"$f":"IF(C34=O37, C28, 0)","v":0}]
[null,"Total Variable Income Used to Qualify",null,null,{"$f":"SUM(E33:E36)+(F59)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"D26","v":2024},{"$f":"IF(C34=O38, D28, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"E26","v":2023},{"$f":"IF(C34=O39, E28, 0)","v":0}]
[null,"Comments for Variable Income:",null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior Year",{"$f":"IF(C34=O40, F28, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"IF(C34=O41, H28, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prior 2 yrs",{"$f":"IF(C34=O42, J28, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(E34>C28, 1, 0)","v":0},"> YTD",{"$f":"IF(E34>C28, 1, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Selected",{"$f":"SUM(P37:P42)","v":0},{"$f":"IF(E34>F28, 1, 0)","v":0},"> YTD +1",{"$f":"IF(E34>F28, 1, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(S43:S44)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Overtime"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD",{"$f":"IF(C35=O48, C29, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"D26","v":2024},{"$f":"IF(C35= O49, D29, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"E26","v":2023},{"$f":"IF(C35= O50, E29, 0)","v":0}]
[null,"Pay Type","Amount","Gross Up Factor",null,"Total",null,null,null,null,null,null,null,null,"YTD & Prior Year",{"$f":"IF(C35= O51, F29, 0)","v":0}]
[null,"BAS",null,null,null,{"$f":"IF(C52=\"\",\"\", C52*D52)","v":""},null,null,null,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"IF(C35= O52, H29, 0)","v":0}]
[null,"BAH",null,null,null,{"$f":"IF(C53=\"\",\"\", C53*D53)","v":""},null,null,null,null,null,null,null,null,"Prior 2 yrs",{"$f":"IF(C35= O53, J29, 0)","v":0}]
[null,"Combat Pay",null,null,null,"",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(E35>C29, 1, 0)","v":0},"> YTD",{"$f":"IF(E35>C29, 1, 0)","v":0}]
[null,"Flight Pay",null,null,null,"",null,null,null,null,null,null,null,null,"Income Selected",{"$f":"SUM(P48:P53)","v":0},{"$f":"IF(E35>F29, 1, 0)","v":0},"> YTD +1",{"$f":"IF(E35>F29, 1, 0)","v":0}]
[null,"Hazard Pay",null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(S54:S55)","v":0}]
[null,"Overseas Pay",null,null,null,"",null,null,null,null,null,null,null,null,"Other"]
[null,"Other Military Pay",null,null,null,"",null,null,null,null,null,null,null,null,"YTD",{"$f":"IF(C36=O58, C30, 0)","v":0}]
[null,null,null,"Total Military Pay:",null,{"$f":"SUM(F52:I58)","v":0},null,null,null,null,null,null,null,null,{"$f":"D26","v":2024},{"$f":"IF(C36=O59, D30, 0)","v":0}]
[null,"Comments for Military Pay:",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"E26","v":2023},{"$f":"IF(C36=O60, E30, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior Year",{"$f":"IF(C36=O61, F30, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"IF(C36=O62, H30, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prior 2 yrs",{"$f":"IF(C36=O63, J30, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(E36>C30, 1, 0)","v":0},"> YTD",{"$f":"IF(E36>C30, 1, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Selected",{"$f":"SUM(P58:P63)","v":0},{"$f":"IF(E36>F30, 1, 0)","v":0},"> YTD +1",{"$f":"IF(E36>F30, 1, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(S64:S65)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Q33:Q65)","v":0}]
[]
[]
[]
[]
[]
[null,null,0.24]
[null,null,0.23]
[null,null,0.22]

{"sheet":"Variable Income (B2)","index":8,"n_rows":75,"n_cols":19,"rows_kept":75,"cut":false,"hidden":false,"merged":[[58,3,58,4],[58,5,58,8],[59,1,61,1],[59,2,61,10],[2,9,2,10],[55,3,55,4],[55,5,55,8],[56,3,56,4],[56,5,56,8],[39,1,44,1],[57,3,57,4],[57,5,57,8],[52,3,52,4],[52,5,52,8],[53,3,53,4],[53,5,53,8],[56,14,56,15],[35,14,35,15],[37,1,37,3],[37,4,37,5],[39,2,44,10],[46,14,46,15],[54,3,54,4],[54,5,54,8],[50,3,50,4],[50,5,50,8],[51,3,51,4],[51,5,51,8],[34,2,34,3],[34,4,34,5],[35,2,35,3],[35,4,35,5],[35,7,37,9],[30,1,30,10],[31,2,31,3],[31,4,31,5],[32,2,32,3],[32,4,32,5],[32,7,33,9],[33,2,33,3],[33,4,33,5],[29,5,29,6],[29,7,29,8],[29,9,29,10],[25,14,25,15],[26,5,26,6],[26,7,26,8],[26,9,26,10],[27,5,27,6],[28,13,29,13],[28,5,28,6],[7,2,8,2],[7,4,8,4],[24,2,24,10],[25,5,25,6],[25,7,25,8],[25,9,25,10],[31,13,32,13],[34,13,36,13],[1,3,1,4],[0,5,0,6],[1,7,1,8],[0,9,0,10],[2,3,2,4],[1,5,1,6],[2,7,2,8],[1,9,1,10],[27,7,27,8],[27,9,27,10],[2,5,2,6],[4,9,8,9],[28,7,28,8],[28,9,28,10]]}
[]
[null,null,null,"Borrower 2:",null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Calculated By:",null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""}]
[null,null,null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[]
[]
[]
[]
[null,null,"Type","YTD","YTD",{"$f":"G8","v":2024},{"$f":"Input!C13","v":2024},{"$f":"I8","v":2023},{"$f":"G8-1","v":2023}]
[null,"Income Source",null," # months",null,"# months","Income","# months","Income"]
[null,null,"Bonus"]
[null,null,"Commission"]
[null,null,"Overtime"]
[null,null,"Other"]
[]
[null,null,"Bonus",null,{"$f":"IF(D10=\"x\",E10,0)","v":0},null,{"$f":"IF(F10=\"x\",G10,0)","v":0},null,{"$f":"IF(H10=\"x\",I10,0)","v":0},null,{"$f":"IF(W8=\"x\",K10,0)","v":0},null,{"$f":"SUM(E15:K15)","v":0}]
[]
[null,null,"commission",null,{"$f":"IF(D11=\"x\",E11,0)","v":0},null,{"$f":"IF(F11=\"x\",G11,0)","v":0},null,{"$f":"IF(H11=\"x\",I11,0)","v":0},null,{"$f":"IF(W9=\"x\",K11,0)","v":0},null,{"$f":"SUM(E17:K17)","v":0}]
[]
[null,null,"overtime",null,{"$f":"IF(D12=\"x\",E12,0)","v":0},null,{"$f":"IF(F12=\"x\",G12,0)","v":0},null,{"$f":"IF(H12=\"x\",I12,0)","v":0},null,{"$f":"IF(W10=\"x\",K12,0)","v":0},null,{"$f":"SUM(E19:K19)","v":0}]
[]
[null,null,"other",null,{"$f":"IF(D13=\"x\",E13,0)","v":0},null,{"$f":"IF(F13=\"x\",G13,0)","v":0},null,{"$f":"IF(H13=\"x\",I13,0)","v":0},null,{"$f":"IF(W11=\"x\",K13,0)","v":0},null,{"$f":"SUM(E21:K21)","v":0}]
[]
[]
[]
[null,null,"Income Total Averages",null,null,null,null,null,null,null,null,null,null,null,"HIDE","HIDE","HIDE","HIDE","HIDE"]
[null,"Income Type","YTD",{"$f":"G8","v":2024},{"$f":"I8","v":2023},"YTD & Prior Year",null,"YTD & Prior 2 Yrs",null,"Prior 2 yrs",null,2014,0.23,null,"Bonus"]
[null,"Bonus",{"$f":"IF(E10>0, (E10/D10), \"\")","v":""},{"$f":"IF(G10>0, (G10/F10), \"\")","v":""},{"$f":"IF(I10>0, (I10/H10), \"\")","v":""},{"$f":"IF(G10>0, (E10+G10)/(D10+F10), \"\")","v":""},null,{"$f":"IF(I10>0, (E10+G10+I10)/(D10+F10+H10), \"\")","v":""},null,{"$f":"IF(I10>0, (G10+I10)/(F10+H10), \"\")","v":""},null,2013,0.23,null,"YTD",{"$f":"IF(C33=O27, C27, 0)","v":0}]
[null,"Commission",{"$f":"IF(E11>0, (E11/D11), \"\")","v":""},{"$f":"IF(G11>0, (G11/F11), \"\")","v":""},{"$f":"IF(I11>0, (I11/H11), \"\")","v":""},{"$f":"IF(G11>0, (E11+G11)/(D11+F11), \"\")","v":""},null,{"$f":"IF(I11>0, (E11+G11+I11)/(D11+F11+H11), \"\")","v":""},null,{"$f":"IF(I11>0, (G11+I11)/(F11+H11), \"\")","v":""},null,2012,0.23,"Alert Messages",{"$f":"D26","v":2024},{"$f":"IF(C33= O28, D27, 0)","v":0}]
[null,"Overtime",{"$f":"IF(E12>0, (E12/D12), \"\")","v":""},{"$f":"IF(G12>0, (G12/F12), \"\")","v":""},{"$f":"IF(I12>0, (I12/H12), \"\")","v":""},{"$f":"IF(G12>0, (E12+G12)/(D12+F12), \"\")","v":""},null,{"$f":"IF(I12>0, (E12+G12+I12)/(D12+F12+H12), \"\")","v":""},null,{"$f":"IF(I12>0, (G12+I12)/(F12+H12), \"\")","v":""},null,2011,0.22,"Declining income & income selected exceeding  trends identified in red  ",{"$f":"E26","v":2023},{"$f":"IF(C33= O29, E27, 0)","v":0}]
[null,"Other",{"$f":"IF(E13>0, (E13/D13), \"\")","v":""},{"$f":"IF(G13>0, (G13/F13), \"\")","v":""},{"$f":"IF(I13>0, (I13/H13), \"\")","v":""},{"$f":"IF(G13>0, (E13+G13)/(D13+F13), \"\")","v":""},null,{"$f":"IF(I13>0, (E13+G13+I13)/(D13+F13+H13), \"\")","v":""},null,{"$f":"IF(I13>0, (G13+I13)/(F13+H13), \"\")","v":""},null,2010,0.23,null,"YTD & Prior Year",{"$f":"IF(C33= O30, F27, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"IF(C33= O31, H27, 0)","v":0}]
[null,"Income Selections","Average Selected",null,"Income Used to Qualify",null,null,null,null,null,null,null,null,"Qualifying income selected should be supported by historical earning trends","Prior 2 yrs",{"$f":"IF(C33= O32, J27, 0)","v":0}]
[null,"Bonus",null,null,{"$f":"P34","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(E33>C27, 1, 0)","v":0},"> YTD",{"$f":"IF(E33>C27, 1, 0)","v":0}]
[null,"Commission",null,null,{"$f":"P44","v":0},null,null,null,null,null,null,null,null,null,"Income Selected",{"$f":"SUM(P27:P32)","v":0},{"$f":"IF(E33>F27, 1, 0)","v":0},"> YTD +1",{"$f":"IF(E33>F27, 1, 0)","v":0}]
[null,"Overtime",null,null,{"$f":"P55","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(E10>0, \"Note: Bonus YTD selected < 12 months- Must confirm income is paid periodically and not annually\", \"\")","v":""},null,null,null,null,{"$f":"SUM(S33:S34)","v":0}]
[null,"Other",null,null,{"$f":"P65","v":0},null,null,null,null,null,null,null,null,null,"Commission"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD",{"$f":"IF(C34=O37, C28, 0)","v":0}]
[null,"Total Variable Income Used to Qualify",null,null,{"$f":"SUM(E33:E36)+(F59)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"D26","v":2024},{"$f":"IF(C34=O38, D28, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"E26","v":2023},{"$f":"IF(C34=O39, E28, 0)","v":0}]
[null,"Comments for Variable Income:",null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior Year",{"$f":"IF(C34=O40, F28, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"IF(C34=O41, H28, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prior 2 yrs",{"$f":"IF(C34=O42, J28, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(E34>C28, 1, 0)","v":0},"> YTD",{"$f":"IF(E34>C28, 1, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Selected",{"$f":"SUM(P37:P42)","v":0},{"$f":"IF(E34>F28, 1, 0)","v":0},"> YTD +1",{"$f":"IF(E34>F28, 1, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(S43:S44)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Overtime"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD",{"$f":"IF(C35=O48, C29, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"D26","v":2024},{"$f":"IF(C35= O49, D29, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"E26","v":2023},{"$f":"IF(C35= O50, E29, 0)","v":0}]
[null,"Pay Type","Amount","Gross Up Factor",null,"Total",null,null,null,null,null,null,null,null,"YTD & Prior Year",{"$f":"IF(C35= O51, F29, 0)","v":0}]
[null,"BAS",null,null,null,{"$f":"IF(C52=\"\",\"\", C52*D52)","v":""},null,null,null,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"IF(C35= O52, H29, 0)","v":0}]
[null,"BAH",null,null,null,{"$f":"IF(C53=\"\",\"\", C53*D53)","v":""},null,null,null,null,null,null,null,null,"Prior 2 yrs",{"$f":"IF(C35= O53, J29, 0)","v":0}]
[null,"Combat Pay",null,null,null,"",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(E35>C29, 1, 0)","v":0},"> YTD",{"$f":"IF(E35>C29, 1, 0)","v":0}]
[null,"Flight Pay",null,null,null,"",null,null,null,null,null,null,null,null,"Income Selected",{"$f":"SUM(P48:P53)","v":0},{"$f":"IF(E35>F29, 1, 0)","v":0},"> YTD +1",{"$f":"IF(E35>F29, 1, 0)","v":0}]
[null,"Hazard Pay",null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(S54:S55)","v":0}]
[null,"Overseas Pay",null,null,null,"",null,null,null,null,null,null,null,null,"Other"]
[null,"Other Military Pay",null,null,null,"",null,null,null,null,null,null,null,null,"YTD",{"$f":"IF(C36=O58, C30, 0)","v":0}]
[null,null,null,"Total Military Pay:",null,{"$f":"SUM(F52:I58)","v":0},null,null,null,null,null,null,null,null,{"$f":"D26","v":2024},{"$f":"IF(C36=O59, D30, 0)","v":0}]
[null,"Comments for Military Pay:",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"E26","v":2023},{"$f":"IF(C36=O60, E30, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior Year",{"$f":"IF(C36=O61, F30, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"YTD & Prior 2 Yrs",{"$f":"IF(C36=O62, H30, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prior 2 yrs",{"$f":"IF(C36=O63, J30, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(E36>C30, 1, 0)","v":0},"> YTD",{"$f":"IF(E36>C30, 1, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Income Selected",{"$f":"SUM(P58:P63)","v":0},{"$f":"IF(E36>F30, 1, 0)","v":0},"> YTD +1",{"$f":"IF(E36>F30, 1, 0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(S64:S65)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Q33:Q65)","v":0}]
[]
[]
[]
[]
[]
[null,null,0.24]
[null,null,0.23]
[null,null,0.22]

{"sheet":"1040 (B1)","index":9,"n_rows":47,"n_cols":26,"rows_kept":47,"cut":false,"hidden":false,"merged":[[7,23,7,25],[8,23,8,24],[9,23,9,24],[10,23,10,24],[11,23,11,24],[18,23,18,24],[25,1,28,16],[14,19,14,20],[14,1,14,2],[27,19,27,20],[47,1,51,16],[28,19,28,20],[29,19,29,20],[30,19,30,21],[16,1,16,2],[43,4,43,6],[34,4,34,6],[17,1,17,2],[18,1,18,2],[32,2,33,2],[33,19,33,20],[34,19,34,20],[32,19,32,20],[30,1,31,4],[32,4,33,6],[42,4,42,6],[2,11,2,12],[2,17,2,18],[0,16,7,16],[0,17,0,18],[35,19,35,20],[24,19,24,21],[25,19,25,20],[26,19,26,20],[8,19,8,20],[9,19,9,20],[31,19,31,20],[7,19,7,21],[11,1,11,2],[2,13,2,14],[19,1,19,2],[2,9,2,10],[1,6,1,8],[2,6,2,8],[0,1,2,1],[12,1,12,2],[5,1,5,14],[0,13,0,14],[1,13,1,14],[0,6,0,8],[1,9,1,10],[0,9,0,10],[0,11,0,12],[1,11,1,12],[7,27,7,29],[8,27,8,28],[9,27,9,28],[10,27,10,28],[11,27,11,28],[32,8,33,8],[15,19,15,20],[38,4,38,6],[40,4,40,6],[21,2,21,6],[10,3,10,6],[8,3,8,6],[13,1,13,2],[9,3,9,6],[41,19,41,20],[36,19,36,20],[37,19,37,20],[38,19,38,20],[41,4,41,6],[36,4,36,6],[37,4,37,6],[39,4,39,6],[10,19,10,20],[11,19,11,20],[18,19,18,20],[35,4,35,6],[17,27,17,28],[12,19,12,20],[13,19,13,20],[12,23,12,24],[13,23,13,24],[14,23,14,24],[15,23,15,24],[12,27,12,28],[13,27,13,28],[14,27,14,28],[15,27,15,29],[16,27,16,28]]}
[null,"1040 (B1)",null,null,null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,"\"X if Not Included in IA"]
[null,null,null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[null,null,null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket Number:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""}]
[null,null,null,null,null,null,null,null,null,null,21]
[]
[]
[null,null,null,null,null,null,null,null,{"$f":"Input!C13","v":2024},null,{"$f":"I7-1","v":2023},null,"Divide by # of months",null,"Monthly Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2022 Tax Lines on 1040 ",null,null,null,"2021 Tax Lines on 1040 "]
[null,"Taxable Interest","Source:",null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(K9=\"\",I9=\"\"),\"\",IF(I9=0,\"\",IF(I9<K9,12,IF(K9=\"\",12,24))))","v":""},null,{"$f":"IF(M9=\"\",\"\",IF(Q9=\"x\",\"\",IF(M9=12,I9/12,(I9+K9)/24)))","v":""},null,null,null,null,"Tax Exempt Interest ",null,"2a",null,"Taxable Interest",null,"2a"]
[null,"Tax Exempt Interest ","Source:",null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(K10=\"\",I10=\"\"),\"\",IF(I10=0,\"\",IF(I10<K10,12,IF(K10=\"\",12,24))))","v":""},null,{"$f":"IF(M10=\"\",\"\",IF(Q10=\"x\",\"\",IF(M10=12,I10/12,(I10+K10)/24)))","v":""},null,null,null,null,"Taxable Interest",null,"2b",null,"Tax Exempt Interest ",null,"2b"]
[null,"Dividends","Source:",null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Dividends",null,"3b",null,"Dividends",null,"3b"]
[null,"Total IRA/Pensions/Annuities ",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"IRA Distributions",null,"4a/4b",null,"IRA Distributions",null,"4a/4b"]
[null,"Alimony",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Pensions/Annuitites",null,"5a/5b",null,"Pensions/Annuitites",null,"5a/5b"]
[null,"Capital Gains/Losses",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Total Social Security Benefits ",null,"6a",null,"Total Social Security Benefits ",null,"6a"]
[null,"Unemployment Compensation",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Social Security Benefits Taxable",null,"6b",null,"Social Security Benefits Taxable",null,"6b"]
[null,"Other Income",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Capital Gain/Loss",null,7,null,"Capital Gain/Loss",null,7]
[null,null,null,null,{"$f":"\"Yr\"&I7","v":"Yr2024"},null,{"$f":"\"Yr\" & K7","v":"Yr2023"},null,null,null,null,null,"",null,"",null,null,null,null,"Schedule 1 ",null,null,null,"Schedule 1 "]
[null,"Total Social Security Benefits ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alimony Income",null,"2a",null,"Alimony Income",null,"2a"]
[null,"Social Security Benefits Taxable",null,null,null,null,null,null,{"$f":"IF(E19=\"\",\"\",E19)","v":""},null,null,null,{"$f":"IF(I19=\"\",\"\",12)","v":""},null,"",null,null,null,null,"Unemployment Comp",null,7,null,"Unemployment Comp",null,7]
[null,"Non Taxable Social Security",null,null,"Gross Up %:",null,1,null,{"$f":"IF(E18=\"\",\"\",IF(E18=\"\",\"\",E18-E19)*G20)","v":""},null,null,null,{"$f":"IF(I20=\"\",\"\",12)","v":""},null,{"$f":"IF(M20=\"\",\"\",IF(Q20=\"x\",\"\",IF(M20=12,I20/12,(I20+K20)/24)))","v":""},null,null,null,null,"Other Income",null,8,null,"Other Income",null,8]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "]
[null,null,null,null,null,null,null,null,null,null,null,null,"",null,""]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,"Other Income / Loss",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2020 Tax Lines on 1040 "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable Interest",null,"2a"]
[null,null,null,null,"Document Description",null,null,null,"Monthly Income",null,null,null,null,null,null,null,null,null,null,"Tax Exempt Interest ",null,"2b"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"d",null,null,null,null,"Dividends",null,"3b"]
[null,"Child Support",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRA Distributions",null,"4b/4d"]
[null,"Note Receivable",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pensions/Annuitites",null,"5a/5b"]
[null,"Social Security",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Social Security Benefits ",null,"6a"]
[null,"Pension ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Social Security Benefits Taxable",null,"6b"]
[null,"Disability Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Capital Gain/Loss",null,7]
[null,"Alimony",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Schedule 1 "]
[null,"Other",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alimony Income",null,"2a"]
[null,"Other",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Unemployment Comp",null,7]
[null,"Other",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Income",null,8]
[null,"Other"]
[]
[]
[null,"Comments:",null,null,null,null,null,null,{"$f":"SUM(I35:I44)","v":0}]

{"sheet":"1040 (B2)","index":10,"n_rows":47,"n_cols":26,"rows_kept":47,"cut":false,"hidden":false,"merged":[[0,9,0,10],[0,11,0,12],[7,19,7,21],[5,1,5,14],[0,13,0,14],[0,16,7,16],[2,17,2,18],[2,13,2,14],[2,6,2,8],[0,1,2,1],[0,17,0,18],[1,9,1,10],[1,11,1,12],[1,13,1,14],[2,9,2,10],[0,6,0,8],[1,6,1,8],[2,11,2,12],[8,3,8,6],[9,3,9,6],[8,19,8,20],[10,3,10,6],[9,19,9,20],[11,1,11,2],[10,19,10,20],[12,1,12,2],[11,19,11,20],[13,1,13,2],[12,19,12,20],[13,19,13,20],[14,19,14,20],[15,19,15,20],[14,1,14,2],[21,2,21,6],[25,1,28,16],[30,1,31,4],[17,1,17,2],[18,1,18,2],[19,1,19,2],[47,1,51,16],[35,4,35,6],[42,4,42,6],[43,4,43,6],[36,4,36,6],[36,19,36,20],[40,4,40,6],[15,23,15,24],[32,2,33,2],[32,4,33,6],[32,8,33,8],[30,19,30,21],[31,19,31,20],[32,19,32,20],[33,19,33,20],[16,1,16,2],[18,19,18,20],[34,19,34,20],[35,19,35,20],[34,4,34,6],[37,19,37,20],[41,19,41,20],[37,4,37,6],[38,4,38,6],[39,4,39,6],[41,4,41,6],[38,19,38,20],[13,23,13,24],[18,23,18,24],[14,23,14,24],[7,23,7,25],[8,23,8,24],[9,23,9,24],[10,23,10,24],[11,23,11,24],[12,23,12,24]]}
[null,"1040 (B2)",null,null,null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,"\"X if Not Included in IA",null,null,null,null,2011]
[null,null,null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,null,null,null,null,2010]
[null,null,null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket Number:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,null,null,null,null,2009]
[null,null,null,null,null,null,null,null,null,null,21,null,null,null,null,null,null,null,null,null,null,2008]
[]
[]
[null,null,null,null,null,null,null,null,{"$f":"Input!C13","v":2024},null,{"$f":"I7-1","v":2023},null,"Divide by # of months",null,"Monthly Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2022 Tax Lines on 1040 ",null,null,null,"2021 Tax Lines on 1040 "]
[null,"Taxable Interest","Source:",null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(K9=\"\",I9=\"\"),\"\",IF(I9=0,\"\",IF(I9<K9,12,IF(K9=\"\",12,24))))","v":""},null,{"$f":"IF(M9=\"\",\"\",IF(Q9=\"x\",\"\",IF(M9=12,I9/12,(I9+K9)/24)))","v":""},null,null,null,null,"Tax Exempt Interest ",null,"2a",null,"Taxable Interest",null,"2a"]
[null,"Tax Exempt Interest ","Source:",null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(K10=\"\",I10=\"\"),\"\",IF(I10=0,\"\",IF(I10<K10,12,IF(K10=\"\",12,24))))","v":""},null,{"$f":"IF(M10=\"\",\"\",IF(Q10=\"x\",\"\",IF(M10=12,I10/12,(I10+K10)/24)))","v":""},null,null,null,null,"Taxable Interest",null,"2b",null,"Tax Exempt Interest ",null,"2b"]
[null,"Dividends","Source:",null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Dividends",null,"3b",null,"Dividends",null,"3b"]
[null,"Total IRA/Pensions/Annuities",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"IRA Distributions",null,"4a/4b",null,"IRA Distributions",null,"4a/4b"]
[null,"Alimony",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Pensions/Annuitites",null,"5a/5b",null,"Pensions/Annuitites",null,"5a/5b"]
[null,"Capital Gains/Losses",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Total Social Security Benefits ",null,"6a",null,"Total Social Security Benefits ",null,"6a"]
[null,"Unemployment Compensation",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Social Security Benefits Taxable",null,"6b",null,"Social Security Benefits Taxable",null,"6b"]
[null,"Other Income",null,null,null,null,null,null,null,null,null,null,"",null,"",null,null,null,null,"Capital Gain/Loss",null,7,null,"Capital Gain/Loss",null,7]
[null,null,null,null,{"$f":"\"Yr\"&I7","v":"Yr2024"},null,{"$f":"\"Yr\" & K7","v":"Yr2023"},null,null,null,null,null,"",null,"",null,null,null,null,"Schedule 1 ",null,null,null,"Schedule 1 "]
[null,"Total Social Security Benefits ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alimony Income",null,"2a",null,"Alimony Income",null,"2a"]
[null,"Social Security Benefits Taxable",null,null,null,null,null,null,{"$f":"IF(E19=\"\",\"\",E19)","v":""},null,null,null,{"$f":"IF(I19=\"\",\"\",12)","v":""},null,"",null,null,null,null,"Unemployment Comp",null,7,null,"Unemployment Comp",null,7]
[null,"Non Taxable Social Security",null,null,"Gross Up %:",null,1,null,{"$f":"IF(E18=\"\",\"\",IF(E18=\"\",\"\",E18-E19)*G20)","v":""},null,null,null,{"$f":"IF(I20=\"\",\"\",12)","v":""},null,{"$f":"IF(M20=\"\",\"\",IF(Q20=\"x\",\"\",IF(M20=12,I20/12,(I20+K20)/24)))","v":""},null,null,null,null,"Other Income",null,8,null,"Other Income",null,8]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"",null,""]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,"Other Income / Loss",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2020 Tax Lines on 1040 "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxable Interest",null,"2a"]
[null,null,null,null,"Document Description",null,null,null,"Monthly Income",null,null,null,null,null,null,null,null,null,null,"Tax Exempt Interest ",null,"2b"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"d",null,null,null,null,"Dividends",null,"3b"]
[null,"Child Support",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRA Distributions",null,"4b/4d"]
[null,"Note Receivable",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pensions/Annuitites",null,"5a/5b"]
[null,"Social Security",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Social Security Benefits ",null,"6a"]
[null,"Pension ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Social Security Benefits Taxable",null,"6b"]
[null,"Disability Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Capital Gain/Loss",null,7]
[null,"Alimony",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Schedule 1 "]
[null,"Other",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alimony Income",null,"2a"]
[null,"Other",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Unemployment Comp",null,7]
[null,"Other",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Income",null,8]
[null,"Other"]
[]
[]
[null,"Comments:",null,null,null,null,null,null,{"$f":"SUM(I35:I44)","v":0}]

{"sheet":"Sch C","index":11,"n_rows":65,"n_cols":26,"rows_kept":65,"cut":false,"hidden":false,"merged":[[0,9,0,11],[1,9,1,11],[2,9,2,11],[0,1,2,1],[61,2,61,6],[26,2,26,11],[27,2,27,6],[29,6,29,7],[30,6,30,7],[53,6,53,7],[44,1,45,18],[47,2,47,11],[31,1,31,2],[31,6,31,7],[32,6,32,7],[33,6,33,7],[65,1,66,18],[54,16,60,16],[55,1,55,2],[55,6,55,7],[56,1,56,2],[56,6,56,7],[57,6,57,7],[59,1,59,4],[60,1,60,4],[60,6,60,7],[64,4,64,7],[54,6,54,7],[39,1,39,4],[33,16,39,16],[34,1,34,2],[39,6,39,7],[35,6,35,7],[52,1,52,2],[52,6,52,7],[48,2,48,6],[50,6,50,7],[20,27,23,27],[20,23,22,23],[20,24,21,24],[20,26,21,26],[51,6,51,7],[34,6,34,7],[35,1,35,2],[40,2,40,6],[43,4,43,7],[20,25,23,25],[36,6,36,7],[38,1,38,4],[20,29,23,29],[6,2,6,6],[9,6,9,7],[14,6,14,7],[15,23,17,23],[18,1,18,4],[22,4,22,7],[10,1,10,2],[13,1,13,2],[8,23,8,26],[12,23,12,24],[15,25,17,25],[15,29,17,29],[15,27,17,27],[20,28,21,28],[5,2,5,11],[23,1,24,18],[19,2,19,6],[18,6,18,7],[17,1,17,4],[14,1,14,2],[8,6,8,7],[11,6,11,7],[13,6,13,7],[12,16,18,16],[10,6,10,7],[12,6,12,7],[15,6,15,7],[0,12,0,13],[0,16,0,18],[1,12,1,13],[1,16,1,18],[2,12,2,13],[2,16,2,18]]}
[null,"Schedule C - Sole Proprietorship Income",null,null,null,null,null,null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,null,2011]
[null,null,null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,2010]
[null,null,null,null,null,null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket Number:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,2009]
[null,null,null,null,null,null,null,null,null,null,21,null,null,null,null,null,null,null,null,null,null,2008]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"I7-1","v":2023}]
[]
[null,"Net Profit: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines on Schedule C (est)"]
[null,"Loss:",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,null,null,null,null,2014,0.23]
[null,"Nonrecurring Other (Income) loss:",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,2013,0.23,null,null,"Net Profit:",null,31]
[null,"Depletion: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,{"$f":"IF(SUM(O10:O11,O1:O7)=0,\"\",SUM(O10:O11,O1:O7))","v":""},null,null,null,null,2012,0.23,null,null,"Loss:",null,31]
[null,"Depreciation: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,"\"X if Not Included in IA",null,null,2011,0.22,null,null,"Nonrecurring Other (Income) loss: ",null,6]
[null,"Amortization/Casualty loss:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,2010,0.23,null,null,"Depletion:",null,12]
[null,"Business Use of Home: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,{"$f":"IF(SUM(O4:O11)=0,\"\",SUM(O13:O14,O4:O10))","v":""},null,null,null,null,null,null,null,null,"Depreciation: ",null,13]
[null,"Meals & Entertainment: ",{"$f":"\"Yr\"&I7","v":"Yr2024"},null,{"$f":"\"Yr\"&K7","v":"Yr2023"},null,"(-)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Amortization/Casualty loss: ",null,"(Page 2, Part V Only if Noted)"]
[null,"Business Miles",null,null,null,"  Depreciation Rate",null,null,{"$f":"IF(I7=2023,0.28,IF(I7=2024,0.3,IF(I7=2021,0.26,IF(I7=2022,0.26,\"\"))))","v":0.3},null,{"$f":"IF(K7=2023,0.28,IF(K7=2020,0.27,IF(K7=2021,0.26,IF(K7=2022,0.26,\"\"))))","v":0.28000000000000003}]
[null,"Total Business Miles Add back:",null,null,null,null,null,null,{"$f":"I17*C17","v":0},null,{"$f":"K17*E17","v":0},null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,null," of months",null,null,null,"Income",null,null,null,null,"Business Use of Home:",null,30]
[null,null,"Total Income",null,null,null,null,null,{"$f":"IF((SUMIF(I9:I16,\">0\")-SUMIF(I9:I16,\"<0\"))=0,\"\",SUM(I9:I16,I18:I19))","v":""},null,{"$f":"IF((SUMIF(K9:K16,\">0\")-SUMIF(K9:K16,\"<0\"))=0,\"\",SUM(K9:K16,K18:K19))","v":""},null,null,null,{"$f":"IF(AND(K20=\"\",I20=\"\"),\"\",IF(I20=\"\",\"\",IF(I20>K20,24,IF(I20=\"\",12,12))))","v":""},null,null,null,{"$f":"IF(O20=\"\",\"\",IF(Q20=\"x\",\"\",IF(O20=12,I20/12,(I20+K20)/24)))","v":""},null,null,null,null,"Meals & Entertainment: ",null,"24b"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business miles: ",null,"Page 2, Part IV line 44a"]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"I28-1","v":2023}]
[]
[null,"Net Profit: ",null,null,null,null,"(+)"]
[null,"Loss:",null,null,null,null,"(-)"]
[null,"Nonrecurring Other (Income) loss:",null,null,null,null,"(+/-)"]
[null,"Depletion: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,{"$f":"IF(SUM(O31:O32,O22:O28)=0,\"\",SUM(O31:O32,O22:O28))","v":""}]
[null,"Depreciation: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Amortization/Casualty loss:",null,null,null,null,"(+)"]
[null,"Business Use of Home: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,{"$f":"IF(SUM(O25:O32)=0,\"\",SUM(O34:O35,O25:O31))","v":""}]
[null,"Meals & Entertainment: ",{"$f":"\"Yr\"&I28","v":"Yr2024"},null,{"$f":"\"Yr\"&K28","v":"Yr2023"},null,"(-)"]
[null,"Business Miles",null,null,null,"  Depreciation Rate",null,null,{"$f":"IF(I28=2023,0.28,IF(I28=2024,0.3,IF(I28=2021,0.26,IF(I28=2022,0.26,\"\"))))","v":0.3},null,{"$f":"IF(K28=2023,0.28,IF(K28=2020,0.27,IF(K28=2021,0.26,IF(K28=2022,0.26,\"\"))))","v":0.28000000000000003}]
[null,"Total Business Miles Add back:",null,null,null,null,null,null,{"$f":"I38*C38","v":0},null,{"$f":"K38*E38","v":0},null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income",null,null,null,null,null,{"$f":"IF((SUMIF(I30:I37,\">0\")-SUMIF(I30:I37,\"<0\"))=0,\"\",SUM(I30:I37,I39:I40))","v":""},null,{"$f":"IF((SUMIF(K30:K37,\">0\")-SUMIF(K30:K37,\"<0\"))=0,\"\",SUM(K30:K37,K39:K40))","v":""},null,null,null,{"$f":"IF(AND(K41=\"\",I41=\"\"),\"\",IF(I41=\"\",\"\",IF(I41>K41,24,IF(I41=\"\",12,12))))","v":""},null,null,null,{"$f":"IF(O41=\"\",\"\",IF(Q41=\"x\",\"\",IF(O41=12,I41/12,(I41+K41)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"I49-1","v":2023}]
[]
[null,"Net Profit: ",null,null,null,null,"(+)"]
[null,"Loss:",null,null,null,null,"(-)"]
[null,"Nonrecurring Other (Income) loss:",null,null,null,null,"(+/-)"]
[null,"Depletion: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,{"$f":"IF(SUM(O52:O53,O43:O49)=0,\"\",SUM(O52:O53,O43:O49))","v":""}]
[null,"Depreciation: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Amortization/Casualty loss:",null,null,null,null,"(+)"]
[null,"Business Use of Home: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,{"$f":"IF(SUM(O46:O53)=0,\"\",SUM(O55:O56,O46:O52))","v":""}]
[null,"Meals & Entertainment: ",{"$f":"\"Yr\"&I49","v":"Yr2024"},null,{"$f":"\"Yr\"&K49","v":"Yr2023"},null,"(-)"]
[null,"Business Miles",null,null,null,"  Depreciation Rate",null,null,{"$f":"IF(I49=2023,0.28,IF(I49=2024,0.3,IF(I49=2021,0.26,IF(I49=2022,0.26,\"\"))))","v":0.3},null,{"$f":"IF(K49=2023,0.28,IF(K49=2020,0.27,IF(K49=2021,0.26,IF(K49=2022,0.26,\"\"))))","v":0.28000000000000003}]
[null,"Total Business Miles Add back:",null,null,null,null,null,null,{"$f":"I59*C59","v":0},null,{"$f":"K59*E59","v":0},null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income",null,null,null,null,null,{"$f":"IF((SUMIF(I51:I58,\">0\")-SUMIF(I51:I58,\"<0\"))=0,\"\",SUM(I51:I58,I60:I61))","v":""},null,{"$f":"IF((SUMIF(K51:K58,\">0\")-SUMIF(K51:K58,\"<0\"))=0,\"\",SUM(K51:K58,K60:K61))","v":""},null,null,null,{"$f":"IF(AND(K62=\"\",I62=\"\"),\"\",IF(I62=\"\",\"\",IF(I62>K62,24,IF(I62=\"\",12,12))))","v":""},null,null,null,{"$f":"IF(O62=\"\",\"\",IF(Q62=\"x\",\"\",IF(O62=12,I62/12,(I62+K62)/24)))","v":""}]
[]
[]
[null,"Comments:"]

{"sheet":"Master","index":12,"n_rows":23,"n_cols":19,"rows_kept":23,"cut":false,"hidden":true,"merged":[[2,1,2,2],[11,6,11,7],[12,6,12,7],[5,2,5,11],[6,2,6,6],[10,1,10,2],[10,6,10,7],[9,6,9,7],[8,6,8,7],[23,1,24,18],[15,6,15,7],[13,6,13,7],[18,1,18,4],[19,2,19,6],[14,1,14,2],[13,1,13,2],[14,6,14,7],[17,1,17,4],[12,16,18,16],[22,4,22,7],[18,6,18,7]]}
[]
[]
[null,"Sch_C Template:"]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,{"$f":"K7-1","v":2023},null,{"$f":"Input!$C$13","v":2024},null,"YTD P&L"]
[]
[null,"Net Profit: ",null,null,null,null,"(+)"]
[null,"Loss:",null,null,null,null,"(-)"]
[null,"Nonrecurring Other (Income) loss:",null,null,null,null,"(+/-)"]
[null,"Depletion: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,{"$f":"IF(SUM(O10:O11,O1:O7)=0,\"\",SUM(O10:O11,O1:O7))","v":""}]
[null,"Depreciation: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Amortization/Casualty loss:",null,null,null,null,"(+)"]
[null,"Business Use of Home: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,{"$f":"IF(SUM(O4:O11)=0,\"\",SUM(O13:O14,O4:O10))","v":""}]
[null,"Meals & Entertainment: ",{"$f":"\"Yr\"&K7","v":"Yr2024"},null,{"$f":"\"Yr\"&I7","v":"Yr2023"},null,"(-)"]
[null,"Business Miles",null,null,null,"  Depreciation Rate",null,null,{"$f":"IF(I7=2015,0.24,IF(I7=2014,0.22,IF(I7=2013,0.23,\"\")))","v":""},null,{"$f":"IF(K7=2015,0.24,IF(K7=2014,0.22,IF(K7=2013,0.23,\"\")))","v":""},null,{"$f":"IF(M7=2015,0.24,IF(M7=2014,0.22,IF(M7=2013,0.23,\"\")))","v":""}]
[null,"Total Business Miles Add back:",null,null,null,null,null,null,{"$f":"IF(E17=\"\",\"\",E17*I17)","v":""},null,{"$f":"IF(C17=\"\",\"\",C17*K17)","v":""},null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income",null,null,null,null,null,{"$f":"IF((SUMIF(I9:I16,\">0\")-SUMIF(I9:I16,\"<0\"))=0,\"\",SUM(I9:I16,I18:I19))","v":""},null,{"$f":"IF((SUMIF(K9:K16,\">0\")-SUMIF(K9:K16,\"<0\"))=0,\"\",SUM(K9:K16,K18:K19))","v":""},null,{"$f":"IF((SUMIF(M9:M16,\">0\")-SUMIF(M9:M16,\"<0\"))=0,\"\",SUM(M9:M16,M18:M19))","v":""},null,{"$f":"IF(AND(K20=\"\",I20=\"\"),\"\",IF(I20=\"\",\"\",IF(I20>K20,12,IF(K20=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(O20=\"\",\"\",IF(Q20=\"x\",\"\",IF(O20=12,K20/12,(I20+K20)/24)))","v":""}]
[]
[]
[null,"Comments:"]

{"sheet":"YTD P&L (Sch C)","index":13,"n_rows":117,"n_cols":21,"rows_kept":117,"cut":false,"hidden":false,"merged":[[59,9,61,9],[59,11,61,11],[59,13,61,13],[84,7,84,15],[76,1,76,3],[76,9,76,13],[76,17,76,18],[70,1,70,2],[84,17,84,18],[78,9,78,13],[78,17,78,18],[80,1,80,3],[80,9,80,13],[80,17,80,18],[82,7,82,15],[82,17,82,18],[27,13,29,13],[27,15,29,15],[90,11,90,13],[38,1,38,2],[38,3,38,7],[38,13,38,17],[32,17,32,18],[33,1,34,18],[68,1,68,2],[68,3,68,7],[68,15,68,17],[64,17,64,18],[58,11,58,13],[48,1,48,3],[65,1,66,18],[55,1,56,18],[70,13,70,17],[72,1,72,2],[72,13,72,17],[70,3,70,7],[48,9,48,13],[59,15,61,15],[74,1,74,3],[74,17,74,18],[96,17,96,18],[97,1,98,18],[87,1,88,18],[91,9,93,9],[91,11,93,11],[91,13,93,13],[91,15,93,15],[92,3,93,3],[92,5,93,5],[92,7,93,7],[18,17,18,18],[60,3,61,3],[60,5,61,5],[60,7,61,7],[48,17,48,18],[50,7,50,15],[50,17,50,18],[52,7,52,15],[52,17,52,18],[42,1,42,3],[42,17,42,18],[44,1,44,3],[46,9,46,13],[46,17,46,18],[44,9,44,13],[44,17,44,18],[36,1,36,2],[36,3,36,7],[36,15,36,17],[25,11,25,13],[28,3,29,3],[28,5,29,5],[27,9,29,9],[27,11,29,11],[40,1,40,2],[40,13,40,17],[10,1,10,3],[10,17,10,18],[12,1,12,3],[20,17,20,18],[23,1,24,18],[4,1,4,2],[4,3,4,7],[4,15,4,17],[6,1,6,2],[6,3,6,7],[8,1,8,2],[8,13,8,17],[12,9,12,13],[12,17,12,18],[14,9,14,13],[14,17,14,18],[16,17,16,18],[16,1,16,3],[16,9,16,13],[20,7,20,15],[28,7,29,7],[18,7,18,15],[0,1,2,2],[0,16,0,18],[1,16,1,18],[2,16,2,18],[0,11,0,13],[1,11,1,13],[2,11,2,13],[0,14,0,15],[1,14,1,15],[2,14,2,15],[0,7,0,10],[1,7,1,10],[2,7,2,10]]}
[null,"Year-to-Date Profit and Loss",null,null,null,null,null,"Borrower's Name:",null,null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[null,null,null,null,null,null,null,"Calculated By:",null,null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,null,"Ticket #:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Accrual"]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"W2 Earnings",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F11=\"\",\"\",F11)","v":""}]
[]
[null,"Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F13=\"\",\"\",F13*H13%)","v":""}]
[]
[null,"Depreciation:",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F15=\"\",\"\",F15*H15%)","v":""}]
[]
[null,"Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F17=\"\",\"\",F17*H17%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R11:S17)=0,\"\",SUM(R11:S17))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S9=0,\"\",IF(R19=0,0,R19/S9))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R19","v":""},null,null,null,null,null,{"$f":"IF(S9=0,\"\",R21)","v":""},null,{"$f":"IF(F31=0,\"\",IF(H31=0,(F31/12),IF(F31<H31,F31/12,(F31+H31)/24)))","v":""},null,{"$f":"IF(F31=0,\"\",IF(S9=0,0,IF(F31=0,0,(F31+D31)/(12+S9))))","v":""},null,{"$f":"IF(F31=0,\"\",IF(S9=0,0,IF(F31=0,0,(D31+F31+H31)/(24+S9))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. W2 Earnings",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F43=\"\",\"\",F43)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F45=\"\",\"\",F45*H45%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F47=\"\",\"\",F47*H47%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F49=\"\",\"\",F49*H49%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R43:S49)=0,\"\",SUM(R43:S49))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S41=0,\"\",IF(R51=0,0,R51/S41))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R51","v":""},null,null,null,null,null,{"$f":"IF(S41=0,\"\",R53)","v":""},null,{"$f":"IF(F63=0,\"\",IF(H63=0,(F63/12),IF(F63<H63,F63/12,(F63+H63)/24)))","v":""},null,{"$f":"IF(F63=0,\"\",IF(S41=0,0,IF(F63=0,0,(F63+D63)/(12+S41))))","v":""},null,{"$f":"IF(F63=0,\"\",IF(S41=0,0,IF(F63=0,0,(D63+F63+H63)/(24+S41))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F75=\"\",\"\",F75)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F77=\"\",\"\",F77*H77%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F79=\"\",\"\",F79*H79%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F81=\"\",\"\",F81*H81%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R75:S81)=0,\"\",SUM(R75:S81))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S73=0,\"\",IF(R83=0,0,R83/S73))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R83","v":""},null,null,null,null,null,{"$f":"IF(S73=0,\"\",R85)","v":""},null,{"$f":"IF(F95=0,\"\",IF(H95=0,(F95/12),IF(F95<H95,F95/12,(F95+H95)/24)))","v":""},null,{"$f":"IF(F95=0,\"\",IF(S73=0,0,IF(F95=0,0,(F95+D95)/(12+S73))))","v":""},null,{"$f":"IF(F95=0,\"\",IF(S73=0,0,IF(F95=0,0,(D95+F95+H95)/(24+S73))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,"YTD"]
[null,null,null,null,null,null,null,null,1,{"$f":"IF(J26=\"x\",J31,\"\")","v":""}]
[null,null,null,null,null,null,null,null,2,{"$f":"IF(J59=\"x\",J63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,3,{"$f":"IF(J91=\"X\",J95,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(J114:J116)","v":0}]

{"sheet":"Rental  ","index":14,"n_rows":137,"n_cols":21,"rows_kept":137,"cut":false,"hidden":false,"merged":[[131,8,131,10],[132,3,132,6],[132,8,132,10],[133,3,133,6],[133,10,133,11],[134,1,134,7],[137,1,140,14],[114,1,117,14],[119,1,120,4],[121,2,121,3],[121,4,121,5],[122,1,125,1],[122,2,122,3],[122,4,122,5],[123,2,123,3],[123,4,123,5],[124,2,124,3],[124,4,124,5],[125,2,125,3],[125,4,125,5],[125,12,132,12],[126,2,126,3],[126,4,126,5],[126,11,131,11],[127,2,127,3],[127,4,127,5],[128,2,128,3],[128,4,128,5],[129,2,129,3],[129,4,129,5],[130,3,130,4],[106,2,106,3],[106,4,106,5],[107,3,107,4],[109,3,109,6],[109,8,109,10],[110,3,110,6],[110,10,110,11],[111,1,111,7],[87,3,87,6],[87,10,87,11],[88,1,88,7],[91,1,94,14],[96,1,97,4],[98,2,98,3],[98,4,98,5],[99,1,102,1],[99,2,99,3],[99,4,99,5],[100,2,100,3],[100,4,100,5],[101,2,101,3],[101,4,101,5],[102,2,102,3],[102,4,102,5],[102,12,109,12],[103,2,103,3],[103,4,103,5],[103,11,108,11],[79,12,86,12],[80,2,80,3],[80,4,80,5],[80,11,85,11],[81,2,81,3],[81,4,81,5],[82,2,82,3],[82,4,82,5],[83,2,83,3],[83,4,83,5],[84,3,84,4],[85,8,85,10],[86,3,86,6],[86,8,86,10],[108,8,108,10],[73,1,74,4],[75,2,75,3],[75,4,75,5],[76,1,79,1],[76,2,76,3],[76,4,76,5],[77,2,77,3],[77,4,77,5],[78,2,78,3],[78,4,78,5],[79,2,79,3],[79,4,79,5],[104,2,104,3],[104,4,104,5],[105,2,105,3],[105,4,105,5],[68,1,71,14],[6,18,6,20],[17,18,19,19],[17,21,19,21],[8,18,8,19],[9,18,9,19],[9,2,9,3],[9,4,9,5],[12,18,12,19],[10,18,10,19],[65,1,65,7],[58,4,58,5],[62,8,62,10],[63,3,63,6],[63,8,63,10],[50,1,51,4],[60,4,60,5],[59,2,59,3],[59,4,59,5],[60,2,60,3],[61,3,61,4],[52,4,52,5],[56,12,63,12],[29,4,29,5],[14,24,16,24],[14,18,16,19],[16,8,16,10],[10,12,17,12],[17,24,19,24],[11,18,11,19],[14,22,16,22],[11,11,16,11],[17,23,19,23],[14,20,16,20],[17,22,19,22],[13,18,13,19],[17,20,19,20],[17,8,17,10],[36,2,36,3],[41,3,41,6],[57,11,62,11],[41,10,41,11],[38,3,38,4],[39,8,39,10],[45,1,48,14],[33,12,40,12],[32,4,32,5],[42,1,42,7],[30,1,33,1],[53,1,56,1],[30,2,30,3],[31,2,31,3],[64,10,64,11],[34,4,34,5],[34,2,34,3],[35,2,35,3],[36,4,36,5],[37,4,37,5],[57,4,57,5],[52,2,52,3],[53,2,53,3],[56,4,56,5],[40,3,40,6],[53,4,53,5],[54,4,54,5],[55,2,55,3],[35,4,35,5],[64,3,64,6],[34,11,39,11],[54,2,54,3],[58,2,58,3],[57,2,57,3],[55,4,55,5],[56,2,56,3],[40,8,40,10],[37,2,37,3],[18,3,18,6],[4,1,5,4],[7,4,7,5],[13,2,13,3],[7,1,10,1],[8,4,8,5],[19,1,19,7],[33,2,33,3],[17,3,17,6],[31,4,31,5],[14,2,14,3],[15,3,15,4],[33,4,33,5],[29,2,29,3],[14,4,14,5],[27,1,28,4],[22,1,25,14],[13,4,13,5],[20,1,20,6],[32,2,32,3],[30,4,30,5],[0,1,2,1],[0,4,0,6],[1,4,1,6],[2,4,2,6],[1,7,1,8],[0,7,0,8],[7,2,7,3],[12,2,12,3],[2,11,2,14],[0,9,0,10],[0,11,0,14],[1,9,1,10],[1,11,1,14],[2,9,2,10],[2,7,2,8],[6,2,6,3],[12,4,12,5],[11,2,11,3],[10,2,10,3],[11,4,11,5],[6,4,6,5],[10,4,10,5],[8,2,8,3]]}
[null,"Rental Income",null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket #:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""}]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G5-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines on Schedule E"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Rents Recieved:",null,3]
[null,null,"Taxes:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Insurance:",null,9]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA",null,null,null,null,null,"Mortgage Interest:",null,12]
[null,null,"HOA Dues: ",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxes:",null,16]
[null,null,"Amortization/Casualty Loss: ",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Depreciation:",null,18]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly ",null,null,null,"Total Expenses:",null,20]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income",null,null,null,"HOA Dues: ",null,"Line 19 (only if noted)"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G7:G15,\">0\")-SUMIF(G7:G15,\"<0\"))=0,\"\",SUM(G7:G15))","v":""},null,{"$f":"IF((SUMIF(I7:I15,\">0\")-SUMIF(I7:I15,\"<0\"))=0,\"\",SUM(I7:I15))","v":""},null,{"$f":"IF(AND(I16=\"\",G16=\"\"),\"\",IF(G16=\"\",\"\",IF(G16<I16,12,IF(I16=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M8<>\"\",K6*O6,IF(K16=\"\",\"\",IF(K16=12,G16/12,(G16+I16)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H18=\"x\",I20=\"\"),(G10+G8)/12)","v":false},{"$f":"IF(AND(H19=\"x\",H18=\"x\",I20=\"\"),G12/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H18=\"\",H19=\"\",I20=\"\"),SUM(G10,G12,G8)/12,IF(AND(H18=\"x\",H19=\"x\",I20=\"\"),R17,IF(AND(H18=\"x\",I20=\"\"),Q17,IF(AND(H19=\"x\",I20=\"\"),Q18,I20))))","v":0},null,{"$f":"IF(AND(H19=\"x\",I20=\"\"),(G12+G10)/12)","v":false},null,"Amortization/Casualty Loss: ",null,"Line 19 (only if noted)"]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O16=\"\",\"\",IF(M19=\"X\",\"\",O16-O17-O18))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Rental  '!O74,'Rental  '!#REF!)","v":{"$error":"#REF!"}}]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G28-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G30:G38,\">0\")-SUMIF(G30:G38,\"<0\"))=0,\"\",SUM(G30:G38))","v":""},null,{"$f":"IF((SUMIF(I30:I38,\">0\")-SUMIF(I30:I38,\"<0\"))=0,\"\",SUM(I30:I38))","v":""},null,{"$f":"IF(AND(I39=\"\",G39=\"\"),\"\",IF(G39=\"\",\"\",IF(G39<I39,12,IF(I39=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M31<>\"\",K29*O29,IF(K39=\"\",\"\",IF(K39=12,G39/12,(G39+I39)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H41=\"x\",I43=\"\"),(G33+G31)/12)","v":false},{"$f":"IF(AND(H42=\"x\",H41=\"x\",I43=\"\"),G35/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H41=\"\",H42=\"\",I43=\"\"),SUM(G33,G35,G31)/12,IF(AND(H41=\"x\",H42=\"x\",I43=\"\"),R40,IF(AND(H41=\"x\",I43=\"\"),Q40,IF(AND(H42=\"x\",I43=\"\"),Q41,I43))))","v":0},null,{"$f":"IF(AND(H42=\"x\",I43=\"\"),(G35+G33)/12)","v":false},null,{"$f":"IF(AND(H42=\"x\",H41=\"x\",I43=\"\"),G36/12)","v":false},{"$f":"IF(AND(H41=\"x\",H42=\"x\",H43=\"x\"),0,\"\")","v":""}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O39=\"\",\"\",IF(M42=\"X\",\"\",O39-O40-O41))","v":""},null,null,{"$f":"IF(AND(H42=\"x\",I43=\"\"),(G35+G36)/12)","v":false}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G51-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G53:G61,\">0\")-SUMIF(G53:G61,\"<0\"))=0,\"\",SUM(G53:G61))","v":""},null,{"$f":"IF((SUMIF(I53:I61,\">0\")-SUMIF(I53:I61,\"<0\"))=0,\"\",SUM(I53:I61))","v":""},null,{"$f":"IF(AND(I62=\"\",G62=\"\"),\"\",IF(G62=\"\",\"\",IF(G62<I62,12,IF(I62=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M54<>\"\",K52*O52,IF(K62=\"\",\"\",IF(K62=12,G62/12,(G62+I62)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H64=\"x\",I66=\"\"),(G56+G54)/12)","v":false},{"$f":"IF(AND(H65=\"x\",H64=\"x\",I66=\"\"),G58/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H64=\"\",H65=\"\",I66=\"\"),SUM(G56,G58,G54)/12,IF(AND(H64=\"x\",H65=\"x\",I66=\"\"),R63,IF(AND(H64=\"x\",I66=\"\"),Q63,IF(AND(H65=\"x\",I66=\"\"),Q64,I66))))","v":0},null,{"$f":"IF(AND(H65=\"x\",I66=\"\"),(G58+G56)/12)","v":false},null,null,{"$f":"IF(AND(H64=\"x\",H65=\"x\",H66=\"x\"),0,\"\")","v":""}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O62=\"\",\"\",IF(M65=\"X\",\"\",O62-O63-O64))","v":""},null,null,{"$f":"IF(AND(H65=\"x\",I66=\"\"),(G58+G59)/12)","v":false}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G74-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G76:G84,\">0\")-SUMIF(G76:G84,\"<0\"))=0,\"\",SUM(G76:G84))","v":""},null,{"$f":"IF((SUMIF(I76:I84,\">0\")-SUMIF(I76:I84,\"<0\"))=0,\"\",SUM(I76:I84))","v":""},null,{"$f":"IF(AND(I85=\"\",G85=\"\"),\"\",IF(G85=\"\",\"\",IF(G85<I85,12,IF(I85=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M77<>\"\",K75*O75,IF(K85=\"\",\"\",IF(K85=12,G85/12,(G85+I85)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H87=\"x\",I89=\"\"),(G79+G77)/12)","v":false},{"$f":"IF(AND(H88=\"x\",H87=\"x\",I89=\"\"),G81/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H87=\"\",H88=\"\",I89=\"\"),SUM(G79,G81,G77)/12,IF(AND(H87=\"x\",H88=\"x\",I89=\"\"),R86,IF(AND(H87=\"x\",I89=\"\"),Q86,IF(AND(H88=\"x\",I89=\"\"),Q87,I89))))","v":0},null,{"$f":"IF(AND(H88=\"x\",I89=\"\"),(G81+G79)/12)","v":false}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O85=\"\",\"\",IF(M88=\"X\",\"\",O85-O86-O87))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G97-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G99:G107,\">0\")-SUMIF(G99:G107,\"<0\"))=0,\"\",SUM(G99:G107))","v":""},null,{"$f":"IF((SUMIF(I99:I107,\">0\")-SUMIF(I99:I107,\"<0\"))=0,\"\",SUM(I99:I107))","v":""},null,{"$f":"IF(AND(I108=\"\",G108=\"\"),\"\",IF(G108=\"\",\"\",IF(G108<I108,12,IF(I108=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M100<>\"\",K98*O98,IF(K108=\"\",\"\",IF(K108=12,G108/12,(G108+I108)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H110=\"x\",I112=\"\"),(G102+G100)/12)","v":false},{"$f":"IF(AND(H111=\"x\",H110=\"x\",I112=\"\"),G104/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H110=\"\",H111=\"\",I112=\"\"),SUM(G102,G104,G100)/12,IF(AND(H110=\"x\",H111=\"x\",I112=\"\"),R109,IF(AND(H110=\"x\",I112=\"\"),Q109,IF(AND(H111=\"x\",I112=\"\"),Q110,I112))))","v":0},null,{"$f":"IF(AND(H111=\"x\",I112=\"\"),(G104+G102)/12)","v":false}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O108=\"\",\"\",IF(M111=\"X\",\"\",O108-O109-O110))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G120-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G122:G130,\">0\")-SUMIF(G122:G130,\"<0\"))=0,\"\",SUM(G122:G130))","v":""},null,{"$f":"IF((SUMIF(I122:I130,\">0\")-SUMIF(I122:I130,\"<0\"))=0,\"\",SUM(I122:I130))","v":""},null,{"$f":"IF(AND(I131=\"\",G131=\"\"),\"\",IF(G131=\"\",\"\",IF(G131<I131,12,IF(I131=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M123<>\"\",K121*O121,IF(K131=\"\",\"\",IF(K131=12,G131/12,(G131+I131)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H133=\"x\",I135=\"\"),(G125+G123)/12)","v":false},{"$f":"IF(AND(H134=\"x\",H133=\"x\",I135=\"\"),G127/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H133=\"\",H134=\"\",I135=\"\"),SUM(G125,G127,G123)/12,IF(AND(H133=\"x\",H134=\"x\",I135=\"\"),R132,IF(AND(H133=\"x\",I135=\"\"),Q132,IF(AND(H134=\"x\",I135=\"\"),Q133,I135))))","v":0},null,{"$f":"IF(AND(H134=\"x\",I135=\"\"),(G127+G125)/12)","v":false}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O131=\"\",\"\",IF(M134=\"X\",\"\",O131-O132-O133))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]

{"sheet":"Rental (2)","index":15,"n_rows":137,"n_cols":21,"rows_kept":137,"cut":false,"hidden":false,"merged":[[137,1,140,14],[130,3,130,4],[131,8,131,10],[132,3,132,6],[132,8,132,10],[133,3,133,6],[133,10,133,11],[125,12,132,12],[126,2,126,3],[126,4,126,5],[126,11,131,11],[127,2,127,3],[127,4,127,5],[128,2,128,3],[128,4,128,5],[129,2,129,3],[129,4,129,5],[134,1,134,7],[110,3,110,6],[110,10,110,11],[111,1,111,7],[114,1,117,14],[119,1,120,4],[121,2,121,3],[121,4,121,5],[122,1,125,1],[122,2,122,3],[122,4,122,5],[123,2,123,3],[123,4,123,5],[124,2,124,3],[124,4,124,5],[125,2,125,3],[125,4,125,5],[102,12,109,12],[103,2,103,3],[103,4,103,5],[103,11,108,11],[104,2,104,3],[104,4,104,5],[105,2,105,3],[105,4,105,5],[106,2,106,3],[106,4,106,5],[107,3,107,4],[108,8,108,10],[109,3,109,6],[109,8,109,10],[99,1,102,1],[99,2,99,3],[99,4,99,5],[100,2,100,3],[100,4,100,5],[101,2,101,3],[101,4,101,5],[102,2,102,3],[102,4,102,5],[85,8,85,10],[86,3,86,6],[86,8,86,10],[87,3,87,6],[87,10,87,11],[88,1,88,7],[91,1,94,14],[96,1,97,4],[98,2,98,3],[98,4,98,5],[68,1,71,14],[73,1,74,4],[75,2,75,3],[75,4,75,5],[76,1,79,1],[76,2,76,3],[76,4,76,5],[77,2,77,3],[77,4,77,5],[78,2,78,3],[78,4,78,5],[79,2,79,3],[79,4,79,5],[79,12,86,12],[80,2,80,3],[80,4,80,5],[80,11,85,11],[81,2,81,3],[81,4,81,5],[82,2,82,3],[82,4,82,5],[83,2,83,3],[83,4,83,5],[84,3,84,4],[60,2,60,3],[60,4,60,5],[61,3,61,4],[62,8,62,10],[63,3,63,6],[63,8,63,10],[64,3,64,6],[64,10,64,11],[65,1,65,7],[41,3,41,6],[41,10,41,11],[42,1,42,7],[45,1,48,14],[50,1,51,4],[52,2,52,3],[52,4,52,5],[53,1,56,1],[53,2,53,3],[53,4,53,5],[54,2,54,3],[54,4,54,5],[55,2,55,3],[55,4,55,5],[56,2,56,3],[56,4,56,5],[56,12,63,12],[57,2,57,3],[57,4,57,5],[57,11,62,11],[58,2,58,3],[58,4,58,5],[59,2,59,3],[59,4,59,5],[33,12,40,12],[34,2,34,3],[34,4,34,5],[34,11,39,11],[35,2,35,3],[35,4,35,5],[36,2,36,3],[36,4,36,5],[37,2,37,3],[37,4,37,5],[38,3,38,4],[39,8,39,10],[40,3,40,6],[40,8,40,10],[30,1,33,1],[30,2,30,3],[30,4,30,5],[31,2,31,3],[31,4,31,5],[32,2,32,3],[32,4,32,5],[33,2,33,3],[33,4,33,5],[17,21,19,21],[17,22,19,22],[17,23,19,23],[17,24,19,24],[22,1,25,14],[27,1,28,4],[29,2,29,3],[29,4,29,5],[18,3,18,6],[19,1,19,7],[14,24,16,24],[15,3,15,4],[16,8,16,10],[11,11,16,11],[11,18,11,19],[12,2,12,3],[12,4,12,5],[12,18,12,19],[13,18,13,19],[14,2,14,3],[14,18,16,19],[14,20,16,20],[14,22,16,22],[8,18,8,19],[1,9,1,10],[9,2,9,3],[9,4,9,5],[9,18,9,19],[10,2,10,3],[10,4,10,5],[10,18,10,19],[6,18,6,20],[10,12,17,12],[14,4,14,5],[17,8,17,10],[11,2,11,3],[11,4,11,5],[13,2,13,3],[13,4,13,5],[17,3,17,6],[17,18,19,19],[17,20,19,20],[0,7,0,8],[0,9,0,10],[0,11,0,14],[1,7,1,8],[6,2,6,3],[7,4,7,5],[1,11,1,14],[2,7,2,8],[2,9,2,10],[2,11,2,14],[4,1,5,4],[0,1,2,1],[6,4,6,5],[0,4,0,6],[1,4,1,6],[2,4,2,6],[7,1,10,1],[7,2,7,3],[8,2,8,3],[8,4,8,5]]}
[null,"Rental Income",null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket #:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""}]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G5-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines on Schedule E"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Rents Recieved:",null,3]
[null,null,"Taxes:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Insurance:",null,9]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA",null,null,null,null,null,"Mortgage Interest:",null,12]
[null,null,"HOA Dues: ",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxes:",null,16]
[null,null,"Amortization/Casualty Loss: ",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Depreciation:",null,18]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly ",null,null,null,"Total Expenses:",null,20]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income",null,null,null,"HOA Dues: ",null,"Line 19 (only if noted)"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G7:G15,\">0\")-SUMIF(G7:G15,\"<0\"))=0,\"\",SUM(G7:G15))","v":""},null,{"$f":"IF((SUMIF(I7:I15,\">0\")-SUMIF(I7:I15,\"<0\"))=0,\"\",SUM(I7:I15))","v":""},null,{"$f":"IF(AND(I16=\"\",G16=\"\"),\"\",IF(G16=\"\",\"\",IF(G16<I16,12,IF(I16=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M8<>\"\",K6*O6,IF(K16=\"\",\"\",IF(K16=12,G16/12,(G16+I16)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H18=\"x\",I20=\"\"),(G10+G8)/12)","v":false},{"$f":"IF(AND(H19=\"x\",H18=\"x\",I20=\"\"),G12/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H18=\"\",H19=\"\",I20=\"\"),SUM(G10,G12,G8)/12,IF(AND(H18=\"x\",H19=\"x\",I20=\"\"),R17,IF(AND(H18=\"x\",I20=\"\"),Q17,IF(AND(H19=\"x\",I20=\"\"),Q18,I20))))","v":0},null,{"$f":"IF(AND(H19=\"x\",I20=\"\"),(G12+G10)/12)","v":false},null,"Amortization/Casualty Loss: ",null,"Line 19 (only if noted)"]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O16=\"\",\"\",IF(M19=\"X\",\"\",O16-O17-O18))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Rental (2)'!O74,'Rental (2)'!#REF!)","v":{"$error":"#REF!"}}]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G28-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G30:G38,\">0\")-SUMIF(G30:G38,\"<0\"))=0,\"\",SUM(G30:G38))","v":""},null,{"$f":"IF((SUMIF(I30:I38,\">0\")-SUMIF(I30:I38,\"<0\"))=0,\"\",SUM(I30:I38))","v":""},null,{"$f":"IF(AND(I39=\"\",G39=\"\"),\"\",IF(G39=\"\",\"\",IF(G39<I39,12,IF(I39=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M31<>\"\",K29*O29,IF(K39=\"\",\"\",IF(K39=12,G39/12,(G39+I39)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H41=\"x\",I43=\"\"),(G33+G31)/12)","v":false},{"$f":"IF(AND(H42=\"x\",H41=\"x\",I43=\"\"),G35/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H41=\"\",H42=\"\",I43=\"\"),SUM(G33,G35,G31)/12,IF(AND(H41=\"x\",H42=\"x\",I43=\"\"),R40,IF(AND(H41=\"x\",I43=\"\"),Q40,IF(AND(H42=\"x\",I43=\"\"),Q41,I43))))","v":0},null,{"$f":"IF(AND(H42=\"x\",I43=\"\"),(G35+G33)/12)","v":false},null,{"$f":"IF(AND(H42=\"x\",H41=\"x\",I43=\"\"),G36/12)","v":false},{"$f":"IF(AND(H41=\"x\",H42=\"x\",H43=\"x\"),0,\"\")","v":""}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O39=\"\",\"\",IF(M42=\"X\",\"\",O39-O40-O41))","v":""},null,null,{"$f":"IF(AND(H42=\"x\",I43=\"\"),(G35+G36)/12)","v":false}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G51-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G53:G61,\">0\")-SUMIF(G53:G61,\"<0\"))=0,\"\",SUM(G53:G61))","v":""},null,{"$f":"IF((SUMIF(I53:I61,\">0\")-SUMIF(I53:I61,\"<0\"))=0,\"\",SUM(I53:I61))","v":""},null,{"$f":"IF(AND(I62=\"\",G62=\"\"),\"\",IF(G62=\"\",\"\",IF(G62<I62,12,IF(I62=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M54<>\"\",K52*O52,IF(K62=\"\",\"\",IF(K62=12,G62/12,(G62+I62)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H64=\"x\",I66=\"\"),(G56+G54)/12)","v":false},{"$f":"IF(AND(H65=\"x\",H64=\"x\",I66=\"\"),G58/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H64=\"\",H65=\"\",I66=\"\"),SUM(G56,G58,G54)/12,IF(AND(H64=\"x\",H65=\"x\",I66=\"\"),R63,IF(AND(H64=\"x\",I66=\"\"),Q63,IF(AND(H65=\"x\",I66=\"\"),Q64,I66))))","v":0},null,{"$f":"IF(AND(H65=\"x\",I66=\"\"),(G58+G56)/12)","v":false},null,null,{"$f":"IF(AND(H64=\"x\",H65=\"x\",H66=\"x\"),0,\"\")","v":""}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O62=\"\",\"\",IF(M65=\"X\",\"\",O62-O63-O64))","v":""},null,null,{"$f":"IF(AND(H65=\"x\",I66=\"\"),(G58+G59)/12)","v":false}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G74-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G76:G84,\">0\")-SUMIF(G76:G84,\"<0\"))=0,\"\",SUM(G76:G84))","v":""},null,{"$f":"IF((SUMIF(I76:I84,\">0\")-SUMIF(I76:I84,\"<0\"))=0,\"\",SUM(I76:I84))","v":""},null,{"$f":"IF(AND(I85=\"\",G85=\"\"),\"\",IF(G85=\"\",\"\",IF(G85<I85,12,IF(I85=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M77<>\"\",K75*O75,IF(K85=\"\",\"\",IF(K85=12,G85/12,(G85+I85)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H87=\"x\",I89=\"\"),(G79+G77)/12)","v":false},{"$f":"IF(AND(H88=\"x\",H87=\"x\",I89=\"\"),G81/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H87=\"\",H88=\"\",I89=\"\"),SUM(G79,G81,G77)/12,IF(AND(H87=\"x\",H88=\"x\",I89=\"\"),R86,IF(AND(H87=\"x\",I89=\"\"),Q86,IF(AND(H88=\"x\",I89=\"\"),Q87,I89))))","v":0},null,{"$f":"IF(AND(H88=\"x\",I89=\"\"),(G81+G79)/12)","v":false}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O85=\"\",\"\",IF(M88=\"X\",\"\",O85-O86-O87))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G97-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G99:G107,\">0\")-SUMIF(G99:G107,\"<0\"))=0,\"\",SUM(G99:G107))","v":""},null,{"$f":"IF((SUMIF(I99:I107,\">0\")-SUMIF(I99:I107,\"<0\"))=0,\"\",SUM(I99:I107))","v":""},null,{"$f":"IF(AND(I108=\"\",G108=\"\"),\"\",IF(G108=\"\",\"\",IF(G108<I108,12,IF(I108=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M100<>\"\",K98*O98,IF(K108=\"\",\"\",IF(K108=12,G108/12,(G108+I108)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H110=\"x\",I112=\"\"),(G102+G100)/12)","v":false},{"$f":"IF(AND(H111=\"x\",H110=\"x\",I112=\"\"),G104/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H110=\"\",H111=\"\",I112=\"\"),SUM(G102,G104,G100)/12,IF(AND(H110=\"x\",H111=\"x\",I112=\"\"),R109,IF(AND(H110=\"x\",I112=\"\"),Q109,IF(AND(H111=\"x\",I112=\"\"),Q110,I112))))","v":0},null,{"$f":"IF(AND(H111=\"x\",I112=\"\"),(G104+G102)/12)","v":false}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O108=\"\",\"\",IF(M111=\"X\",\"\",O108-O109-O110))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G120-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G122:G130,\">0\")-SUMIF(G122:G130,\"<0\"))=0,\"\",SUM(G122:G130))","v":""},null,{"$f":"IF((SUMIF(I122:I130,\">0\")-SUMIF(I122:I130,\"<0\"))=0,\"\",SUM(I122:I130))","v":""},null,{"$f":"IF(AND(I131=\"\",G131=\"\"),\"\",IF(G131=\"\",\"\",IF(G131<I131,12,IF(I131=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M123<>\"\",K121*O121,IF(K131=\"\",\"\",IF(K131=12,G131/12,(G131+I131)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H133=\"x\",I135=\"\"),(G125+G123)/12)","v":false},{"$f":"IF(AND(H134=\"x\",H133=\"x\",I135=\"\"),G127/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H133=\"\",H134=\"\",I135=\"\"),SUM(G125,G127,G123)/12,IF(AND(H133=\"x\",H134=\"x\",I135=\"\"),R132,IF(AND(H133=\"x\",I135=\"\"),Q132,IF(AND(H134=\"x\",I135=\"\"),Q133,I135))))","v":0},null,{"$f":"IF(AND(H134=\"x\",I135=\"\"),(G127+G125)/12)","v":false}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O131=\"\",\"\",IF(M134=\"X\",\"\",O131-O132-O133))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]

{"sheet":"Rental (3)","index":16,"n_rows":137,"n_cols":21,"rows_kept":137,"cut":false,"hidden":false,"merged":[[137,1,140,14],[130,3,130,4],[131,8,131,10],[132,3,132,6],[132,8,132,10],[133,3,133,6],[133,10,133,11],[125,12,132,12],[126,2,126,3],[126,4,126,5],[126,11,131,11],[127,2,127,3],[127,4,127,5],[128,2,128,3],[128,4,128,5],[129,2,129,3],[129,4,129,5],[134,1,134,7],[110,3,110,6],[110,10,110,11],[111,1,111,7],[114,1,117,14],[119,1,120,4],[121,2,121,3],[121,4,121,5],[122,1,125,1],[122,2,122,3],[122,4,122,5],[123,2,123,3],[123,4,123,5],[124,2,124,3],[124,4,124,5],[125,2,125,3],[125,4,125,5],[102,12,109,12],[103,2,103,3],[103,4,103,5],[103,11,108,11],[104,2,104,3],[104,4,104,5],[105,2,105,3],[105,4,105,5],[106,2,106,3],[106,4,106,5],[107,3,107,4],[108,8,108,10],[109,3,109,6],[109,8,109,10],[99,1,102,1],[99,2,99,3],[99,4,99,5],[100,2,100,3],[100,4,100,5],[101,2,101,3],[101,4,101,5],[102,2,102,3],[102,4,102,5],[85,8,85,10],[86,3,86,6],[86,8,86,10],[87,3,87,6],[87,10,87,11],[88,1,88,7],[91,1,94,14],[96,1,97,4],[98,2,98,3],[98,4,98,5],[68,1,71,14],[73,1,74,4],[75,2,75,3],[75,4,75,5],[76,1,79,1],[76,2,76,3],[76,4,76,5],[77,2,77,3],[77,4,77,5],[78,2,78,3],[78,4,78,5],[79,2,79,3],[79,4,79,5],[79,12,86,12],[80,2,80,3],[80,4,80,5],[80,11,85,11],[81,2,81,3],[81,4,81,5],[82,2,82,3],[82,4,82,5],[83,2,83,3],[83,4,83,5],[84,3,84,4],[60,2,60,3],[60,4,60,5],[61,3,61,4],[62,8,62,10],[63,3,63,6],[63,8,63,10],[64,3,64,6],[64,10,64,11],[65,1,65,7],[41,3,41,6],[41,10,41,11],[42,1,42,7],[45,1,48,14],[50,1,51,4],[52,2,52,3],[52,4,52,5],[53,1,56,1],[53,2,53,3],[53,4,53,5],[54,2,54,3],[54,4,54,5],[55,2,55,3],[55,4,55,5],[56,2,56,3],[56,4,56,5],[56,12,63,12],[57,2,57,3],[57,4,57,5],[57,11,62,11],[58,2,58,3],[58,4,58,5],[59,2,59,3],[59,4,59,5],[33,12,40,12],[34,2,34,3],[34,4,34,5],[34,11,39,11],[35,2,35,3],[35,4,35,5],[36,2,36,3],[36,4,36,5],[37,2,37,3],[37,4,37,5],[38,3,38,4],[39,8,39,10],[40,3,40,6],[40,8,40,10],[30,1,33,1],[30,2,30,3],[30,4,30,5],[31,2,31,3],[31,4,31,5],[32,2,32,3],[32,4,32,5],[33,2,33,3],[33,4,33,5],[17,21,19,21],[17,22,19,22],[17,23,19,23],[17,24,19,24],[22,1,25,14],[27,1,28,4],[29,2,29,3],[29,4,29,5],[18,3,18,6],[14,22,16,22],[8,18,8,19],[9,2,9,3],[9,4,9,5],[9,18,9,19],[10,2,10,3],[10,4,10,5],[10,18,10,19],[14,24,16,24],[15,3,15,4],[16,8,16,10],[11,11,16,11],[11,18,11,19],[12,2,12,3],[12,4,12,5],[12,18,12,19],[13,18,13,19],[14,2,14,3],[13,4,13,5],[0,7,0,8],[0,9,0,10],[0,11,0,14],[1,7,1,8],[6,2,6,3],[1,11,1,14],[2,7,2,8],[14,18,16,19],[14,20,16,20],[2,9,2,10],[2,11,2,14],[4,1,5,4],[10,12,17,12],[14,4,14,5],[0,1,2,1],[0,4,0,6],[1,4,1,6],[2,4,2,6],[1,9,1,10],[11,2,11,3],[11,4,11,5],[17,8,17,10],[13,2,13,3],[17,18,19,19],[6,4,6,5],[19,1,19,7],[7,1,10,1],[7,2,7,3],[7,4,7,5],[8,2,8,3],[8,4,8,5],[17,3,17,6],[6,18,6,20],[17,20,19,20]]}
[null,"Rental Income",null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket #:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""}]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G5-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines on Schedule E"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Rents Recieved:",null,3]
[null,null,"Taxes:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Insurance:",null,9]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA",null,null,null,null,null,"Mortgage Interest:",null,12]
[null,null,"HOA Dues: ",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Taxes:",null,16]
[null,null,"Amortization/Casualty Loss: ",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Depreciation:",null,18]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly ",null,null,null,"Total Expenses:",null,20]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income",null,null,null,"HOA Dues: ",null,"Line 19 (only if noted)"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G7:G15,\">0\")-SUMIF(G7:G15,\"<0\"))=0,\"\",SUM(G7:G15))","v":""},null,{"$f":"IF((SUMIF(I7:I15,\">0\")-SUMIF(I7:I15,\"<0\"))=0,\"\",SUM(I7:I15))","v":""},null,{"$f":"IF(AND(I16=\"\",G16=\"\"),\"\",IF(G16=\"\",\"\",IF(G16<I16,12,IF(I16=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M8<>\"\",K6*O6,IF(K16=\"\",\"\",IF(K16=12,G16/12,(G16+I16)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H18=\"x\",I20=\"\"),(G10+G8)/12)","v":false},{"$f":"IF(AND(H19=\"x\",H18=\"x\",I20=\"\"),G12/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H18=\"\",H19=\"\",I20=\"\"),SUM(G10,G12,G8)/12,IF(AND(H18=\"x\",H19=\"x\",I20=\"\"),R17,IF(AND(H18=\"x\",I20=\"\"),Q17,IF(AND(H19=\"x\",I20=\"\"),Q18,I20))))","v":0},null,{"$f":"IF(AND(H19=\"x\",I20=\"\"),(G12+G10)/12)","v":false},null,"Amortization/Casualty Loss: ",null,"Line 19 (only if noted)"]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O16=\"\",\"\",IF(M19=\"X\",\"\",O16-O17-O18))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable",null,null,null,null,null,null,null,null,null,{"$f":"SUM('Rental (3)'!O74,'Rental (3)'!#REF!)","v":{"$error":"#REF!"}}]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G28-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G30:G38,\">0\")-SUMIF(G30:G38,\"<0\"))=0,\"\",SUM(G30:G38))","v":""},null,{"$f":"IF((SUMIF(I30:I38,\">0\")-SUMIF(I30:I38,\"<0\"))=0,\"\",SUM(I30:I38))","v":""},null,{"$f":"IF(AND(I39=\"\",G39=\"\"),\"\",IF(G39=\"\",\"\",IF(G39<I39,12,IF(I39=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M31<>\"\",K29*O29,IF(K39=\"\",\"\",IF(K39=12,G39/12,(G39+I39)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H41=\"x\",I43=\"\"),(G33+G31)/12)","v":false},{"$f":"IF(AND(H42=\"x\",H41=\"x\",I43=\"\"),G35/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H41=\"\",H42=\"\",I43=\"\"),SUM(G33,G35,G31)/12,IF(AND(H41=\"x\",H42=\"x\",I43=\"\"),R40,IF(AND(H41=\"x\",I43=\"\"),Q40,IF(AND(H42=\"x\",I43=\"\"),Q41,I43))))","v":0},null,{"$f":"IF(AND(H42=\"x\",I43=\"\"),(G35+G33)/12)","v":false},null,{"$f":"IF(AND(H42=\"x\",H41=\"x\",I43=\"\"),G36/12)","v":false},{"$f":"IF(AND(H41=\"x\",H42=\"x\",H43=\"x\"),0,\"\")","v":""}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O39=\"\",\"\",IF(M42=\"X\",\"\",O39-O40-O41))","v":""},null,null,{"$f":"IF(AND(H42=\"x\",I43=\"\"),(G35+G36)/12)","v":false}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G51-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G53:G61,\">0\")-SUMIF(G53:G61,\"<0\"))=0,\"\",SUM(G53:G61))","v":""},null,{"$f":"IF((SUMIF(I53:I61,\">0\")-SUMIF(I53:I61,\"<0\"))=0,\"\",SUM(I53:I61))","v":""},null,{"$f":"IF(AND(I62=\"\",G62=\"\"),\"\",IF(G62=\"\",\"\",IF(G62<I62,12,IF(I62=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M54<>\"\",K52*O52,IF(K62=\"\",\"\",IF(K62=12,G62/12,(G62+I62)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H64=\"x\",I66=\"\"),(G56+G54)/12)","v":false},{"$f":"IF(AND(H65=\"x\",H64=\"x\",I66=\"\"),G58/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H64=\"\",H65=\"\",I66=\"\"),SUM(G56,G58,G54)/12,IF(AND(H64=\"x\",H65=\"x\",I66=\"\"),R63,IF(AND(H64=\"x\",I66=\"\"),Q63,IF(AND(H65=\"x\",I66=\"\"),Q64,I66))))","v":0},null,{"$f":"IF(AND(H65=\"x\",I66=\"\"),(G58+G56)/12)","v":false},null,null,{"$f":"IF(AND(H64=\"x\",H65=\"x\",H66=\"x\"),0,\"\")","v":""}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O62=\"\",\"\",IF(M65=\"X\",\"\",O62-O63-O64))","v":""},null,null,{"$f":"IF(AND(H65=\"x\",I66=\"\"),(G58+G59)/12)","v":false}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G74-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G76:G84,\">0\")-SUMIF(G76:G84,\"<0\"))=0,\"\",SUM(G76:G84))","v":""},null,{"$f":"IF((SUMIF(I76:I84,\">0\")-SUMIF(I76:I84,\"<0\"))=0,\"\",SUM(I76:I84))","v":""},null,{"$f":"IF(AND(I85=\"\",G85=\"\"),\"\",IF(G85=\"\",\"\",IF(G85<I85,12,IF(I85=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M77<>\"\",K75*O75,IF(K85=\"\",\"\",IF(K85=12,G85/12,(G85+I85)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H87=\"x\",I89=\"\"),(G79+G77)/12)","v":false},{"$f":"IF(AND(H88=\"x\",H87=\"x\",I89=\"\"),G81/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H87=\"\",H88=\"\",I89=\"\"),SUM(G79,G81,G77)/12,IF(AND(H87=\"x\",H88=\"x\",I89=\"\"),R86,IF(AND(H87=\"x\",I89=\"\"),Q86,IF(AND(H88=\"x\",I89=\"\"),Q87,I89))))","v":0},null,{"$f":"IF(AND(H88=\"x\",I89=\"\"),(G81+G79)/12)","v":false}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O85=\"\",\"\",IF(M88=\"X\",\"\",O85-O86-O87))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G97-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G99:G107,\">0\")-SUMIF(G99:G107,\"<0\"))=0,\"\",SUM(G99:G107))","v":""},null,{"$f":"IF((SUMIF(I99:I107,\">0\")-SUMIF(I99:I107,\"<0\"))=0,\"\",SUM(I99:I107))","v":""},null,{"$f":"IF(AND(I108=\"\",G108=\"\"),\"\",IF(G108=\"\",\"\",IF(G108<I108,12,IF(I108=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M100<>\"\",K98*O98,IF(K108=\"\",\"\",IF(K108=12,G108/12,(G108+I108)/24)))","v":""}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H110=\"x\",I112=\"\"),(G102+G100)/12)","v":false},{"$f":"IF(AND(H111=\"x\",H110=\"x\",I112=\"\"),G104/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H110=\"\",H111=\"\",I112=\"\"),SUM(G102,G104,G100)/12,IF(AND(H110=\"x\",H111=\"x\",I112=\"\"),R109,IF(AND(H110=\"x\",I112=\"\"),Q109,IF(AND(H111=\"x\",I112=\"\"),Q110,I112))))","v":0},null,{"$f":"IF(AND(H111=\"x\",I112=\"\"),(G104+G102)/12)","v":false}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O108=\"\",\"\",IF(M111=\"X\",\"\",O108-O109-O110))","v":""}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"G120-1","v":2023},null,"Current Lease:",null,null,null,"Vacancy Factor:"]
[]
[null,"Property Address:","Rents Received:",null,"(+)"]
[null,null,"Insurance:",null,"(+)",null,null,null,null,null,"Lease Override:",null,"x"]
[null,null,"Mortgage Interest:",null,"(+)"]
[null,null,"Taxes:",null,"(+)"]
[null,null,"Depreciation:",null,"(+)",null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,null,"HOA Dues: ",null,"(+)"]
[null,null,"Amortization/Casualty Loss: ",null,"(+)"]
[null,null,"Non-recurring other:",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Total Expenses:",null,"(-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Rental Income",null,null,{"$f":"IF((SUMIF(G122:G130,\">0\")-SUMIF(G122:G130,\"<0\"))=0,\"\",SUM(G122:G130))","v":""},null,{"$f":"IF((SUMIF(I122:I130,\">0\")-SUMIF(I122:I130,\"<0\"))=0,\"\",SUM(I122:I130))","v":""},null,{"$f":"IF(AND(I131=\"\",G131=\"\"),\"\",IF(G131=\"\",\"\",IF(G131<I131,12,IF(I131=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M123<>\"\",K121*O121,IF(K131=\"\",\"\",IF(K131=12,G131/12,(G131+I131)/24)))","v":0}]
[null,null,null,null,null,null,null,null,"Monthly Principal & Interest",null,null,null,null,null,null,null,{"$f":"IF(AND(H133=\"x\",I135=\"\"),(G125+G123)/12)","v":false},{"$f":"IF(AND(H134=\"x\",H133=\"x\",I135=\"\"),G127/12)","v":false}]
[null,null,null,"X to exclude taxes from calculation",null,null,null,null,"Taxes/Insurance/HOA Dues",null,null,null,null,null,{"$f":"IF(AND(H133=\"\",H134=\"\",I135=\"\"),SUM(G125,G127,G123)/12,IF(AND(H133=\"x\",H134=\"x\",I135=\"\"),R132,IF(AND(H133=\"x\",I135=\"\"),Q132,IF(AND(H134=\"x\",I135=\"\"),Q133,I135))))","v":0},null,{"$f":"IF(AND(H134=\"x\",I135=\"\"),(G127+G125)/12)","v":false}]
[null,null,null,"X to exclude insurance from calculation",null,null,null,null,null,null,"Net Rental",null,null,null,{"$f":"IF(O131=\"\",\"\",IF(M134=\"X\",\"\",O131-O132-O133))","v":0}]
[null,"Monthly Taxes/Insurance/HOA Dues from current bills, if applicable"]
[]
[null,"Comments:"]

{"sheet":"1065<25% ","index":17,"n_rows":264,"n_cols":23,"rows_kept":264,"cut":false,"hidden":false,"merged":[[242,1,243,17],[236,1,236,5],[236,6,236,8],[237,2,237,7],[238,6,238,17],[239,2,239,8],[241,2,241,8],[0,1,2,2],[9,20,9,21],[8,20,8,21],[8,15,16,15],[235,1,235,5],[235,6,235,8],[231,1,231,5],[231,6,231,8],[232,6,232,8],[233,1,233,3],[234,1,234,5],[234,6,234,8],[218,6,218,17],[219,2,219,8],[226,2,226,6],[228,1,228,5],[228,6,228,8],[228,15,236,15],[229,1,229,5],[229,6,229,8],[230,1,230,5],[230,6,230,8],[214,6,214,8],[215,1,215,5],[215,6,215,8],[216,1,216,5],[216,6,216,8],[217,2,217,7],[221,2,221,8],[222,1,223,17],[225,2,225,10],[199,2,199,8],[201,2,201,8],[202,1,203,17],[205,2,205,10],[206,2,206,6],[208,1,208,5],[208,6,208,8],[208,15,216,15],[209,1,209,5],[209,6,209,8],[210,1,210,5],[210,6,210,8],[211,1,211,5],[211,6,211,8],[212,6,212,8],[213,1,213,3],[214,1,214,5],[176,6,176,8],[177,2,177,7],[197,2,197,7],[198,6,198,17],[182,1,183,17],[185,2,185,10],[186,2,186,6],[188,1,188,5],[188,6,188,8],[188,15,196,15],[189,1,189,5],[189,6,189,8],[190,1,190,5],[190,6,190,8],[191,1,191,5],[191,6,191,8],[192,6,192,8],[193,1,193,3],[194,1,194,5],[194,6,194,8],[195,1,195,5],[195,6,195,8],[196,1,196,5],[196,6,196,8],[156,6,156,8],[157,2,157,7],[158,6,158,17],[159,2,159,8],[178,6,178,17],[179,2,179,8],[181,2,181,8],[166,2,166,6],[168,1,168,5],[168,6,168,8],[168,15,176,15],[169,1,169,5],[169,6,169,8],[170,1,170,5],[170,6,170,8],[171,1,171,5],[171,6,171,8],[172,6,172,8],[173,1,173,3],[174,1,174,5],[174,6,174,8],[175,1,175,5],[175,6,175,8],[176,1,176,5],[161,2,161,8],[162,1,163,17],[165,2,165,10],[139,2,139,8],[141,2,141,8],[142,1,143,17],[145,2,145,10],[146,2,146,6],[148,1,148,5],[148,6,148,8],[148,15,156,15],[149,1,149,5],[149,6,149,8],[150,1,150,5],[150,6,150,8],[151,1,151,5],[151,6,151,8],[152,6,152,8],[153,1,153,3],[154,1,154,5],[154,6,154,8],[155,1,155,5],[155,6,155,8],[156,1,156,5],[116,6,116,8],[117,2,117,7],[137,2,137,7],[138,6,138,17],[122,1,123,17],[125,2,125,10],[126,2,126,6],[128,1,128,5],[128,6,128,8],[128,15,136,15],[129,1,129,5],[129,6,129,8],[130,1,130,5],[130,6,130,8],[131,1,131,5],[131,6,131,8],[132,6,132,8],[133,1,133,3],[134,1,134,5],[134,6,134,8],[135,1,135,5],[135,6,135,8],[136,1,136,5],[136,6,136,8],[96,6,96,8],[97,2,97,7],[98,6,98,17],[99,2,99,8],[118,6,118,17],[119,2,119,8],[121,2,121,8],[106,2,106,6],[108,1,108,5],[108,6,108,8],[108,15,116,15],[109,1,109,5],[109,6,109,8],[110,1,110,5],[110,6,110,8],[111,1,111,5],[111,6,111,8],[112,6,112,8],[113,1,113,3],[114,1,114,5],[114,6,114,8],[115,1,115,5],[115,6,115,8],[116,1,116,5],[101,2,101,8],[102,1,103,17],[105,2,105,10],[79,2,79,8],[81,2,81,8],[82,1,83,17],[85,2,85,10],[86,2,86,6],[88,1,88,5],[88,6,88,8],[88,15,96,15],[89,1,89,5],[89,6,89,8],[90,1,90,5],[90,6,90,8],[91,1,91,5],[91,6,91,8],[92,6,92,8],[93,1,93,3],[94,1,94,5],[94,6,94,8],[95,1,95,5],[95,6,95,8],[96,1,96,5],[77,2,77,7],[70,6,70,8],[71,1,71,5],[71,6,71,8],[72,6,72,8],[78,6,78,17],[62,1,63,17],[65,2,65,10],[66,2,66,6],[68,1,68,5],[68,6,68,8],[68,15,76,15],[69,1,69,5],[69,6,69,8],[70,1,70,5],[73,1,73,3],[74,1,74,5],[74,6,74,8],[75,1,75,5],[75,6,75,8],[76,1,76,5],[76,6,76,8],[58,6,58,17],[59,2,59,8],[61,2,61,8],[48,1,48,5],[48,6,48,8],[48,15,56,15],[49,1,49,5],[49,6,49,8],[50,1,50,5],[50,6,50,8],[51,1,51,5],[51,6,51,8],[52,6,52,8],[53,1,53,3],[54,1,54,5],[54,6,54,8],[55,1,55,5],[55,6,55,8],[56,1,56,5],[56,6,56,8],[57,2,57,7],[41,2,41,8],[42,1,43,17],[45,2,45,10],[32,6,32,8],[19,2,19,8],[21,2,21,8],[22,1,23,17],[25,2,25,10],[26,2,26,6],[35,1,35,5],[35,6,35,8],[36,1,36,5],[36,6,36,8],[37,2,37,7],[38,6,38,17],[26,20,37,26],[28,1,28,5],[28,6,28,8],[28,15,36,15],[29,1,29,5],[33,1,33,3],[34,1,34,5],[34,6,34,8],[39,2,39,8],[18,6,18,17],[29,6,29,8],[30,1,30,5],[30,6,30,8],[16,1,16,5],[16,6,16,8],[17,2,17,7],[31,1,31,5],[31,6,31,8],[12,6,12,8],[11,20,11,21],[13,1,13,3],[14,1,14,5],[14,6,14,8],[14,20,14,21],[15,1,15,5],[15,6,15,8],[15,20,15,21],[16,22,17,22],[6,20,6,22],[0,7,0,10],[1,7,1,10],[2,11,2,12],[2,15,2,17],[46,2,46,5],[2,7,2,10],[0,11,0,12],[0,15,0,17],[1,11,1,12],[1,15,1,17],[5,2,5,10],[6,2,6,6],[8,1,8,5],[8,6,8,8],[9,1,9,5],[9,6,9,8],[17,20,17,21],[10,6,10,8],[10,20,10,21],[11,1,11,5],[11,6,11,8],[10,1,10,5]]}
[null,"1065 < 25% -  Partnership Income",null,null,null,null,null,"Borrower's Name:",null,null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,null,null,2011]
[null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,null,2010]
[null,null,null,null,null,null,null,"Calculated By:",null,null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket #:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,null,2009]
[null,null,null,null,null,null,null,null,null,21,null,null,null,null,null,null,null,null,null,null,2008]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J7-1","v":2023},null,null,null,null,null,null,null,null,"Tax Lines from K1 (est)"]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA",null,null,null,null,"Guaranteed Payments :",null,4]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Ordinary Income (loss) :",null,1]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Net Rental Income(loss):",null,2]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Rental Income (loss):",null,3]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Interest:",null,"5 (see notes)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly ",null,null,"Dividends:",null,"6a (see notes)"]
[null,"Unreimbursed Partnership Expenses/Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income",null,null,null,null,"Found on schedule E part 2 on the 1040"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C8=\"\",\"\",SUM(J9,J10,J11,J12,J15,J16,J17))","v":""},null,{"$f":"IF(L9+L10+L11+L12=0,\"\",SUM(L9,L10,L11,L12,L15,L16,L17))","v":""},null,{"$f":"IF(AND(L18=\"\",J18=\"\"),\"\",IF(J18=\"\",\"\",IF(J18<L18,12,IF(L18=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P18=\"x\",\"\",IF(N18=\"\",\"\",IF(N18=12,J18/12,(J18+L18)/24)))","v":""},null,null,"Unreimbursed partnership expenses"]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J27-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C28=\"\",\"\",SUM(J29,J30,J31,J32,J35,J36,J37))","v":""},null,{"$f":"IF(L29+L30+L31+L32=0,\"\",SUM(L29,L30,L31,L32,L35,L36,L37))","v":""},null,{"$f":"IF(AND(L38=\"\",J38=\"\"),\"\",IF(J38=\"\",\"\",IF(J38<L38,12,IF(L38=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P38=\"x\",\"\",IF(N38=\"\",\"\",IF(N38=12,J38/12,(J38+L38)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J47-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C48=\"\",\"\",SUM(J49,J50,J51,J52,J55,J56,J57))","v":""},null,{"$f":"IF(L49+L50+L51+L52=0,\"\",SUM(L49,L50,L51,L52,L55,L56,L57))","v":""},null,{"$f":"IF(AND(L58=\"\",J58=\"\"),\"\",IF(J58=\"\",\"\",IF(J58<L58,12,IF(L58=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P58=\"x\",\"\",IF(N58=\"\",\"\",IF(N58=12,J58/12,(J58+L58)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J67-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C68=\"\",\"\",SUM(J69,J70,J71,J72,J75,J76,J77))","v":""},null,{"$f":"IF(L69+L70+L71+L72=0,\"\",SUM(L69,L70,L71,L72,L75,L76,L77))","v":""},null,{"$f":"IF(AND(L78=\"\",J78=\"\"),\"\",IF(J78=\"\",\"\",IF(J78<L78,12,IF(L78=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P78=\"x\",\"\",IF(N78=\"\",\"\",IF(N78=12,J78/12,(J78+L78)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J87-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C88=\"\",\"\",SUM(J89,J90,J91,J92,J95,J96,J97))","v":""},null,{"$f":"IF(L89+L90+L91+L92=0,\"\",SUM(L89,L90,L91,L92,L95,L96,L97))","v":""},null,{"$f":"IF(AND(L98=\"\",J98=\"\"),\"\",IF(J98=\"\",\"\",IF(J98<L98,12,IF(L98=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P98=\"x\",\"\",IF(N98=\"\",\"\",IF(N98=12,J98/12,(J98+L98)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J107-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C108=\"\",\"\",SUM(J109,J110,J111,J112,J115,J116,J117))","v":""},null,{"$f":"IF(L109+L110+L111+L112=0,\"\",SUM(L109,L110,L111,L112,L115,L116,L117))","v":""},null,{"$f":"IF(AND(L118=\"\",J118=\"\"),\"\",IF(J118=\"\",\"\",IF(J118<L118,12,IF(L118=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P118=\"x\",\"\",IF(N118=\"\",\"\",IF(N118=12,J118/12,(J118+L118)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J127-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C128=\"\",\"\",SUM(J129,J130,J131,J132,J135,J136,J137))","v":""},null,{"$f":"IF(L129+L130+L131+L132=0,\"\",SUM(L129,L130,L131,L132,L135,L136,L137))","v":""},null,{"$f":"IF(AND(L138=\"\",J138=\"\"),\"\",IF(J138=\"\",\"\",IF(J138<L138,12,IF(L138=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P138=\"x\",\"\",IF(N138=\"\",\"\",IF(N138=12,J138/12,(J138+L138)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J147-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C148=\"\",\"\",SUM(J149,J150,J151,J152,J155,J156,J157))","v":""},null,{"$f":"IF(L149+L150+L151+L152=0,\"\",SUM(L149,L150,L151,L152,L155,L156,L157))","v":""},null,{"$f":"IF(AND(L158=\"\",J158=\"\"),\"\",IF(J158=\"\",\"\",IF(J158<L158,12,IF(L158=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P158=\"x\",\"\",IF(N158=\"\",\"\",IF(N158=12,J158/12,(J158+L158)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J167-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C168=\"\",\"\",SUM(J169,J170,J171,J172,J175,J176,J177))","v":""},null,{"$f":"IF(L169+L170+L171+L172=0,\"\",SUM(L169,L170,L171,L172,L175,L176,L177))","v":""},null,{"$f":"IF(AND(L178=\"\",J178=\"\"),\"\",IF(J178=\"\",\"\",IF(J178<L178,12,IF(L178=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P178=\"x\",\"\",IF(N178=\"\",\"\",IF(N178=12,J178/12,(J178+L178)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J187-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C188=\"\",\"\",SUM(J189,J190,J191,J192,J195,J196,J197))","v":""},null,{"$f":"IF(L189+L190+L191+L192=0,\"\",SUM(L189,L190,L191,L192,L195,L196,L197))","v":""},null,{"$f":"IF(AND(L198=\"\",J198=\"\"),\"\",IF(J198=\"\",\"\",IF(J198<L198,12,IF(L198=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P198=\"x\",\"\",IF(N198=\"\",\"\",IF(N198=12,J198/12,(J198+L198)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J207-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C208=\"\",\"\",SUM(J209,J210,J211,J212,J215,J216,J217))","v":""},null,{"$f":"IF(L209+L210+L211+L212=0,\"\",SUM(L209,L210,L211,L212,L215,L216,L217))","v":""},null,{"$f":"IF(AND(L218=\"\",J218=\"\"),\"\",IF(J218=\"\",\"\",IF(J218<L218,12,IF(L218=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P218=\"x\",\"\",IF(N218=\"\",\"\",IF(N218=12,J218/12,(J218+L218)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J227-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distributions",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Unreimbursed Partnership Expenses/ Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C228=\"\",\"\",SUM(J229,J230,J231,J232,J235,J236,J237))","v":""},null,{"$f":"IF(L229+L230+L231+L232=0,\"\",SUM(L229,L230,L231,L232,L235,L236,L237))","v":""},null,{"$f":"IF(AND(L238=\"\",J238=\"\"),\"\",IF(J238=\"\",\"\",IF(J238<L238,12,IF(L238=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P238=\"x\",\"\",IF(N238=\"\",\"\",IF(N238=12,J238/12,(J238+L238)/24)))","v":""}]
[]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"total"]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(J238,J218,J198,J178,J158,J138,J118,J98,J78,J58,J38,J18)","v":0},null,{"$f":"SUM(L238,L218,L198,L178,L158,L138,L118,L98,L78,L58,L38,L18)","v":0},{"$f":"SUM(M18,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!)","v":{"$error":"#REF!"}},null,null,{"$f":"SUM(P18,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!,#REF!)","v":{"$error":"#REF!"}},null,{"$f":"SUM(R238,R218,R198,R178,R158,R138,R118,R98,R78,R58,R38,R18)","v":0}]
[]
[]
[]
[]
[null,{"$f":"C6","v":0},{"$f":"C7","v":0},null,{"$f":"J18","v":""},null,{"$f":"L18","v":""},0,"",0,0,0,"",{"$f":"S16","v":0},null,null,null,{"$f":"B23","v":0}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]

{"sheet":"1065 25% +","index":18,"n_rows":172,"n_cols":23,"rows_kept":172,"cut":false,"hidden":false,"merged":[[79,13,84,17],[113,13,118,17],[148,13,153,17],[168,1,168,2],[65,1,65,2],[98,1,98,2],[133,1,133,2],[49,1,49,5],[49,6,49,8],[56,13,56,17],[57,6,57,8],[58,6,58,8],[58,15,64,15],[59,6,59,8],[64,1,64,5],[64,6,64,8],[50,6,50,8],[53,9,53,11],[54,6,54,8],[55,1,55,5],[55,6,55,8],[56,6,56,8],[45,13,50,17],[74,2,74,10],[10,20,10,22],[0,1,2,1],[31,1,31,2],[1,11,1,12],[19,9,19,11],[5,2,5,10],[13,1,13,3],[0,11,0,12],[0,14,0,17],[1,14,1,17],[8,2,8,6],[10,1,10,5],[10,6,10,8],[11,1,11,3],[24,6,24,8],[15,6,15,8],[16,6,16,8],[12,6,12,8],[20,6,20,8],[21,1,21,5],[12,1,12,3],[2,15,2,17],[28,1,28,5],[30,1,30,5],[0,8,0,10],[1,8,1,10],[2,8,2,10],[2,11,2,12],[23,6,23,8],[14,6,14,8],[6,2,6,6],[7,3,7,6],[14,1,14,5],[7,9,7,11],[21,6,21,8],[13,6,13,8],[22,6,22,8],[24,15,30,15],[30,6,30,8],[26,1,26,5],[22,13,22,17],[15,1,15,5],[11,6,11,8],[11,13,16,17],[44,1,44,5],[44,6,44,8],[40,2,40,10],[41,2,41,6],[28,6,28,8],[29,6,29,8],[26,6,26,8],[42,3,42,6],[42,9,42,11],[35,1,38,17],[25,6,25,8],[27,6,27,8],[33,1,33,17],[48,1,48,5],[48,6,48,8],[45,1,45,3],[45,6,45,8],[46,1,46,3],[46,6,46,8],[47,1,47,3],[47,6,47,8],[75,2,75,6],[76,3,76,6],[76,9,76,11],[78,1,78,5],[78,6,78,8],[67,1,67,17],[69,1,72,17],[60,1,60,5],[60,6,60,8],[61,6,61,8],[62,1,62,5],[62,6,62,8],[63,6,63,8],[88,6,88,8],[82,1,82,5],[82,6,82,8],[79,1,79,3],[79,6,79,8],[80,1,80,3],[80,6,80,8],[81,1,81,3],[81,6,81,8],[97,1,97,5],[97,6,97,8],[100,1,100,17],[102,1,105,17],[21,20,21,22],[108,2,108,10],[93,1,93,5],[93,6,93,8],[94,6,94,8],[95,1,95,5],[95,6,95,8],[96,6,96,8],[89,6,89,8],[89,13,89,17],[90,6,90,8],[91,6,91,8],[91,15,97,15],[92,6,92,8],[83,1,83,5],[83,6,83,8],[84,6,84,8],[86,9,86,11],[87,6,87,8],[88,1,88,5],[114,1,114,3],[114,6,114,8],[115,1,115,3],[115,6,115,8],[116,1,116,5],[116,6,116,8],[109,2,109,6],[110,3,110,6],[110,9,110,11],[112,1,112,5],[112,6,112,8],[113,1,113,3],[113,6,113,8],[124,6,124,8],[124,13,124,17],[125,6,125,8],[126,6,126,8],[126,15,132,15],[127,6,127,8],[117,1,117,5],[117,6,117,8],[118,6,118,8],[121,9,121,11],[122,6,122,8],[123,1,123,5],[123,6,123,8],[132,1,132,5],[132,6,132,8],[135,1,135,17],[137,1,140,17],[143,2,143,10],[144,2,144,6],[128,1,128,5],[128,6,128,8],[129,6,129,8],[130,1,130,5],[130,6,130,8],[131,6,131,8],[149,1,149,3],[149,6,149,8],[150,1,150,3],[150,6,150,8],[151,1,151,5],[151,6,151,8],[145,3,145,6],[145,9,145,11],[147,1,147,5],[147,6,147,8],[148,1,148,3],[148,6,148,8],[152,1,152,5],[152,6,152,8],[153,6,153,8],[156,9,156,11],[157,6,157,8],[158,1,158,5],[158,6,158,8],[167,1,167,5],[167,6,167,8],[170,1,170,17],[172,1,175,17],[163,1,163,5],[163,6,163,8],[164,6,164,8],[165,1,165,5],[165,6,165,8],[166,6,166,8],[159,6,159,8],[159,13,159,17],[160,6,160,8],[161,6,161,8],[161,15,167,15],[162,6,162,8]]}
[null,"1065 ≥ 25% - Partnership Income",null,null,null,null,null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,null,null,null,2011]
[null,null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,null,null,2010]
[null,null,null,null,null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket #:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,null,2009]
[null,null,null,null,null,null,null,null,null,21,null,null,null,null,null,null,null,null,null,null,2008]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,null,null,"K-1 Income"]
[null,"Business Code"]
[null,null,null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J10-1","v":2023}]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"+",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines from K1 (est)"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Guaranteed Payments :",null,4]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Ordinary Income (loss) :",null,1]
[null,"Interest :",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Net Rental Income (loss)",null,2]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Rental Income (loss):",null,3]
[null,"UPE / Other Adj:",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Interest:",null,"5 (see notes)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dividends:",null,"6a (see notes)"]
[]
[null,null,null,null,null,null,null,null,null,"1065 Adjustments",null,null,null,null,null,null,null,null,null,null,"UPE","Found on schedule E part 2 on the  1040"]
[null,"Pass-through (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines from 1065"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Pass-through (Income) Loss: ",null,4]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA",null,null,null,null,"Nonrecurring Other (Income) Loss: ",null,"5 & 6 & 7"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Depreciation: ",null,"16a or Form 8825"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Depletion: ",null,17]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N21:N27)=0,\"\",SUM(N21:N27))","v":""},null,null,null,null,null,null,"Amortization/Casualty Loss:  ",null,"20 (only if noted)"]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J21:J28)=0,\"\",SUM(J21:J28))","v":""},null,{"$f":"IF(SUM(L21:L28)=0,\"\",SUM(L21:L28))","v":""},null,null,null,null,null,null,null,null,"Meals & Entertainment: ",null,"M-1 Line 4b"]
[null,"Percentage of Ownerhsip",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly ",null,null,"Mortgages, Notes, Bonds Payable < 1yr:",null,"Sch L line 16"]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J29=\"\",\"\",J29*J30)","v":""},null,{"$f":"IF(L29=\"\",\"\",L29*L30)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J30=\"\",\"\",SUM(J11,J12:J14,J15,J16,J17,J31))","v":""},null,{"$f":"IF(L30=\"\",\"\",SUM(L11,L12:L14,L15,L16,L17,L31))","v":""},null,{"$f":"IF(AND(L32=\"\",J32=\"\"),\"\",IF(J32=\"\",\"\",IF(J32<L32,12,IF(L32=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N32=\"\",\"\",IF(P32=\"x\",\"\",IF(N32=12,J32/12,(J32+L32)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,null,null,"K-1 Income"]
[null,null,null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J44-1","v":2023}]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"+"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)"]
[null,"UPE / Other Adj:",null,null,null,null,"(+/-)"]
[]
[]
[null,null,null,null,null,null,null,null,null,"1065 Adjustments"]
[null,"Pass-through (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion: ",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N55:N61)=0,\"\",SUM(N55:N61))","v":""}]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J55:J62)=0,\"\",SUM(J55:J62))","v":""},null,{"$f":"IF(SUM(L55:L62)=0,\"\",SUM(L55:L62))","v":""}]
[null,"Percentage of Ownerhsip",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J63=\"\",\"\",J63*J64)","v":""},null,{"$f":"IF(L63=\"\",\"\",L63*L64)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J64=\"\",\"\",SUM(J45,J46:J48,J49,J50,J51,J65))","v":""},null,{"$f":"IF(L64=\"\",\"\",SUM(L45,L46:L48,L49,L50,L51,L65))","v":""},null,{"$f":"IF(AND(L66=\"\",J66=\"\"),\"\",IF(J66=\"\",\"\",IF(J66<L66,12,IF(L66=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N66=\"\",\"\",IF(P66=\"x\",\"\",IF(N66=12,J66/12,(J66+L66)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,null,null,"K-1 Income"]
[null,null,null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J78-1","v":2023}]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"+"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)"]
[null,"UPE / Other Adj:",null,null,null,null,"(+/-)"]
[]
[null,null,null,null,null,null,null,null,null,"1065 Adjustments"]
[null,"Pass-through (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion: ",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N88:N94)=0,\"\",SUM(N88:N94))","v":""}]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J88:J95)=0,\"\",SUM(J88:J95))","v":""},null,{"$f":"IF(SUM(L88:L95)=0,\"\",SUM(L88:L95))","v":""}]
[null,"Percentage of Ownerhsip",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J96=\"\",\"\",J96*J97)","v":""},null,{"$f":"IF(L96=\"\",\"\",L96*L97)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J97=\"\",\"\",SUM(J79:J85,J82,J83,J84,J98))","v":""},null,{"$f":"IF(L97=\"\",\"\",SUM(L79:L85,L82,L83,L84,L98))","v":""},null,{"$f":"IF(AND(L99=\"\",J99=\"\"),\"\",IF(J99=\"\",\"\",IF(J99<L99,12,IF(L99=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N99=\"\",\"\",IF(P99=\"x\",\"\",IF(N99=12,J99/12,(J99+L99)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,null,null,"K-1 Income"]
[null,null,null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J112-1","v":2023}]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"+"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)"]
[null,"UPE / Other Adj:",null,null,null,null,"(+/-)"]
[]
[]
[null,null,null,null,null,null,null,null,null,"1065 Adjustments"]
[null,"Pass-through (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion: ",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N123:N129)=0,\"\",SUM(N123:N129))","v":""}]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J123:J130)=0,\"\",SUM(J123:J130))","v":""},null,{"$f":"IF(SUM(L123:L130)=0,\"\",SUM(L123:L130))","v":""}]
[null,"Percentage of Ownerhsip",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J131=\"\",\"\",J131*J132)","v":""},null,{"$f":"IF(L131=\"\",\"\",L131*L132)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J132=\"\",\"\",SUM(J113,J114:J116,J117,J118,J119,J133))","v":""},null,{"$f":"IF(L132=\"\",\"\",SUM(L113,L114:L116,L117,L118,L119,L133))","v":""},null,{"$f":"IF(AND(L134=\"\",J134=\"\"),\"\",IF(J134=\"\",\"\",IF(J134<L134,12,IF(L134=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N134=\"\",\"\",IF(P134=\"x\",\"\",IF(N134=12,J134/12,(J134+L134)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,null,null,"K-1 Income"]
[null,null,null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J147-1","v":2023}]
[null,"W2 earnings or Guaranteed Payments:",null,null,null,null,"+"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)"]
[null,"UPE / Other Adj:",null,null,null,null,"(+/-)"]
[]
[]
[null,null,null,null,null,null,null,null,null,"1065 Adjustments"]
[null,"Pass-through (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion: ",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N158:N164)=0,\"\",SUM(N158:N164))","v":""}]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J158:J165)=0,\"\",SUM(J158:J165))","v":""},null,{"$f":"IF(SUM(L158:L165)=0,\"\",SUM(L158:L165))","v":""}]
[null,"Percentage of Ownerhsip",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J166=\"\",\"\",J166*J167)","v":""},null,{"$f":"IF(L166=\"\",\"\",L166*L167)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J167=\"\",\"\",SUM(J148,J149:J151,J152,J153,J154,J168))","v":""},null,{"$f":"IF(L167=\"\",\"\",SUM(L148,L149:L151,L152,L153,L154,L168))","v":""},null,{"$f":"IF(AND(L169=\"\",J169=\"\"),\"\",IF(J169=\"\",\"\",IF(J169<L169,12,IF(L169=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N169=\"\",\"\",IF(P169=\"x\",\"\",IF(N169=12,J169/12,(J169+L169)/24)))","v":""}]
[]
[]
[null,"Comments:"]

{"sheet":"YTD P&L (1065)","index":19,"n_rows":161,"n_cols":21,"rows_kept":161,"cut":false,"hidden":false,"merged":[[1,14,1,15],[1,16,1,18],[2,7,2,10],[2,11,2,13],[2,14,2,15],[2,16,2,18],[0,1,2,2],[4,1,4,2],[4,3,4,7],[4,15,4,17],[0,7,0,10],[0,11,0,13],[0,14,0,15],[0,16,0,18],[1,7,1,10],[1,11,1,13],[6,1,6,2],[6,3,6,7],[6,13,6,17],[8,1,8,2],[8,13,8,17],[10,1,10,3],[10,17,10,18],[12,1,12,3],[12,9,12,13],[12,17,12,18],[14,9,14,13],[14,17,14,18],[16,1,16,3],[16,9,16,13],[16,17,16,18],[18,7,18,15],[18,17,18,18],[20,7,20,15],[20,17,20,18],[23,1,24,18],[25,11,25,13],[27,9,29,9],[27,11,29,11],[27,13,29,13],[27,15,29,15],[28,3,29,3],[28,5,29,5],[28,7,29,7],[32,17,32,18],[33,1,34,18],[36,1,36,2],[36,3,36,7],[36,15,36,17],[38,1,38,2],[38,3,38,7],[38,13,38,17],[40,1,40,2],[40,13,40,17],[42,1,42,3],[42,17,42,18],[44,1,44,3],[44,9,44,13],[44,17,44,18],[46,9,46,13],[46,17,46,18],[48,1,48,3],[48,9,48,13],[48,17,48,18],[50,7,50,15],[50,17,50,18],[52,7,52,15],[52,17,52,18],[55,1,56,18],[58,11,58,13],[59,9,61,9],[59,11,61,11],[59,13,61,13],[59,15,61,15],[60,3,61,3],[60,5,61,5],[60,7,61,7],[64,17,64,18],[65,1,66,18],[68,1,68,2],[68,3,68,7],[68,15,68,17],[70,1,70,2],[70,3,70,7],[70,13,70,17],[72,1,72,2],[72,13,72,17],[74,1,74,3],[74,17,74,18],[76,1,76,3],[76,9,76,13],[76,17,76,18],[78,9,78,13],[78,17,78,18],[80,1,80,3],[80,9,80,13],[80,17,80,18],[100,1,100,2],[100,3,100,7],[100,15,100,17],[102,1,102,2],[102,3,102,7],[102,13,102,17],[82,7,82,15],[82,17,82,18],[84,7,84,15],[84,17,84,18],[87,1,88,18],[90,11,90,13],[96,17,96,18],[97,1,98,18],[91,9,93,9],[91,11,93,11],[91,13,93,13],[91,15,93,15],[92,3,93,3],[92,5,93,5],[92,7,93,7],[110,9,110,13],[110,17,110,18],[112,1,112,3],[112,9,112,13],[112,17,112,18],[114,7,114,15],[114,17,114,18],[104,1,104,2],[104,13,104,17],[106,1,106,3],[106,17,106,18],[108,1,108,3],[108,9,108,13],[108,17,108,18],[116,7,116,15],[116,17,116,18],[119,1,120,18],[122,11,122,13],[123,9,125,9],[123,11,125,11],[123,13,125,13],[123,15,125,15],[124,3,125,3],[124,5,125,5],[134,1,134,2],[134,3,134,7],[134,13,134,17],[136,1,136,2],[136,13,136,17],[138,1,138,3],[138,17,138,18],[124,7,125,7],[128,17,128,18],[129,1,130,18],[132,1,132,2],[132,3,132,7],[132,15,132,17],[146,7,146,15],[146,17,146,18],[148,7,148,15],[148,17,148,18],[151,1,152,18],[154,11,154,13],[140,1,140,3],[140,9,140,13],[140,17,140,18],[142,9,142,13],[142,17,142,18],[144,1,144,3],[144,9,144,13],[144,17,144,18],[160,17,160,18],[161,1,162,18],[155,9,157,9],[155,11,157,11],[155,13,157,13],[155,15,157,15],[156,3,157,3],[156,5,157,5],[156,7,157,7]]}
[null,"1065 Year-to-Date Profit and Loss",null,null,null,null,null,"Borrower's Name:",null,null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[null,null,null,null,null,null,null,"Calculated By:",null,null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,null,"Ticket #:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Accrual"]
[null,"Business Name: "]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual",null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F11=\"\",\"\",F11)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F13=\"\",\"\",F13*H13%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F15=\"\",\"\",F15*H15%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F17=\"\",\"\",F17*H17%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R11:S17)=0,\"\",SUM(R11:S17))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S9=0,\"\",IF(R19=0,0,R19/S9))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R19","v":""},null,null,null,null,null,{"$f":"IF(S9=0,\"\",R21)","v":""},null,{"$f":"IF(F31=0,\"\",IF(H31=0,(F31/12),IF(F31<H31,F31/12,(F31+H31)/24)))","v":""},null,{"$f":"IF(F31=0,\"\",IF(S9=0,0,IF(F31=0,0,(F31+D31)/(12+S9))))","v":""},null,{"$f":"IF(F31=0,\"\",IF(S9=0,0,IF(F31=0,0,(D31+F31+H31)/(24+S9))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name: "]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual",null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F43=\"\",\"\",F43)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F45=\"\",\"\",F45*H45%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F47=\"\",\"\",F47*H47%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F49=\"\",\"\",F49*H49%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R43:S49)=0,\"\",SUM(R43:S49))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S41=0,\"\",IF(R51=0,0,R51/S41))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R51","v":""},null,null,null,null,null,{"$f":"IF(S41=0,\"\",R53)","v":""},null,{"$f":"IF(F63=0,\"\",IF(H63=0,(F63/12),IF(F63<H63,F63/12,(F63+H63)/24)))","v":""},null,{"$f":"IF(F63=0,\"\",IF(S41=0,0,IF(F63=0,0,(F63+D63)/(12+S41))))","v":""},null,{"$f":"IF(F63=0,\"\",IF(S41=0,0,IF(F63=0,0,(D63+F63+H63)/(24+S41))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual",null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F75=\"\",\"\",F75)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F77=\"\",\"\",F77*H77%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F79=\"\",\"\",F79*H79%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F81=\"\",\"\",F81*H81%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R75:S81)=0,\"\",SUM(R75:S81))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S73=0,\"\",IF(R83=0,0,R83/S73))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R83","v":""},null,null,null,null,null,{"$f":"IF(S73=0,\"\",R85)","v":""},null,{"$f":"IF(F95=0,\"\",IF(H95=0,(F95/12),IF(F95<H95,F95/12,(F95+H95)/24)))","v":""},null,{"$f":"IF(F95=0,\"\",IF(S73=0,0,IF(F95=0,0,(F95+D95)/(12+S73))))","v":""},null,{"$f":"IF(F95=0,\"\",IF(S73=0,0,IF(F95=0,0,(D95+F95+H95)/(24+S73))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F107=\"\",\"\",F107)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$105=0,\"\",$D$105)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F109=\"\",\"\",F109*H109%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$105=0,\"\",$D$105)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F111=\"\",\"\",F111*H111%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$105=0,\"\",$D$105)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F113=\"\",\"\",F113*H113%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R107:S113)=0,\"\",SUM(R107:S113))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S105=0,\"\",IF(R115=0,0,R115/S105))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R115","v":""},null,null,null,null,null,{"$f":"IF(S105=0,\"\",R117)","v":""},null,{"$f":"IF(F127=0,\"\",IF(H127=0,(F127/12),IF(F127<H127,F127/12,(F127+H127)/24)))","v":""},null,{"$f":"IF(F127=0,\"\",IF(S105=0,0,IF(F127=0,0,(F127+D127)/(12+S105))))","v":""},null,{"$f":"IF(F127=0,\"\",IF(S105=0,0,IF(F127=0,0,(D127+F127+H127)/(24+S105))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F139=\"\",\"\",F139)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$137=0,\"\",$D$137)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F141=\"\",\"\",F141*H141%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$137=0,\"\",$D$137)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F143=\"\",\"\",F143*H143%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$137=0,\"\",$D$137)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F145=\"\",\"\",F145*H145%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R139:S145)=0,\"\",SUM(R139:S145))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S137=0,\"\",IF(R147=0,0,R147/S137))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R147","v":""},null,null,null,null,null,{"$f":"IF(S137=0,\"\",R149)","v":""},null,{"$f":"IF(F159=0,\"\",IF(H159=0,(F159/12),IF(F159<H159,F159/12,(F159+H159)/24)))","v":""},null,{"$f":"IF(F159=0,\"\",IF(S137=0,0,IF(F159=0,0,(F159+D159)/(12+S137))))","v":""},null,{"$f":"IF(F159=0,\"\",IF(S137=0,0,IF(F159=0,0,(D159+F159+H159)/(24+S137))))","v":""}]
[]
[null,"Comments:"]

{"sheet":"1120S<25% ","index":20,"n_rows":212,"n_cols":23,"rows_kept":212,"cut":false,"hidden":false,"merged":[[192,1,193,17],[187,1,187,5],[187,6,187,8],[182,6,182,8],[183,6,183,8],[168,6,168,8],[169,2,169,7],[170,6,170,17],[171,2,171,8],[189,6,189,17],[190,2,190,8],[191,2,191,8],[177,2,177,6],[179,1,179,5],[179,6,179,8],[179,15,187,15],[180,1,180,5],[184,1,184,3],[185,1,185,5],[185,6,185,8],[186,1,186,5],[186,6,186,8],[180,6,180,8],[181,1,181,5],[181,6,181,8],[182,1,182,5],[188,2,188,7],[172,2,172,8],[173,1,174,17],[176,2,176,10],[152,2,152,8],[153,2,153,8],[154,1,155,17],[157,2,157,10],[158,2,158,6],[160,1,160,5],[160,6,160,8],[160,15,168,15],[161,1,161,5],[161,6,161,8],[162,1,162,5],[162,6,162,8],[163,1,163,5],[163,6,163,8],[164,6,164,8],[165,1,165,3],[166,1,166,5],[166,6,166,8],[167,1,167,5],[167,6,167,8],[168,1,168,5],[130,6,130,8],[131,2,131,7],[150,2,150,7],[151,6,151,17],[135,1,136,17],[138,2,138,10],[139,2,139,6],[141,1,141,5],[141,6,141,8],[141,15,149,15],[142,1,142,5],[142,6,142,8],[143,1,143,5],[143,6,143,8],[144,1,144,5],[144,6,144,8],[145,6,145,8],[146,1,146,3],[147,1,147,5],[147,6,147,8],[148,1,148,5],[148,6,148,8],[149,1,149,5],[149,6,149,8],[111,6,111,8],[112,2,112,7],[113,6,113,17],[114,2,114,8],[132,6,132,17],[133,2,133,8],[134,2,134,8],[120,2,120,6],[122,1,122,5],[122,6,122,8],[122,15,130,15],[123,1,123,5],[123,6,123,8],[124,1,124,5],[124,6,124,8],[125,1,125,5],[125,6,125,8],[126,6,126,8],[127,1,127,3],[128,1,128,5],[128,6,128,8],[129,1,129,5],[129,6,129,8],[130,1,130,5],[115,2,115,8],[116,1,117,17],[119,2,119,10],[95,2,95,8],[96,2,96,8],[97,1,98,17],[100,2,100,10],[101,2,101,6],[103,1,103,5],[103,6,103,8],[103,15,111,15],[104,1,104,5],[104,6,104,8],[105,1,105,5],[105,6,105,8],[106,1,106,5],[106,6,106,8],[107,6,107,8],[108,1,108,3],[109,1,109,5],[109,6,109,8],[110,1,110,5],[110,6,110,8],[111,1,111,5],[73,6,73,8],[74,2,74,7],[93,2,93,7],[94,6,94,17],[78,1,79,17],[81,2,81,10],[82,2,82,6],[84,1,84,5],[84,6,84,8],[84,15,92,15],[85,1,85,5],[85,6,85,8],[86,1,86,5],[86,6,86,8],[87,1,87,5],[87,6,87,8],[88,6,88,8],[89,1,89,3],[90,1,90,5],[90,6,90,8],[91,1,91,5],[91,6,91,8],[92,1,92,5],[92,6,92,8],[54,6,54,8],[55,2,55,7],[56,6,56,17],[57,2,57,8],[75,6,75,17],[76,2,76,8],[77,2,77,8],[63,2,63,6],[65,1,65,5],[65,6,65,8],[65,15,73,15],[66,1,66,5],[66,6,66,8],[67,1,67,5],[67,6,67,8],[68,1,68,5],[68,6,68,8],[69,6,69,8],[70,1,70,3],[71,1,71,5],[71,6,71,8],[72,1,72,5],[72,6,72,8],[73,1,73,5],[58,2,58,8],[59,1,60,17],[62,2,62,10],[38,2,38,8],[39,2,39,8],[40,1,41,17],[43,2,43,10],[44,2,44,6],[46,1,46,5],[46,6,46,8],[46,15,54,15],[47,1,47,5],[47,6,47,8],[48,1,48,5],[48,6,48,8],[49,1,49,5],[49,6,49,8],[50,6,50,8],[51,1,51,3],[52,1,52,5],[52,6,52,8],[53,1,53,5],[53,6,53,8],[54,1,54,5],[36,2,36,7],[37,6,37,17],[21,1,22,17],[24,2,24,10],[25,2,25,6],[27,1,27,5],[27,6,27,8],[27,15,35,15],[28,1,28,5],[28,6,28,8],[29,1,29,5],[29,6,29,8],[30,1,30,5],[30,6,30,8],[31,6,31,8],[32,1,32,3],[33,1,33,5],[33,6,33,8],[34,1,34,5],[34,6,34,8],[35,1,35,5],[35,6,35,8],[0,11,0,12],[0,15,0,17],[1,11,1,12],[2,11,2,12],[2,15,2,17],[1,15,1,17],[20,2,20,8],[9,20,9,21],[11,1,11,5],[11,6,11,8],[12,6,12,8],[10,20,10,21],[11,20,11,21],[13,1,13,3],[17,2,17,7],[19,2,19,8],[0,1,2,1],[0,8,0,10],[1,8,1,10],[2,8,2,10],[18,6,18,17],[5,2,5,10],[6,2,6,6],[5,20,5,22],[16,1,16,5],[15,1,15,5],[14,1,14,5],[15,6,15,8],[8,1,8,5],[8,6,8,8],[8,15,16,15],[9,6,9,8],[10,1,10,5],[10,6,10,8],[14,6,14,8],[7,20,7,21],[9,1,9,5],[8,20,8,21],[16,6,16,8]]}
[null,"1120S < 25% -            S Corporation",null,null,null,null,null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,null,null,2011]
[null,null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,null,2010]
[null,null,null,null,null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket Number:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,null,2009]
[null,null,null,null,null,null,null,null,null,21,null,null,null,null,null,null,null,null,null,null,2008]
[]
[null,"Business Name & EIN #:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines from K1 (est)"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J7-1","v":2023}]
[null,"Percent Ownership:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ordinary Income (loss) :",null,1]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA",null,null,null,null,"Net Rental Income(loss):",null,2]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Rental Income (loss):",null,3]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Interest:",null,"4 (see notes)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Dividends:",null,"5a (see notes)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C8=\"\",\"\",SUM(J9,J10,J11,J12,J15,J16,J17))","v":""},null,{"$f":"IF(L9+L10+L11+L12=0,\"\",SUM(L9,L10,L11,L12,L15,L16,L17))","v":""},null,{"$f":"IF(AND(L18=\"\",J18=\"\"),\"\",IF(J18=\"\",\"\",IF(J18<L18,12,IF(L18=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P18=\"x\",\"\",IF(N18=\"\",\"\",IF(N18=12,J18/12,(J18+L18)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J26-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C27=\"\",\"\",SUM(J28,J29,J30,J31,J34,J35,J36))","v":""},null,{"$f":"IF(L28+L29+L30+L31=0,\"\",SUM(L28,L29,L30,L31,L34,L35,L36))","v":""},null,{"$f":"IF(AND(L37=\"\",J37=\"\"),\"\",IF(J37=\"\",\"\",IF(J37<L37,12,IF(L37=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P37=\"x\",\"\",IF(N37=\"\",\"\",IF(N37=12,J37/12,(J37+L37)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J45-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C46=\"\",\"\",SUM(J47,J48,J49,J50,J53,J54,J55))","v":""},null,{"$f":"IF(L47+L48+L49+L50=0,\"\",SUM(L47,L48,L49,L50,L53,L54,L55))","v":""},null,{"$f":"IF(AND(L56=\"\",J56=\"\"),\"\",IF(J56=\"\",\"\",IF(J56<L56,12,IF(L56=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P56=\"x\",\"\",IF(N56=\"\",\"\",IF(N56=12,J56/12,(J56+L56)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J64-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C65=\"\",\"\",SUM(J66,J67,J68,J69,J72,J73,J74))","v":""},null,{"$f":"IF(L66+L67+L68+L69=0,\"\",SUM(L66,L67,L68,L69,L72,L73,L74))","v":""},null,{"$f":"IF(AND(L75=\"\",J75=\"\"),\"\",IF(J75=\"\",\"\",IF(J75<L75,12,IF(L75=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P75=\"x\",\"\",IF(N75=\"\",\"\",IF(N75=12,J75/12,(J75+L75)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J83-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C84=\"\",\"\",SUM(J85,J86,J87,J88,J91,J92,J93))","v":""},null,{"$f":"IF(L85+L86+L87+L88=0,\"\",SUM(L85,L86,L87,L88,L91,L92,L93))","v":""},null,{"$f":"IF(AND(L94=\"\",J94=\"\"),\"\",IF(J94=\"\",\"\",IF(J94<L94,12,IF(L94=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P94=\"x\",\"\",IF(N94=\"\",\"\",IF(N94=12,J94/12,(J94+L94)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J102-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C103=\"\",\"\",SUM(J104,J105,J106,J107,J110,J111,J112))","v":""},null,{"$f":"IF(L104+L105+L106+L107=0,\"\",SUM(L104,L105,L106,L107,L110,L111,L112))","v":""},null,{"$f":"IF(AND(L113=\"\",J113=\"\"),\"\",IF(J113=\"\",\"\",IF(J113<L113,12,IF(L113=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P113=\"x\",\"\",IF(N113=\"\",\"\",IF(N113=12,J113/12,(J113+L113)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J121-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C122=\"\",\"\",SUM(J123,J124,J125,J126,J129,J130,J131))","v":""},null,{"$f":"IF(L123+L124+L125+L126=0,\"\",SUM(L123,L124,L125,L126,L129,L130,L131))","v":""},null,{"$f":"IF(AND(L132=\"\",J132=\"\"),\"\",IF(J132=\"\",\"\",IF(J132<L132,12,IF(L132=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P132=\"x\",\"\",IF(N132=\"\",\"\",IF(N132=12,J132/12,(J132+L132)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J140-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C141=\"\",\"\",SUM(J142,J143,J144,J145,J148,J149,J150))","v":""},null,{"$f":"IF(L142+L143+L144+L145=0,\"\",SUM(L142,L143,L144,L145,L148,L149,L150))","v":""},null,{"$f":"IF(AND(L151=\"\",J151=\"\"),\"\",IF(J151=\"\",\"\",IF(J151<L151,12,IF(L151=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P151=\"x\",\"\",IF(N151=\"\",\"\",IF(N151=12,J151/12,(J151+L151)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J159-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C160=\"\",\"\",SUM(J161,J162,J163,J164,J167,J168,J169))","v":""},null,{"$f":"IF(L161+L162+L163+L164=0,\"\",SUM(L161,L162,L163,L164,L167,L168,L169))","v":""},null,{"$f":"IF(AND(L170=\"\",J170=\"\"),\"\",IF(J170=\"\",\"\",IF(J170<L170,12,IF(L170=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P170=\"x\",\"\",IF(N170=\"\",\"\",IF(N170=12,J170/12,(J170+L170)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name & EIN #:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J178-1","v":2023}]
[null,"Percent Ownership:",null,"%"]
[null,"W2 earnings",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss) : ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Distribution",null,null,null,null,"(+)"]
[null,"Lesser of Ordinary Income/Distributions"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,null,{"$f":"IF(C179=\"\",\"\",SUM(J180,J181,J182,J183,J186,J187,J188))","v":""},null,{"$f":"IF(L180+L181+L182+L183=0,\"\",SUM(L180,L181,L182,L183,L186,L187,L188))","v":""},null,{"$f":"IF(AND(L189=\"\",J189=\"\"),\"\",IF(J189=\"\",\"\",IF(J189<L189,12,IF(L189=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(P189=\"x\",\"\",IF(N189=\"\",\"\",IF(N189=12,J189/12,(J189+L189)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(J18,J37,J56,J75,J94,J113,J132,J151,J170,J189,#REF!,#REF!)","v":{"$error":"#REF!"}},null,{"$f":"SUM(L18,L37,L56,L75,L94,L113,L132,L151,L170,L189,#REF!,#REF!)","v":{"$error":"#REF!"}},{"$f":"SUM(M18,M37,M56,M75,M94,M113,M132,M151,M170,M189,#REF!,#REF!)","v":{"$error":"#REF!"}},null,null,null,null,{"$f":"SUM(R18,R37,R56,R75,R94,R113,R132,R151,R170,R189,#REF!,#REF!)","v":{"$error":"#REF!"}}]
[]
[]
[]
[]
[null,{"$f":"C6","v":0},{"$f":"C7","v":0},null,{"$f":"J18","v":""},null,{"$f":"L18","v":""},{"$f":"M18","v":0},{"$f":"N18","v":""},null,{"$f":"R18","v":""},{"$f":"B22","v":0}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},null,{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]

{"sheet":"1120S 25%+","index":21,"n_rows":169,"n_cols":22,"rows_kept":169,"cut":false,"hidden":false,"merged":[[41,3,41,6],[41,7,41,12],[44,6,44,8],[45,6,45,8],[24,1,24,5],[50,1,50,5],[50,6,50,8],[52,9,52,11],[54,1,54,5],[54,6,54,8],[47,6,47,8],[44,1,44,5],[45,1,45,3],[47,1,47,3],[48,1,48,5],[48,6,48,8],[46,1,46,3],[46,6,46,8],[33,1,37,17],[39,2,39,10],[40,2,40,6],[55,1,55,5],[55,6,55,8],[56,1,56,5],[56,6,56,8],[57,1,57,5],[57,6,57,8],[49,1,49,5],[49,6,49,8],[45,13,50,17],[57,15,63,15],[63,1,63,5],[63,6,63,8],[58,1,58,5],[58,6,58,8],[59,6,59,8],[60,6,60,8],[61,1,61,5],[61,6,61,8],[59,1,59,5],[62,1,62,5],[62,6,62,8],[55,13,55,17],[78,6,78,8],[79,1,79,3],[82,6,82,8],[83,1,83,5],[83,6,83,8],[82,1,82,5],[64,1,64,7],[66,2,66,8],[67,1,71,17],[79,6,79,8],[74,2,74,6],[80,1,80,3],[80,6,80,8],[75,3,75,6],[75,7,75,12],[78,1,78,5],[79,13,84,17],[89,13,89,17],[73,2,73,10],[91,15,97,15],[98,1,98,7],[100,2,100,8],[90,1,90,5],[90,6,90,8],[97,1,97,5],[97,6,97,8],[91,1,91,5],[91,6,91,8],[92,1,92,5],[92,6,92,8],[93,1,93,5],[84,1,84,5],[84,6,84,8],[89,1,89,5],[89,6,89,8],[93,6,93,8],[86,9,86,11],[88,1,88,5],[88,6,88,8],[81,1,81,3],[81,6,81,8],[108,2,108,6],[109,3,109,6],[109,7,109,12],[112,1,112,5],[112,6,112,8],[113,1,113,3],[113,6,113,8],[101,1,105,17],[94,6,94,8],[95,6,95,8],[96,1,96,5],[96,6,96,8],[107,2,107,10],[95,1,95,5],[113,13,118,17],[117,1,117,5],[117,6,117,8],[118,1,118,5],[118,6,118,8],[120,9,120,11],[122,1,122,5],[122,6,122,8],[114,1,114,3],[114,6,114,8],[115,1,115,3],[115,6,115,8],[116,1,116,5],[116,6,116,8],[123,1,123,5],[123,6,123,8],[123,13,123,17],[124,1,124,5],[124,6,124,8],[125,1,125,5],[125,6,125,8],[125,15,131,15],[126,1,126,5],[126,6,126,8],[147,1,147,3],[147,6,147,8],[131,1,131,5],[131,6,131,8],[132,1,132,7],[134,2,134,8],[135,1,139,17],[141,2,141,10],[127,1,127,5],[127,6,127,8],[128,6,128,8],[129,1,129,5],[129,6,129,8],[130,1,130,5],[130,6,130,8],[147,13,152,17],[169,1,173,17],[32,2,32,8],[28,1,28,5],[28,6,28,8],[29,1,29,5],[29,6,29,8],[30,1,30,7],[23,15,29,15],[157,13,157,17],[158,1,158,5],[158,6,158,8],[159,1,159,5],[159,6,159,8],[159,15,165,15],[160,1,160,5],[160,6,160,8],[162,6,162,8],[163,1,163,5],[154,9,154,11],[156,1,156,5],[156,6,156,8],[148,1,148,3],[148,6,148,8],[149,1,149,3],[168,2,168,8],[163,6,163,8],[164,1,164,5],[164,6,164,8],[165,1,165,5],[165,6,165,8],[23,6,23,8],[166,1,166,7],[161,1,161,5],[161,6,161,8],[151,1,151,5],[151,6,151,8],[157,1,157,5],[157,6,157,8],[152,1,152,5],[152,6,152,8],[149,6,149,8],[150,1,150,5],[150,6,150,8],[142,2,142,6],[143,3,143,6],[143,7,143,12],[146,1,146,5],[146,6,146,8],[32,19,32,20],[25,1,25,5],[20,1,20,5],[20,6,20,8],[25,6,25,8],[21,13,21,17],[24,6,24,8],[26,6,26,8],[27,1,27,5],[21,1,21,5],[22,1,22,5],[22,6,22,8],[27,6,27,8],[16,6,16,8],[21,6,21,8],[23,1,23,5],[30,19,30,20],[16,19,16,20],[29,19,29,20],[18,19,18,21],[20,19,20,20],[23,19,23,20],[18,9,18,11],[6,2,6,6],[7,3,7,6],[7,7,7,12],[1,7,1,10],[2,7,2,10],[10,1,10,5],[10,6,10,8],[12,19,12,20],[11,1,11,3],[11,6,11,8],[12,1,12,3],[12,6,12,8],[10,19,10,21],[11,13,16,17],[13,1,13,3],[13,19,13,20],[14,19,14,20],[15,19,15,20],[13,6,13,8],[14,1,14,5],[14,6,14,8],[15,1,15,5],[15,6,15,8],[16,1,16,5],[0,15,0,17],[1,15,1,17],[2,15,2,17],[2,11,2,12],[0,11,0,12],[1,11,1,12],[0,1,2,1],[0,7,0,10],[5,2,5,10]]}
[null,"1120S ≥ 25% -       S Corporation",null,null,null,null,null,"Borrower's Name:",null,null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,null,null,2011]
[null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,null,2010]
[null,null,null,null,null,null,null,"Calculated By:",null,null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket Number:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,null,2009]
[null,null,null,null,null,null,null,null,null,21,null,null,null,null,null,null,null,null,null,null,2008]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,"K1 Income"]
[]
[null,null,null,null,null,null,null,null,"Yr",{"$f":"Input!$C$13","v":2024},null,{"$f":"J10-1","v":2023}]
[null,"W2 earnings:",null,null,null,null,"+",null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines from K1 (est)"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,"Ordinary Income (loss) :",null,1]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,"Net Rental Income(loss):",null,2]
[null,"Interest :",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Other Rental Income (loss):",null,3]
[null,"Dividends : ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Interest:",null,"4 (see notes)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,"Dividends:",null,"5a (see notes)"]
[]
[null,null,null,null,null,null,null,null,null,"1120S Adjustment",null,null,null,null,null,null,null,null,null,"Tax Lines from 1120S"]
[]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,"Nonrecurring Other (Income) Loss: ",null,"4 & 5"]
[null,"Depreciation: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Depreciation: ",null,"14 or Form 8825"]
[null,"Depletion: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Depletion: ",null,15]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA",null,null,null,"Amortization/Casualty Loss:  ",null,"19 (if noted)"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,null,null,null,null,"Meals & Entertainment: ",null,"M-1 Line 3b"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,null,null,null,null,"Mortgages, Notes, Bonds Payable < 1yr:",null,"Sch L line 17"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N21:N26)=0,\"\",SUM(N21:N26))","v":""}]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J21:J27)=0,\"\",SUM(J21:J27))","v":""},null,{"$f":"IF(SUM(L21:L27)=0,\"\",SUM(L21:L27))","v":""}]
[null,"Percent of Ownership",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J28=\"\",\"\",J28*J29)","v":""},null,{"$f":"IF(L28=\"\",\"\",L28*L29)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J29=\"\",\"\",SUM(J11,J12,J13,J14,J15,J16,J17,J30))","v":""},null,{"$f":"IF(L29=\"\",\"\",SUM(L11,L12,L13,L14,L15,L16,L17,L30))","v":""},null,{"$f":"IF(AND(L31=\"\",J31=\"\"),\"\",IF(J31=\"\",\"\",IF(J31<L31,12,IF(L31=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N31=\"\",\"\",IF(P31=\"x\",\"\",IF(N31=12,J31/12,(J31+L31)/24)))","v":""}]
[]
[null,"Comments:",null,null,null,null,null,null,null,".",null,"."]
[]
[]
[]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,"K1 Income"]
[]
[null,null,null,null,null,null,null,null,"Yr",{"$f":"Input!$C$13","v":2024},null,{"$f":"J44-1","v":2023}]
[null,"W2 earnings:",null,null,null,null,"+"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)"]
[]
[null,null,null,null,null,null,null,null,null,"1120S Adjustment"]
[]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion: ",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N55:N60)=0,\"\",SUM(N55:N60))","v":""}]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J55:J61)=0,\"\",SUM(J55:J61))","v":""},null,{"$f":"IF(SUM(L55:L61)=0,\"\",SUM(L55:L61))","v":""}]
[null,"Percent of Ownership",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J62=\"\",\"\",J62*J63)","v":""},null,{"$f":"IF(L62=\"\",\"\",L62*L63)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J63=\"\",\"\",SUM(J45,J46,J47,J48,J49,J50,J51,J64))","v":""},null,{"$f":"IF(L63=\"\",\"\",SUM(L45,L46,L47,L48,L49,L50,L51,L64))","v":""},null,{"$f":"IF(AND(L65=\"\",J65=\"\"),\"\",IF(J65=\"\",\"\",IF(J65<L65,12,IF(L65=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N65=\"\",\"\",IF(P65=\"x\",\"\",IF(N65=12,J65/12,(J65+L65)/24)))","v":""}]
[]
[null,"Comments:",null,null,null,null,null,null,null,".",null,"."]
[]
[]
[]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,"K1 Income"]
[]
[null,null,null,null,null,null,null,null,"Yr",{"$f":"Input!$C$13","v":2024},null,{"$f":"J78-1","v":2023}]
[null,"W2 earnings:",null,null,null,null,"+"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)"]
[]
[null,null,null,null,null,null,null,null,null,"1120S Adjustment"]
[]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion: ",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N89:N94)=0,\"\",SUM(N89:N94))","v":""}]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J89:J95)=0,\"\",SUM(J89:J95))","v":""},null,{"$f":"IF(SUM(L89:L95)=0,\"\",SUM(L89:L95))","v":""}]
[null,"Percent of Ownership",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J96=\"\",\"\",J96*J97)","v":""},null,{"$f":"IF(L96=\"\",\"\",L96*L97)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J97=\"\",\"\",SUM(J79,J80,J81,J82,J83,J84,J85,J98))","v":""},null,{"$f":"IF(L97=\"\",\"\",SUM(L79,L80,L81,L82,L83,L84,L85,L98))","v":""},null,{"$f":"IF(AND(L99=\"\",J99=\"\"),\"\",IF(J99=\"\",\"\",IF(J99<L99,12,IF(L99=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N99=\"\",\"\",IF(P99=\"x\",\"\",IF(N99=12,J99/12,(J99+L99)/24)))","v":""}]
[]
[null,"Comments:",null,null,null,null,null,null,null,".",null,"."]
[]
[]
[]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,"K1 Income"]
[]
[null,null,null,null,null,null,null,null,"Yr",{"$f":"Input!$C$13","v":2024},null,{"$f":"J112-1","v":2023}]
[null,"W2 earnings:",null,null,null,null,"+"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)"]
[]
[null,null,null,null,null,null,null,null,null,"1120S Adjustment"]
[]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion: ",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N123:N128)=0,\"\",SUM(N123:N128))","v":""}]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J123:J129)=0,\"\",SUM(J123:J129))","v":""},null,{"$f":"IF(SUM(L123:L129)=0,\"\",SUM(L123:L129))","v":""}]
[null,"Percent of Ownership",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J130=\"\",\"\",J130*J131)","v":""},null,{"$f":"IF(L130=\"\",\"\",L130*L131)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J131=\"\",\"\",SUM(J113,J114,J115,J116,J117,J118,J119,J132))","v":""},null,{"$f":"IF(L131=\"\",\"\",SUM(L113,L114,L115,L116,L117,L118,L119,L132))","v":""},null,{"$f":"IF(AND(L133=\"\",J133=\"\"),\"\",IF(J133=\"\",\"\",IF(J133<L133,12,IF(L133=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N133=\"\",\"\",IF(P133=\"x\",\"\",IF(N133=12,J133/12,(J133+L133)/24)))","v":""}]
[]
[null,"Comments:",null,null,null,null,null,null,null,".",null,"."]
[]
[]
[]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:"]
[null,null,null,null,null,null,null,"K1 Income"]
[]
[null,null,null,null,null,null,null,null,"Yr",{"$f":"Input!$C$13","v":2024},null,{"$f":"J146-1","v":2023}]
[null,"W2 earnings:",null,null,null,null,"+"]
[null,"Ordinary Income (loss) : ",null,null,null,null,"(+/-)"]
[null,"Net Rental Income(loss): ",null,null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,null,"(+/-)"]
[null,"Interest :",null,null,null,null,"(+)"]
[null,"Dividends : ",null,null,null,null,"(+)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)"]
[]
[null,null,null,null,null,null,null,null,null,"1120S Adjustment"]
[]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion: ",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Meals & Entertainment: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)",null,null,null,null,null,null,{"$f":"IF(SUM(N157:N162)=0,\"\",SUM(N157:N162))","v":""}]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J157:J163)=0,\"\",SUM(J157:J163))","v":""},null,{"$f":"IF(SUM(L157:L163)=0,\"\",SUM(L157:L163))","v":""}]
[null,"Percent of Ownership",null,null,null,null,"%",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J164=\"\",\"\",J164*J165)","v":""},null,{"$f":"IF(L164=\"\",\"\",L164*L165)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J165=\"\",\"\",SUM(J147,J148,J149,J150,J151,J152,J153,J166))","v":""},null,{"$f":"IF(L165=\"\",\"\",SUM(L147,L148,L149,L150,L151,L152,L153,L166))","v":""},null,{"$f":"IF(AND(L167=\"\",J167=\"\"),\"\",IF(J167=\"\",\"\",IF(J167<L167,12,IF(L167=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N167=\"\",\"\",IF(P167=\"x\",\"\",IF(N167=12,J167/12,(J167+L167)/24)))","v":""}]
[]
[null,"Comments:",null,null,null,null,null,null,null,".",null,"."]

{"sheet":"YTD P&L (1120S)","index":22,"n_rows":161,"n_cols":21,"rows_kept":161,"cut":false,"hidden":false,"merged":[[0,7,0,10],[0,11,0,13],[0,14,0,15],[0,16,0,18],[1,7,1,10],[1,11,1,13],[0,1,2,2],[1,14,1,15],[1,16,1,18],[2,7,2,10],[2,11,2,13],[2,14,2,15],[2,16,2,18],[4,1,4,2],[4,3,4,7],[4,15,4,17],[6,1,6,2],[6,3,6,7],[6,13,6,17],[8,1,8,2],[8,13,8,17],[10,1,10,3],[10,17,10,18],[12,1,12,3],[12,9,12,13],[12,17,12,18],[14,9,14,13],[14,17,14,18],[16,1,16,3],[16,9,16,13],[16,17,16,18],[18,7,18,15],[18,17,18,18],[20,7,20,15],[20,17,20,18],[23,1,24,18],[25,11,25,13],[27,9,29,9],[27,11,29,11],[27,13,29,13],[27,15,29,15],[28,3,29,3],[28,5,29,5],[28,7,29,7],[32,17,32,18],[33,1,34,18],[36,1,36,2],[36,3,36,7],[36,15,36,17],[38,1,38,2],[38,3,38,7],[38,13,38,17],[40,1,40,2],[40,13,40,17],[42,1,42,3],[42,17,42,18],[44,1,44,3],[44,9,44,13],[44,17,44,18],[46,9,46,13],[46,17,46,18],[48,1,48,3],[48,9,48,13],[48,17,48,18],[50,7,50,15],[50,17,50,18],[52,7,52,15],[52,17,52,18],[55,1,56,18],[58,11,58,13],[59,9,61,9],[59,11,61,11],[59,13,61,13],[59,15,61,15],[60,3,61,3],[60,5,61,5],[60,7,61,7],[64,17,64,18],[65,1,66,18],[68,1,68,2],[68,3,68,7],[68,15,68,17],[70,1,70,2],[70,3,70,7],[70,13,70,17],[72,1,72,2],[72,13,72,17],[74,1,74,3],[74,17,74,18],[76,1,76,3],[76,9,76,13],[76,17,76,18],[78,9,78,13],[78,17,78,18],[80,1,80,3],[80,9,80,13],[80,17,80,18],[100,1,100,2],[100,3,100,7],[100,15,100,17],[102,1,102,2],[102,3,102,7],[102,13,102,17],[82,7,82,15],[82,17,82,18],[84,7,84,15],[84,17,84,18],[87,1,88,18],[90,11,90,13],[96,17,96,18],[97,1,98,18],[91,9,93,9],[91,11,93,11],[91,13,93,13],[91,15,93,15],[92,3,93,3],[92,5,93,5],[92,7,93,7],[110,9,110,13],[110,17,110,18],[112,1,112,3],[112,9,112,13],[112,17,112,18],[114,7,114,15],[114,17,114,18],[104,1,104,2],[104,13,104,17],[106,1,106,3],[106,17,106,18],[108,1,108,3],[108,9,108,13],[108,17,108,18],[116,7,116,15],[116,17,116,18],[119,1,120,18],[122,11,122,13],[123,9,125,9],[123,11,125,11],[123,13,125,13],[123,15,125,15],[124,3,125,3],[124,5,125,5],[134,1,134,2],[134,3,134,7],[134,13,134,17],[136,1,136,2],[136,13,136,17],[138,1,138,3],[138,17,138,18],[124,7,125,7],[128,17,128,18],[129,1,130,18],[132,1,132,2],[132,3,132,7],[132,15,132,17],[146,7,146,15],[146,17,146,18],[148,7,148,15],[148,17,148,18],[151,1,152,18],[154,11,154,13],[140,1,140,3],[140,9,140,13],[140,17,140,18],[142,9,142,13],[142,17,142,18],[144,1,144,3],[144,9,144,13],[144,17,144,18],[160,17,160,18],[161,1,162,18],[155,9,157,9],[155,11,157,11],[155,13,157,13],[155,15,157,15],[156,3,157,3],[156,5,157,5],[156,7,157,7]]}
[null,"Year-to-Date Profit and Loss",null,null,null,null,null,"Borrower's Name:",null,null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[null,null,null,null,null,null,null,"Calculated By:",null,null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,null,"Ticket Number:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Accrual"]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual",null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F11=\"\",\"\",F11)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F13=\"\",\"\",F13*H13%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F15=\"\",\"\",F15*H15%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F17=\"\",\"\",F17*H17%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R11:S17)=0,\"\",SUM(R11:S17))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S9=0,\"\",IF(R19=0,0,R19/S9))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R19","v":""},null,null,null,null,null,{"$f":"IF(S9=0,\"\",R21)","v":""},null,{"$f":"IF(F31=0,\"\",IF(H31=0,(F31/12),IF(F31<H31,F31/12,(F31+H31)/24)))","v":""},null,{"$f":"IF(F31=0,\"\",IF(S9=0,0,IF(F31=0,0,(F31+D31)/(12+S9))))","v":""},null,{"$f":"IF(F31=0,\"\",IF(S9=0,0,IF(F31=0,0,(D31+F31+H31)/(24+S9))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual",null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F43=\"\",\"\",F43)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F45=\"\",\"\",F45*H45%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F47=\"\",\"\",F47*H47%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F49=\"\",\"\",F49*H49%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R43:S49)=0,\"\",SUM(R43:S49))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S41=0,\"\",IF(R51=0,0,R51/S41))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[0]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R51","v":""},null,null,null,null,null,{"$f":"IF(S41=0,\"\",R53)","v":""},null,{"$f":"IF(F63=0,\"\",IF(H63=0,(F63/12),IF(F63<H63,F63/12,(F63+H63)/24)))","v":""},null,{"$f":"IF(F63=0,\"\",IF(S41=0,0,IF(F63=0,0,(F63+D63)/(12+S41))))","v":""},null,{"$f":"IF(F63=0,\"\",IF(S41=0,0,IF(F63=0,0,(D63+F63+H63)/(24+S41))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual",null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F75=\"\",\"\",F75)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F77=\"\",\"\",F77*H77%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F79=\"\",\"\",F79*H79%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F81=\"\",\"\",F81*H81%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R75:S81)=0,\"\",SUM(R75:S81))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S73=0,\"\",IF(R83=0,0,R83/S73))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R83","v":""},null,null,null,null,null,{"$f":"IF(S73=0,\"\",R85)","v":""},null,{"$f":"IF(F95=0,\"\",IF(H95=0,(F95/12),IF(F95<H95,F95/12,(F95+H95)/24)))","v":""},null,{"$f":"IF(F95=0,\"\",IF(S73=0,0,IF(F95=0,0,(F95+D95)/(12+S73))))","v":""},null,{"$f":"IF(F95=0,\"\",IF(S73=0,0,IF(F95=0,0,(D95+F95+H95)/(24+S73))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F107=\"\",\"\",F107)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$105=0,\"\",$D$105)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F109=\"\",\"\",F109*H109%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$105=0,\"\",$D$105)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F111=\"\",\"\",F111*H111%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$105=0,\"\",$D$105)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F113=\"\",\"\",F113*H113%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R107:S113)=0,\"\",SUM(R107:S113))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S105=0,\"\",IF(R115=0,0,R115/S105))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R115","v":""},null,null,null,null,null,{"$f":"IF(S105=0,\"\",R117)","v":""},null,{"$f":"IF(F127=0,\"\",IF(H127=0,(F127/12),IF(F127<H127,F127/12,(F127+H127)/24)))","v":""},null,{"$f":"IF(F127=0,\"\",IF(S105=0,0,IF(F127=0,0,(F127+D127)/(12+S105))))","v":""},null,{"$f":"IF(F127=0,\"\",IF(S105=0,0,IF(F127=0,0,(D127+F127+H127)/(24+S105))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F139=\"\",\"\",F139)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$137=0,\"\",$D$137)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F141=\"\",\"\",F141*H141%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$137=0,\"\",$D$137)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F143=\"\",\"\",F143*H143%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$137=0,\"\",$D$137)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F145=\"\",\"\",F145*H145%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R139:S145)=0,\"\",SUM(R139:S145))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S137=0,\"\",IF(R147=0,0,R147/S137))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R147","v":""},null,null,null,null,null,{"$f":"IF(S137=0,\"\",R149)","v":""},null,{"$f":"IF(F159=0,\"\",IF(H159=0,(F159/12),IF(F159<H159,F159/12,(F159+H159)/24)))","v":""},null,{"$f":"IF(F159=0,\"\",IF(S137=0,0,IF(F159=0,0,(F159+D159)/(12+S137))))","v":""},null,{"$f":"IF(F159=0,\"\",IF(S137=0,0,IF(F159=0,0,(D159+F159+H159)/(24+S137))))","v":""}]
[]
[null,"Comments:"]

{"sheet":"1120 ","index":23,"n_rows":83,"n_cols":22,"rows_kept":83,"cut":false,"hidden":false,"merged":[[80,9,80,17],[82,2,82,8],[83,1,84,17],[72,15,78,15],[73,6,73,8],[74,1,74,5],[74,6,74,8],[75,1,75,5],[75,6,75,8],[76,1,76,5],[76,6,76,8],[77,1,77,5],[77,6,77,8],[78,2,78,5],[78,6,78,8],[79,1,79,7],[39,1,39,4],[39,6,39,8],[39,13,39,17],[40,6,40,8],[41,1,41,5],[41,6,41,8],[37,6,37,8],[18,1,18,5],[26,9,26,17],[18,15,24,15],[38,1,38,4],[38,6,38,8],[34,2,34,10],[35,2,35,6],[37,1,37,5],[18,6,18,8],[46,15,52,15],[47,6,47,8],[48,1,48,5],[48,6,48,8],[49,1,49,5],[49,6,49,8],[42,1,42,5],[42,6,42,8],[43,1,43,5],[43,6,43,8],[44,1,44,5],[44,6,44,8],[50,6,50,8],[51,1,51,5],[51,6,51,8],[52,2,52,5],[52,6,52,8],[45,1,45,5],[45,6,45,8],[46,1,46,5],[46,6,46,8],[54,9,54,17],[65,13,65,17],[66,6,66,8],[56,2,56,8],[57,1,58,17],[60,2,60,10],[61,2,61,6],[63,1,63,5],[63,6,63,8],[71,1,71,5],[71,6,71,8],[72,1,72,5],[72,6,72,8],[23,6,23,8],[22,1,22,5],[28,2,28,8],[22,6,22,8],[25,1,25,7],[69,1,69,5],[69,6,69,8],[70,1,70,5],[70,6,70,8],[24,2,24,5],[67,1,67,5],[67,6,67,8],[68,1,68,5],[68,6,68,8],[64,1,64,4],[64,6,64,8],[65,1,65,4],[65,6,65,8],[53,1,53,7],[50,1,50,5],[17,6,17,8],[12,6,12,8],[29,1,30,17],[24,6,24,8],[21,1,21,5],[23,1,23,5],[19,6,19,8],[17,1,17,5],[15,1,15,5],[13,6,13,8],[20,6,20,8],[21,6,21,8],[20,1,20,5],[14,6,14,8],[15,6,15,8],[16,6,16,8],[0,1,2,1],[0,8,0,10],[1,8,1,10],[1,15,1,17],[0,11,0,12],[0,15,0,17],[2,11,2,12],[1,11,1,12],[2,8,2,10],[6,2,6,10],[10,1,10,4],[14,1,14,5],[13,1,13,5],[16,1,16,5],[10,6,10,8],[9,1,9,5],[9,6,9,8],[11,1,11,4],[7,2,7,6],[11,6,11,8],[17,19,17,20],[14,19,14,20],[2,15,2,17],[10,19,10,20],[11,19,11,20],[13,19,13,20],[15,19,15,20],[11,13,11,17],[9,19,9,21],[12,19,12,20],[16,19,16,20]]}
[null,"1120 ≥ 25% -                  Corporation Income",null,null,null,null,null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,null,null,2011]
[null,null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,null,2010]
[null,null,null,null,null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket Number:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,null,2009]
[null,null,null,null,null,null,null,null,null,21,null,null,null,null,null,null,null,null,null,null,2008]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J8-1","v":2023}]
[]
[null,"W2 earnings + Dividends (if applicable)",null,null,null,null,"+",null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines from 1120 (est)"]
[null,"Taxable Income (before NOL & SD):",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Taxable Income or Loss (before NOL & Special Deductions): ",null,28]
[null,"Taxable Loss:",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,null,null,null,null,"Total Tax: ",null,31]
[null,"Total Tax: ",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,null,null,null,null,"Nonrecurring Other (Income) Loss: ",null,"9 & 10"]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,"Depreciation (Deductions Section):",null,20]
[null,"Depreciation: ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Depletion: ",null,21]
[null,"Depletion:",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Amortization/Casualty Loss:  ",null,"26 (only if noted)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Meals & Entertainment: Schedule M-1: ",null,"M-1 Line 5c"]
[null,"Meals & Entertainment: Schedule M-1: ",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,null,null,null,null,"Mortgages, Notes, Bonds Payable < 1yr: ",null,"Sch L Line 17"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)"]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J11:J20)=0,\"\",SUM(J11:J20))","v":""},null,{"$f":"IF(SUM(L11:L20)=0,\"\",SUM(L11:L20))","v":""}]
[null,"Times Individual Percentage of Ownership:",null,null,null,null,"%"]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J21=\"\",\"\",J21*J22)","v":""},null,{"$f":"IF(L21=\"\",\"\",L21*L22)","v":""}]
[null,"Less: Dividends Paid to Borrower:",null,null,null,null,"-",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Subtotal",null,null,null,"=",null,null,{"$f":"IF(J23=\"\",\"\",J23+J24)","v":""},null,{"$f":"IF(L23=\"\",\"\",L23+L24)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",IF(AND(J22<100%,J25<0),SUM(J10,J25),IF(J22<100%,SUM(J10),IF(J22=100%,SUM(J25,J10)))))","v":""},null,{"$f":"IF(L22=\"\",\"\",IF(AND(L22<100%,L25<0),SUM(L10,L25),IF(L22<100%,SUM(L10),IF(L22=100%,SUM(L25,L10)))))","v":""},null,{"$f":"IF(AND(L26=\"\",J26=\"\"),\"\",IF(J26=\"\",\"\",IF(J26<L26,12,IF(L26=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N26=\"\",\"\",IF(P26=\"X\",\"\",IF(N26=12,J26/12,(J26+L26)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J36-1","v":2023}]
[]
[null,"W2 earnings + Dividends (if applicable)",null,null,null,null,"+"]
[null,"Taxable Income (before NOL and SD):",null,null,null,null,"(+)"]
[null,"Taxable Loss:",null,null,null,null,"(-)"]
[null,"Total Tax: ",null,null,null,null,"(-)"]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion:",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)"]
[null,"Meals & Entertainment: Schedule M-1: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)"]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J39:J48)=0,\"\",SUM(J39:J48))","v":""},null,{"$f":"IF(SUM(L39:L48)=0,\"\",SUM(L39:L48))","v":""}]
[null,"Times Individual Percentage of Ownership:",null,null,null,null,"%"]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J49=\"\",\"\",J49*J50)","v":""},null,{"$f":"IF(L49=\"\",\"\",L49*L50)","v":""}]
[null,"Less: Dividends Paid to Borrower:",null,null,null,null,"-",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Subtotal",null,null,null,"=",null,null,{"$f":"IF(J51=\"\",\"\",J51+J52)","v":""},null,{"$f":"IF(L51=\"\",\"\",L51+L52)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",IF(AND(J50<100%,J53<0),SUM(J38,J53),IF(J50<100%,SUM(J38),IF(J50=100%,SUM(J53,J38)))))","v":""},null,{"$f":"IF(L50=\"\",\"\",IF(AND(L50<100%,L53<0),SUM(L38,L53),IF(L50<100%,SUM(L38),IF(L50=100%,SUM(L53,L38)))))","v":""},null,{"$f":"IF(AND(L54=\"\",J54=\"\"),\"\",IF(J54=\"\",\"\",IF(J54<L54,12,IF(L54=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N54=\"\",\"\",IF(P54=\"X\",\"\",IF(N54=12,J54/12,(J54+L54)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"J62-1","v":2023}]
[]
[null,"W2 earnings + Dividends (if applicable)",null,null,null,null,"+"]
[null,"Taxable Income (before NOL and SD):",null,null,null,null,"(+)"]
[null,"Taxable Loss:",null,null,null,null,"(-)"]
[null,"Total Tax: ",null,null,null,null,"(-)"]
[null,"Nonrecurring Other (Income) Loss: ",null,null,null,null,"(+/-)"]
[null,"Depreciation: ",null,null,null,null,"(+)"]
[null,"Depletion:",null,null,null,null,"(+)"]
[null,"Amortization/Casualty Loss:  ",null,null,null,null,"(+)"]
[null,"Meals & Entertainment: Schedule M-1: ",null,null,null,null,"(-)"]
[null,"Mortgages, Notes, Bonds Payable < 1yr:",null,null,null,null,"(-)",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Other Adjustment:",null,null,null,null,"(+/-)"]
[null,"Subtotal",null,null,null,null,"=",null,null,{"$f":"IF(SUM(J65:J74)=0,\"\",SUM(J65:J74))","v":""},null,{"$f":"IF(SUM(L65:L74)=0,\"\",SUM(L65:L74))","v":""}]
[null,"Times Individual Percentage of Ownership:",null,null,null,null,"%"]
[null,"Ownership Share of Business Operations:",null,null,null,null,"=",null,null,{"$f":"IF(J75=\"\",\"\",J75*J76)","v":""},null,{"$f":"IF(L75=\"\",\"\",L75*L76)","v":""}]
[null,"Less: Dividends Paid to Borrower:",null,null,null,null,"-",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,"Subtotal",null,null,null,"=",null,null,{"$f":"IF(J77=\"\",\"\",J77+J78)","v":""},null,{"$f":"IF(L77=\"\",\"\",L77+L78)","v":""},null," of months",null,null,null,"Income"]
[null,"Total Income Available to Partner",null,null,null,null,null,null,null,{"$f":"IF(J76=\"\",\"\",IF(AND(J76<100%,J79<0),SUM(J64,J79),IF(J76<100%,SUM(J64),IF(J76=100%,SUM(J79,J64)))))","v":""},null,{"$f":"IF(L76=\"\",\"\",IF(AND(L76<100%,L79<0),SUM(L64,L79),IF(L76<100%,SUM(L64),IF(L76=100%,SUM(L79,L64)))))","v":""},null,{"$f":"IF(AND(L80=\"\",J80=\"\"),\"\",IF(J80=\"\",\"\",IF(J80<L80,12,IF(L80=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(N80=\"\",\"\",IF(P80=\"X\",\"\",IF(N80=12,J80/12,(J80+L80)/24)))","v":""}]
[]
[]
[null,"Comments:"]

{"sheet":"YTD P&L (1120)","index":24,"n_rows":97,"n_cols":21,"rows_kept":97,"cut":false,"hidden":false,"merged":[[1,14,1,15],[1,16,1,18],[2,7,2,10],[2,11,2,13],[2,14,2,15],[2,16,2,18],[4,1,4,2],[0,1,2,2],[4,3,4,7],[4,15,4,17],[0,7,0,10],[0,11,0,13],[0,14,0,15],[0,16,0,18],[1,7,1,10],[1,11,1,13],[6,1,6,2],[6,3,6,7],[6,13,6,17],[8,1,8,2],[8,13,8,17],[10,1,10,3],[10,17,10,18],[12,1,12,3],[12,9,12,13],[12,17,12,18],[14,9,14,13],[14,17,14,18],[16,1,16,3],[16,9,16,13],[16,17,16,18],[18,7,18,15],[18,17,18,18],[20,7,20,15],[20,17,20,18],[23,1,24,18],[25,11,25,13],[27,9,29,9],[27,11,29,11],[27,13,29,13],[27,15,29,15],[28,3,29,3],[28,5,29,5],[28,7,29,7],[32,17,32,18],[33,1,34,18],[36,1,36,2],[36,3,36,7],[36,15,36,17],[38,1,38,2],[38,3,38,7],[38,13,38,17],[40,1,40,2],[40,13,40,17],[42,1,42,3],[48,1,48,3],[48,9,48,13],[42,17,42,18],[44,1,44,3],[44,9,44,13],[44,17,44,18],[46,9,46,13],[46,17,46,18],[48,17,48,18],[50,7,50,15],[50,17,50,18],[52,7,52,15],[52,17,52,18],[55,1,56,18],[58,11,58,13],[59,9,61,9],[59,11,61,11],[59,13,61,13],[59,15,61,15],[60,3,61,3],[60,5,61,5],[60,7,61,7],[64,17,64,18],[65,1,66,18],[68,1,68,2],[68,3,68,7],[68,15,68,17],[70,1,70,2],[70,3,70,7],[70,13,70,17],[72,1,72,2],[72,13,72,17],[90,11,90,13],[96,17,96,18],[97,1,98,18],[91,9,93,9],[91,11,93,11],[91,13,93,13],[91,15,93,15],[92,3,93,3],[92,5,93,5],[92,7,93,7],[82,7,82,15],[82,17,82,18],[84,7,84,15],[84,17,84,18],[87,1,88,18],[74,1,74,3],[74,17,74,18],[76,1,76,3],[76,9,76,13],[76,17,76,18],[78,9,78,13],[78,17,78,18],[80,1,80,3],[80,9,80,13],[80,17,80,18]]}
[null,"1120 Corporation YTD P&L",null,null,null,null,null,"Borrower's Name:",null,null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""}]
[null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[null,null,null,null,null,null,null,"Calculated By:",null,null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,null,"Ticket Number:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Accrual"]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual",null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F11=\"\",\"\",F11)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F13=\"\",\"\",F13*H13%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F15=\"\",\"\",F15*H15%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$9=0,\"\",$D$9)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F17=\"\",\"\",F17*H17%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R11:S17)=0,\"\",SUM(R11:S17))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S9=0,\"\",IF(R19=0,0,R19/S9))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R19","v":""},null,null,null,null,null,{"$f":"IF(S9=0,\"\",R21)","v":""},null,{"$f":"IF(F31=0,\"\",IF(H31=0,(F31/12),IF(F31<H31,F31/12,(F31+H31)/24)))","v":""},null,{"$f":"IF(F31=0,\"\",IF(S9=0,0,IF(F31=0,0,(F31+D31)/(12+S9))))","v":""},null,{"$f":"IF(F31=0,\"\",IF(S9=0,0,IF(F31=0,0,(D31+F31+H31)/(24+S9))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual",null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F43=\"\",\"\",F43)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F45=\"\",\"\",F45*H45%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F47=\"\",\"\",F47*H47%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$41=0,\"\",$D$41)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F49=\"\",\"\",F49*H49%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R43:S49)=0,\"\",SUM(R43:S49))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S41=0,\"\",IF(R51=0,0,R51/S41))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R51","v":""},null,null,null,null,null,{"$f":"IF(S41=0,\"\",R53)","v":""},null,{"$f":"IF(F63=0,\"\",IF(H63=0,(F63/12),IF(F63<H63,F63/12,(F63+H63)/24)))","v":""},null,{"$f":"IF(F63=0,\"\",IF(S41=0,0,IF(F63=0,0,(F63+D63)/(12+S41))))","v":""},null,{"$f":"IF(F63=0,\"\",IF(S41=0,0,IF(F63=0,0,(D63+F63+H63)/(24+S41))))","v":""}]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[]
[null,"Owner's Name:",null,null,null,null,null,null,null,null,null,null,null,"Method Used Cash or Accrual",null,null,null,null,null,"Cash"]
[]
[null,"Percent Ownership",null,null,"%",null,null,null,null,null,null,null,null,"Total # of Months of the P&L",null,null,null,null,null,"Accrual"]
[]
[null,"1. Salary/Draws to Individual:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=",{"$f":"IF(F75=\"\",\"\",F75)","v":""}]
[]
[null,"2. Net Profit (Loss):",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F77=\"\",\"\",F77*H77%)","v":""}]
[]
[null,"3. Depreciation:",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F79=\"\",\"\",F79*H79%)","v":""}]
[]
[null,"4. Other Adjustment:",null,null,null,null,"x",{"$f":"IF($D$73=0,\"\",$D$73)","v":""},"%","Multiply by % of Ownership",null,null,null,null,null,null,"=",{"$f":"IF(F81=\"\",\"\",F81*H81%)","v":""}]
[]
[null,null,null,null,null,null,null,"Year-to-Date Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(SUM(R75:S81)=0,\"\",SUM(R75:S81))","v":""}]
[]
[null,null,null,null,null,null,null,"Monthly Total",null,null,null,null,null,null,null,null,"=",{"$f":"IF(S73=0,\"\",IF(R83=0,0,R83/S73))","v":""}]
[]
[]
[null,"Comparative Analysis with YTD:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"\"X to Include in Analysis "]
[null,null,null,"Total",null,"Total",null,"Total",null,"Monthly YTD",null,"Normal Averaging Prior 2 YR",null,"YTD & Prior Yr",null,"YTD & Prior 2 Yrs"]
[null,null,null,"YTD",null,{"$f":"Input!$C$13","v":2024},null,{"$f":"Input!$D$13","v":2023}]
[]
[null,null,null,{"$f":"R83","v":""},null,null,null,null,null,{"$f":"IF(S73=0,\"\",R85)","v":""},null,{"$f":"IF(F95=0,\"\",IF(H95=0,(F95/12),IF(F95<H95,F95/12,(F95+H95)/24)))","v":""},null,{"$f":"IF(F95=0,\"\",IF(S73=0,0,IF(F95=0,0,(F95+D95)/(12+S73))))","v":""},null,{"$f":"IF(F95=0,\"\",IF(S73=0,0,IF(F95=0,0,(D95+F95+H95)/(24+S73))))","v":""}]
[]
[null,"Comments:"]

{"sheet":"Royalty Income","index":25,"n_rows":59,"n_cols":21,"rows_kept":59,"cut":false,"hidden":false,"merged":[[9,18,9,19],[2,13,2,15],[1,10,1,11],[2,10,2,11],[2,8,2,9],[0,1,2,1],[0,5,0,7],[1,5,1,7],[2,5,2,7],[7,18,7,20],[0,13,0,15],[0,8,0,9],[1,8,1,9],[1,13,1,15],[0,10,0,11],[4,1,4,15],[5,4,5,5],[5,13,11,13],[10,5,10,6],[11,3,11,4],[10,3,10,4],[10,18,10,19],[11,18,11,19],[13,20,16,20],[27,5,27,6],[21,13,27,13],[26,5,26,6],[12,18,12,19],[14,18,16,19],[20,1,20,15],[21,4,21,5],[24,1,25,1],[12,3,12,5],[16,1,18,15],[23,3,23,4],[23,5,23,6],[25,5,25,6],[48,1,50,15],[40,1,41,1],[42,3,42,4],[42,5,42,6],[43,5,43,6],[43,3,43,4],[40,5,40,6],[37,13,43,13],[44,3,44,5],[41,3,41,4],[37,4,37,5],[39,5,39,6],[41,5,41,6],[40,3,40,4],[39,3,39,4],[26,3,26,4],[24,3,24,4],[27,3,27,4],[32,1,34,15],[36,1,36,15],[28,3,28,5],[24,5,24,6],[25,3,25,4],[11,5,11,6],[9,5,9,6],[8,1,9,1],[7,3,7,4],[7,5,7,6],[8,3,8,4],[8,5,8,6],[9,3,9,4]]}
[null,"Royalty Income",null,null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,null,null,2011]
[null,null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,null,2010]
[null,null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket Number:",null,null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,null,2009]
[]
[]
[null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"H6-1","v":2023},null,null,null,"\"X if Not Included in IA"]
[]
[null,"Royalty:",null,"Net Profit: ",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines on Schedule E"]
[null,null,null,"Net Loss:",null,"(-)"]
[null,null,null,"Depreciation/Depletion:",null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,"Net Profit: ",null,21]
[null,null,null,"Amortization/Casualty Loss: ",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly ",null,null,"Net Loss:",null,21]
[null,null,null,"Other Adjustment:",null,"(+/-)",null,null,null,null,null," of months",null,null,null,"Income",null,null,"Depreciation/Depletion: ",null,18]
[null,null,null,"Total Royalty Income",null,null,null,{"$f":"IF(SUM(H8:H12)=0,\"\",SUM(H8:H12))","v":""},null,{"$f":"IF(SUM(J8:J12)=0,\"\",SUM(J8:J12))","v":""},null,{"$f":"IF(AND(J13=\"\",H13=\"\"),\"\",IF(H13=\"\",\"\",IF(H13<J13,12,IF(J13=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(L13=\"\",\"\",IF(N13=\"X\",\"\",IF(L13=12,H13/12,(H13+J13)/24)))","v":""},null,null,"Taxes:",null,16]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Line 19 (only if noted)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Amortization/Casualty Loss: "]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"H22-1","v":2023},null,null,null,"\"X if Not Included in IA"]
[]
[null,"Royalty:",null,"Net Profit: ",null,"(+)"]
[null,null,null,"Net Loss:",null,"(-)"]
[null,null,null,"Depreciation/Depletion:",null,"(+)"]
[null,null,null,"Amortization/Casualty Loss: ",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,null,"Other Adjustment:",null,"(+/-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Royalty Income",null,null,null,{"$f":"IF(SUM(H24:H28)=0,\"\",SUM(H24:H28))","v":""},null,{"$f":"IF(SUM(J24:J28)=0,\"\",SUM(J24:J28))","v":""},null,{"$f":"IF(AND(J29=\"\",H29=\"\"),\"\",IF(H29=\"\",\"\",IF(H29<J29,12,IF(J29=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(L29=\"\",\"\",IF(N29=\"X\",\"\",IF(L29=12,H29/12,(H29+J29)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"H38-1","v":2023},null,null,null,"\"X if Not Included in IA"]
[]
[null,"Royalty:",null,"Net Profit: ",null,"(+)"]
[null,null,null,"Net Loss:",null,"(-)"]
[null,null,null,"Depreciation/Depletion:",null,"(+)"]
[null,null,null,"Amortization/Casualty Loss: ",null,"(+)",null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,null,null,"Other Adjustment:",null,"(+/-)",null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,null,"Total Royalty Income",null,null,null,{"$f":"IF(SUM(H40:H44)=0,\"\",SUM(H40:H44))","v":""},null,{"$f":"IF(SUM(J40:J44)=0,\"\",SUM(J40:J44))","v":""},null,{"$f":"IF(AND(J45=\"\",H45=\"\"),\"\",IF(H45=\"\",\"\",IF(H45<J45,12,IF(J45=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(L45=\"\",\"\",IF(N45=\"X\",\"\",IF(L45=12,H45/12,(H45+J45)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total"]
[null,null,null,null,null,null,null,{"$f":"SUM(H45,H29,H13)","v":0},null,0,0,null,null,0,null,{"$f":"SUM(P45,P29,P13)","v":0}]
[]
[null,{"$f":"B9","v":0},null,{"$f":"H13","v":""},{"$f":"J13","v":""},{"$f":"P13","v":""},{"$f":"B17","v":0}]
[null,{"$f":"B25","v":0},null,{"$f":"H29","v":""},{"$f":"J29","v":""},{"$f":"P29","v":""},{"$f":"B33","v":0}]
[null,{"$f":"B41","v":0},null,{"$f":"H45","v":""},{"$f":"J45","v":""},{"$f":"P45","v":""},{"$f":"B49","v":0}]

{"sheet":"Trust","index":26,"n_rows":59,"n_cols":22,"rows_kept":59,"cut":false,"hidden":false,"merged":[[6,19,6,21],[12,19,12,20],[8,19,8,20],[9,19,9,20],[10,19,10,20],[11,19,11,20],[50,1,51,16],[48,2,48,7],[37,2,37,9],[38,2,38,5],[45,1,45,4],[41,5,41,7],[39,14,45,14],[45,5,45,7],[40,5,40,7],[41,1,41,4],[42,1,42,4],[42,5,42,7],[49,2,49,7],[47,5,47,16],[46,2,46,6],[44,1,44,4],[44,5,44,7],[40,1,40,4],[30,2,30,6],[33,2,33,7],[34,1,35,16],[31,5,31,16],[32,2,32,7],[43,1,43,4],[43,5,43,7],[12,1,12,4],[12,5,12,7],[15,7,15,16],[29,1,29,4],[28,5,28,7],[29,5,29,7],[28,1,28,4],[17,2,17,7],[21,2,21,9],[26,5,26,7],[25,1,25,4],[26,1,26,4],[27,5,27,7],[0,10,0,11],[1,14,1,16],[0,14,0,16],[2,14,2,16],[9,1,9,4],[8,1,8,4],[8,5,8,7],[7,14,13,14],[0,1,2,1],[0,7,0,9],[13,5,13,7],[1,7,1,9],[2,7,2,9],[1,10,1,11],[2,10,2,11],[10,5,10,7],[9,5,9,7],[24,5,24,7],[5,2,5,9],[6,2,6,5],[14,2,14,6],[18,1,19,16],[10,1,10,4],[13,1,13,4],[23,14,29,14],[27,1,27,4],[24,1,24,4],[25,5,25,7],[22,2,22,5],[11,1,11,4],[11,5,11,7],[16,2,16,7]]}
[null,"Trust Income",null,null,null,null,null,"Borrower's Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",null,{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,null,null,2011]
[null,null,null,null,null,null,null,"Co Borrower's Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,null,2010]
[null,null,null,null,null,null,null,"Calculated By:",null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket Number:",null,{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,null,2009]
[null,null,null,null,null,null,null,null,21,null,null,null,null,null,null,null,null,null,null,2008]
[]
[null,"Trust Name&EIN #"]
[null,"Beneficiary Name:",null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"I7-1","v":2023},null,null,null,null,null,null,null,null,"Tax Lines from K1 (est)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Ordinary Income (loss) :",null,6]
[null,"Net Rental Income(loss):",null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Net Rental Income(loss):",null,7]
[null,"Other Rental Income (loss):",null,null,null,"(+/-)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Other Rental Income (loss):",null,8]
[null,"Interest:",null,null,null,"(+)",null,null,null,null,null,null,null,null,null,null,null,null,null,"Interest:",null,1]
[null,"Dividends:",null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly ",null,null,"Dividends:",null,"2a"]
[null,"Other Adjustments:",null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,{"$f":"IF(SUM(I9:I14)=0,\"\",SUM(I9:I14))","v":""},null,{"$f":"IF(SUM(K9:K14)=0,\"\",SUM(K9:K14))","v":""},null,{"$f":"IF(AND(K15=\"\",I15=\"\"),\"\",IF(I15=\"\",\"\",IF(I15<K15,12,IF(K15=0,12,24))))","v":""},null,null,null,{"$f":"IF(M15=\"\",\"\",IF(O15=\"x\",\"\",IF(M15=12,I15/12,(I15+K15)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Trust Name&EIN #"]
[null,"Beneficiary Name:",null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"I23-1","v":2023}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,"(+/-)"]
[null,"Net Rental Income(loss):",null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,"(+/-)"]
[null,"Interest:",null,null,null,"(+)"]
[null,"Dividends:",null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustments:",null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,{"$f":"IF(SUM(I25:I30)=0,\"\",SUM(I25:I30))","v":""},null,{"$f":"IF(SUM(K25:K30)=0,\"\",SUM(K25:K30))","v":""},null,{"$f":"IF(AND(K31=\"\",I31=\"\"),\"\",IF(I31=\"\",\"\",IF(I31<K31,12,IF(K31=0,12,24))))","v":""},null,null,null,{"$f":"IF(M31=\"\",\"\",IF(O31=\"x\",\"\",IF(M31=12,I31/12,(I31+K31)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,"Trust Name&EIN #"]
[null,"Beneficiary Name:",null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"I39-1","v":2023}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Ordinary Income (loss) :",null,null,null,"(+/-)"]
[null,"Net Rental Income(loss):",null,null,null,"(+/-)"]
[null,"Other Rental Income (loss):",null,null,null,"(+/-)"]
[null,"Interest:",null,null,null,"(+)"]
[null,"Dividends:",null,null,null,"(+)",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Other Adjustments:",null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income From K-1",null,null,null,null,null,{"$f":"IF(SUM(I41:I46)=0,\"\",SUM(I41:I46))","v":""},null,{"$f":"IF(SUM(K41:K46)=0,\"\",SUM(K41:K46))","v":""},null,{"$f":"IF(AND(K47=\"\",I47=\"\"),\"\",IF(I47=\"\",\"\",IF(I47<K47,12,IF(K47=0,12,24))))","v":""},null,null,null,{"$f":"IF(M47=\"\",\"\",IF(O47=\"x\",\"\",IF(M47=12,I47/12,(I47+K47)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total"]
[null,null,null,{"$f":"SUM(D47,D31,D15)","v":0},null,1,0,4,0,null,0,0,null,null,0,null,{"$f":"SUM(Q47,Q31,Q15)","v":0}]
[null,{"$f":"C6","v":0},{"$f":"C7","v":0},null,null,{"$f":"I15","v":""},null,{"$f":"K15","v":""},{"$f":"Q15","v":""},null,{"$f":"B19","v":0}]
[null,{"$f":"C22","v":0},{"$f":"C23","v":0},null,null,{"$f":"I31","v":""},null,{"$f":"K31","v":""},{"$f":"Q31","v":""},null,{"$f":"B35","v":0}]
[null,{"$f":"C38","v":0},{"$f":"C39","v":0},null,null,{"$f":"I47","v":""},null,{"$f":"K47","v":""},{"$f":"Q47","v":""},null,{"$f":"B51","v":0}]

{"sheet":"Farm ","index":27,"n_rows":43,"n_cols":21,"rows_kept":43,"cut":false,"hidden":false,"merged":[[0,1,2,1],[0,6,0,9],[1,6,1,9],[2,6,2,9],[23,2,23,9],[11,1,11,4],[15,5,15,7],[5,2,5,9],[6,2,6,5],[8,5,8,7],[24,2,24,5],[10,1,10,4],[26,5,26,7],[20,1,21,16],[14,5,14,7],[14,1,14,4],[15,1,15,4],[13,1,13,4],[13,5,13,7],[9,14,15,14],[10,5,10,7],[9,5,9,7],[16,2,16,5],[38,1,39,16],[32,1,32,4],[32,5,32,7],[33,1,33,4],[33,5,33,7],[27,14,33,14],[29,1,29,4],[29,5,29,7],[30,1,30,4],[30,5,30,7],[31,1,31,4],[31,5,31,7],[34,2,34,5],[28,1,28,4],[28,5,28,7],[27,5,27,7],[1,13,1,16],[0,10,0,11],[1,10,1,11],[8,18,8,20],[0,13,0,16],[2,10,2,11],[2,13,2,16],[18,24,19,24],[18,22,19,22],[11,5,11,7],[12,5,12,7],[12,1,12,4],[18,20,19,20],[13,18,13,19],[14,18,14,19],[15,18,15,19],[16,18,16,19],[18,18,19,19]]}
[null,"Schedule F - Farm Income",null,null,null,null,"Borrower's Name:",null,null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""},null,"Date Reviewed:",{"$f":"IF(Input!I9=0,\"\",Input!I9)","v":""},null,null,null,null,null,2011]
[null,null,null,null,null,null,"Co Borrower's Name:",null,null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""},null,"Loan Number:",{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""},null,null,null,null,null,2010]
[null,null,null,null,null,null,"Calculated By:",null,null,null,{"$f":"IF(Input!C9=0,\"\",Input!C9)","v":""},null,"Ticket Number:",{"$f":"IF(Input!I7=0,\"\",Input!I7)","v":""},null,null,null,null,null,2009]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2008]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"I7-1","v":2023}]
[]
[null,"Net Profit:",null,null,null,"+",null,null,null,null,null,null,null,null,null,null,null,null,"Tax Lines from Schedule F"]
[null,"Loss: ",null,null,null,"-",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Nonrecurring Other: ",null,null,null,"(+/-)"]
[null,"Depletion: ",null,null,null,"+",null,null,null,null,null,null,null,null,null,null,null,null,"Net Profit:",null,34]
[null,"Depreciation: ",null,null,null,"+",null,null,null,null,null,null,null,null,null,null,null,null,"Loss: ",null,34]
[null,"Amortization/Casualty loss: ",null,null,null,"+",null,null,null,null,null,null,null,null,null,null,null,null,"Nonrecurring Other: ",null,"3a-8"]
[null,"Business Use of Home: ",null,null,null,"+",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly ",null,"Depletion: ",null,"32 (Only if noted)"]
[null,"Non-tax Portion ongoing & CCC Payment",null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income",null,"Depreciation: ",null,14]
[null,null,"Total Income",null,null,null,null,null,{"$f":"IF(SUM(I9:I16)=0,\"\",SUM(I9:I16))","v":""},null,{"$f":"IF(SUM(K9:K16)=0,\"\",SUM(K9:K16))","v":""},null,{"$f":"IF(AND(K17=\"\",I17=\"\"),\"\",IF(I17=\"\",\"\",IF(I17<K17,12,IF(K17=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M17=\"\",\"\",IF(O17=\"X\",\"\",IF(M17=12,I17/12,(I17+K17)/24)))","v":""},null,"Amortization/Casualty loss: ",null,"32 (Only if noted)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business Use of Home: ",null,"32 (Only if noted)"]
[null,"Comments:"]
[]
[]
[]
[null,"Business Name:"]
[null,"Owner's Name:",null,null,null,null,null,null,{"$f":"Input!$C$13","v":2024},null,{"$f":"I25-1","v":2023}]
[]
[null,"Net Profit:",null,null,null,"+"]
[null,"Loss: ",null,null,null,"-",null,null,null,null,null,null,null,null,"\"X if Not Included in IA"]
[null,"Nonrecurring Other: ",null,null,null,"(+/-)"]
[null,"Depletion: ",null,null,null,"+"]
[null,"Depreciation: ",null,null,null,"+"]
[null,"Amortization/Casualty loss: ",null,null,null,"+"]
[null,"Business Use of Home: ",null,null,null,"+",null,null,null,null,null,null,"Divide by #",null,null,null,"Monthly "]
[null,"Non-tax Portion ongoing & CCC Payment",null,null,null,"(+/-)",null,null,null,null,null,null," of months",null,null,null,"Income"]
[null,null,"Total Income",null,null,null,null,null,{"$f":"IF(SUM(I27:I34)=0,\"\",SUM(I27:I34))","v":""},null,{"$f":"IF(SUM(K27:K34)=0,\"\",SUM(K27:K34))","v":""},null,{"$f":"IF(AND(K35=\"\",I35=\"\"),\"\",IF(I35=\"\",\"\",IF(I35<K35,12,IF(K35=\"\",12,24))))","v":""},null,null,null,{"$f":"IF(M35=\"\",\"\",IF(O35=\"X\",\"\",IF(M35=12,I35/12,(I35+K35)/24)))","v":""}]
[]
[]
[null,"Comments:"]
[]
[]
[]
[null,{"$f":"C6","v":0},{"$f":"C7","v":0},{"$f":"I35","v":""},{"$f":"K17","v":""},{"$f":"Q17","v":""}]
[null,{"$f":"C24","v":0},{"$f":"C25","v":0},{"$f":"I35","v":""},{"$f":"K35","v":""},{"$f":"Q35","v":""}]

{"sheet":"Comparative Income Analysis ","index":28,"n_rows":53,"n_cols":11,"rows_kept":53,"cut":false,"hidden":false,"merged":[[44,1,47,5],[5,1,5,5],[11,1,11,5],[20,1,20,5],[30,1,30,5],[8,2,8,4],[16,2,16,3],[40,1,40,2],[17,3,17,4],[26,2,26,3],[27,3,27,4],[36,2,36,3],[37,3,37,4],[30,9,30,10],[0,4,0,5],[1,4,1,5],[2,4,2,5],[11,9,11,10],[20,9,20,10]]}
[null,null,null,"Borrowers Name:",{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""}]
[null,null,null,"Co-Borrowers Name:",{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""}]
[null,null,null,"Loan Number:",{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[]
[]
[null,"Comparative Income Analysis"]
[]
[]
[null,"Business Name:"]
[]
[]
[null,"Gross Income",null,null,null,null,null,null,null,"Gross Receipts"]
[null,null,null,null,null,null,null,null,null,"Form","Line"]
[null,"Year: (ascending order)",2022,2023,2024,null,null,null,null,"Sch C.",3]
[null,"Gross Receipts:",null,null,null,null,null,null,null,"C-EZ",1]
[null,null,null,null,null,null,null,null,null,1065,"1c"]
[null,"% Change",{"$f":"IF(C15=\"\",\"\",(D15-C15)/C15)","v":""},null,null,null,null,null,null,"1120S","1c"]
[null,"% Change",null,{"$f":"IF(E15=\"\",\"\",(E15-D15)/D15)","v":""},null,null,null,null,null,1120,"1c"]
[]
[]
[null,"Expenses",null,null,null,null,null,null,null,"Expenses"]
[null,null,null,null,null,null,null,null,null,"Form","Line"]
[null,"Year: (ascending order)",{"$f":"C14","v":2022},{"$f":"D14","v":2023},{"$f":"E14","v":2024},null,null,null,null,"Sch C.","4 + 28"]
[null,"Expenses:",null,null,null,null,null,null,null,"C-EZ",2]
[null,"% of Gross Receipts:",{"$f":"IF(C15=\"\",\"\",C24/C15)","v":""},{"$f":"IF(D15=\"\",\"\",D24/D15)","v":""},{"$f":"IF(E15=\"\",\"\",E24/E15)","v":""},null,null,null,null,1065,"2 + 21"]
[null,null,null,null,null,null,null,null,null,"1120S","2 + 20"]
[null,"% Change",{"$f":"IF(C24=\"\",\"\",(D24-C24)/C24)","v":""},null,null,null,null,null,null,1120,"2 + 27"]
[null,"% Change",null,{"$f":"IF(E24=\"\",\"\",(E24-D24)/D24)","v":""}]
[]
[]
[null,"Taxable Income",null,null,null,null,null,null,null,"Taxable Income"]
[null,null,null,null,null,null,null,null,null,"Form","Line"]
[null,"Year: (ascending order)",{"$f":"C14","v":2022},{"$f":"D14","v":2023},{"$f":"E14","v":2024},null,null,null,null,"Sch C.",31]
[null,"Taxable Income",null,null,null,null,null,null,null,"C-EZ",3]
[null,"% of Gross Receipts:",{"$f":"IF(C15=\"\",\"\",(C34/C15))","v":""},{"$f":"IF(D15=\"\",\"\",(D34/D15))","v":""},{"$f":"IF(E15=\"\",\"\",(E34/E15))","v":""},null,null,null,null,1065,22]
[null,null,null,null,null,null,null,null,null,"1120S",21]
[null,"% Change",{"$f":"IF(C34=\"\",\"\",(D34-C34)/ABS(C34))","v":""},null,null,null,null,null,null,1120,30]
[null,"% Change",null,{"$f":"IF(E34=\"\",\"\",(E34-D34)/ABS(D34))","v":""}]
[]
[]
[null,"Based on the analysis above the business is:"]
[]
[]
[null,"Comments:"]
[]
[]
[]
[]
[]
[]
[null,null,"Increasing"]
[null,null,"Decreasing"]
[null,null,"Stable"]

{"sheet":"Business Liquidity Test","index":29,"n_rows":51,"n_cols":14,"rows_kept":51,"cut":false,"hidden":false,"merged":[[14,10,15,15],[8,3,8,6],[12,1,12,2],[34,1,34,2],[38,1,38,2],[27,1,28,8],[36,10,37,15],[11,1,11,8],[30,1,30,8],[18,1,18,2],[20,12,20,13],[21,12,21,13],[27,12,27,13],[2,6,2,8],[51,1,54,8],[0,6,0,8],[1,6,1,8],[31,1,31,2],[47,1,48,8],[5,1,5,8]]}
[null,null,null,null,null,"Borrowers Name:",{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""}]
[null,null,null,null,null,"Co-Borrowers Name:",{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""}]
[null,null,null,null,null,"Loan Number:",{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[]
[]
[null,"Business Liquidity Calculator"]
[]
[]
[null,"Business Name:"]
[]
[]
[null,"Quick Ratio "]
[null,"Current Assets",null,null,null,null,"Most Recent Tax Year","YTD Balance Sheet"]
[null,"Cash"]
[null,"Accounts Receivable",null,null,null,null,null,null,null,null,"Quick Ratio is a conservative liquidity ratio and should be used for businesses that rely heavily on inventory to generate income. "]
[null,"Other Current Assets"]
[null,"Total Current Assets",null,null,null,null,{"$f":"IF(G14=\"\",\"\",SUM(G14:G16))","v":""},{"$f":"IF(H14=\"\",\"\",SUM(H14:H16))","v":""}]
[]
[null,"Current Liabilities"]
[null,"Accounts Payable"]
[null,"Mortgage, Notes or Bonds Payable < 1 yr",null,null,null,null,null,null,null,null,null,null,"Balance Sheet Lines"]
[null,"Other Current Liabilities",null,null,null,null,null,null,null,null,null,null,"Assets"]
[null,"Total Current Liabilities",null,null,null,null,{"$f":"IF(G20=\"\",\"\",SUM(G20:G22))","v":""},{"$f":"IF(H20=\"\",\"\",SUM(H20:H22))","v":""},null,null,null,null,"Cash","Line 1d"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Accounts Recv","Line 2b[d]"]
[null,null,null,null,null,"*Quick Ratio:",{"$f":"IF(G17=\"\",\"\",G17/G23)","v":""},{"$f":"IF(H17=\"\",\"\",H17/H23)","v":""},null,null,null,null,"Other Current Assets","Line 6d"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Inventories","Line 3d"]
[]
[null,"* a result of ≥ 1 is the accounting standard to confirm adequate business liquidity to support the withdrawal of earnings",null,null,null,null,null,null,null,null,null,null,"Liabilities"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Accounts Payable","1065 15d, 1120/1120S 16d"]
[null,null,null,null,null,null,null,null,null,null,null,null,"MNBP < 1 yr","1065 16d, 1120/1120S 17d"]
[null,"Current Ratio ",null,null,null,null,null,null,null,null,null,null,"Other Current Liabilities","1065 17d, 1120/1120S 18d"]
[null,"Current Assets",null,null,null,null,"Most Recent Tax Year","YTD Balance Sheet"]
[null,"Cash"]
[null,"Accounts Receivable"]
[null,"Inventories"]
[null,"Other Current Assets"]
[null,"Total Current Assets",null,null,null,null,{"$f":"IF(G33=\"\",\"\",SUM(G33:G36))","v":""},{"$f":"IF(H33=\"\",\"\",SUM(H33:H36))","v":""},null,null,"Current Ratio is a more aggressive and can be used for businesses not relying on inventory to generate income. "]
[]
[null,"Current Liabilities"]
[null,"Accounts Payable"]
[null,"Mortgage, Notes or Bonds Payable < 1 yr"]
[null,"Other Current Liabilities"]
[null,"Total Current Liabilities",null,null,null,null,{"$f":"IF(G40=\"\",\"\",SUM(G40:G42))","v":""},{"$f":"IF(H40=\"\",\"\",SUM(H40:H42))","v":""}]
[]
[null,null,null,null,null,"*Current Ratio:",{"$f":"IF(G37=\"\",\"\",G37/G43)","v":""},{"$f":"IF(H37=\"\",\"\",H37/H43)","v":""}]
[]
[]
[null,"* a result of ≥ 1 is the accounting standard to confirm adequate business liquidity to support the withdrawal of earnings"]
[]
[]
[null,"Comments:"]

{"sheet":"VA Residual","index":30,"n_rows":69,"n_cols":32,"rows_kept":69,"cut":false,"hidden":false,"merged":[[8,27,8,31],[9,6,9,8],[9,10,9,13],[10,6,10,8],[11,0,11,5],[11,6,11,8],[18,27,18,31],[28,0,28,1],[30,4,30,5],[31,4,31,5],[12,6,12,8],[13,6,13,8],[14,6,14,8],[15,6,15,8],[16,0,16,5],[16,6,16,8],[35,1,35,5],[0,0,3,0],[0,1,0,3],[1,1,1,3],[2,1,2,3],[3,1,3,3],[4,0,4,8],[17,6,17,8],[18,6,18,8]]}
[null,"Borrowers Name:",null,null,{"$f":"IF(Input!C5=0,\"\",Input!C5)","v":""}]
[null,"Co-Borrowers Name:",null,null,{"$f":"IF(Input!C7=0,\"\",Input!C7)","v":""}]
[null,"Loan Number:",null,null,{"$f":"IF(Input!I5=0,\"\",Input!I5)","v":""}]
[]
["Residual Income Calculator"]
[null,"Ref:","Source 1","Source 2","Source 3","Source 4"]
["Pay Frequency",null,"Paid Bi-Weekly","Paid Bi-Weekly","Paid Bi-Weekly","Paid Bi-Weekly"]
["Hours Per Week if Hourly",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"States","Region","Family Size","Loan Amount"]
["Pay Rate",1,null,null,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hourly",null,"Alabama","South",1,"$79,999 or below",null,null,"LA <80000"]
["Total Monthly Gross Income of All Occupying borrowers:",null,{"$f":"IF(C7=\"Paid Annually\",(C9/12),IF(C7=\"Paid Bi-Weekly\",((C9*26)/12),IF(C7=\"Paid Semi-Monthly\",((C9*24)/12),IF(C7=\"Hourly\",(((C9*C8)*52)/12),IF(C7=\"Paid Weekly\",((C9*52)/12),IF(C7=\"Paid Monthly\",(C9),IF(C7=\"Teacher 10 Months (Enter Monthly Amount from VVOE)\",((C9*10)/12),\"\")))))))","v":0},{"$f":"IF(D7=\"Paid Annually\",(D9/12),IF(D7=\"Paid Bi-Weekly\",((D9*26)/12),IF(D7=\"Paid Semi-Monthly\",((D9*24)/12),IF(D7=\"Hourly Rate\",(((D9*D8)*52)/12),IF(D7=\"Paid Weekly\",((D9*52)/12),IF(D7=\"Paid Monthly\",(D9),IF(D7=\"Teacher 10 Months (Enter Monthly Amount from VVOE)\",((D9*10)/12),\"\")))))))","v":0},{"$f":"IF(E7=\"Paid Annually\",(E9/12),IF(E7=\"Paid Bi-Weekly\",((E9*26)/12),IF(E7=\"Paid Semi-Monthly\",((E9*24)/12),IF(E7=\"Hourly Rate\",(((E9*E8)*52)/12),IF(E7=\"Paid Weekly\",((E9*52)/12),IF(E7=\"Paid Monthly\",(E9),IF(E7=\"Teacher 10 Months (Enter Monthly Amount from VVOE)\",((E9*10)/12),\"\")))))))","v":0},{"$f":"IF(F7=\"Paid Annually\",(F9/12),IF(F7=\"Paid Bi-Weekly\",((F9*26)/12),IF(F7=\"Paid Semi-Monthly\",((F9*24)/12),IF(F7=\"Hourly Rate\",(((F9*F8)*52)/12),IF(F7=\"Paid Weekly\",((F9*52)/12),IF(F7=\"Paid Monthly\",(F9),IF(F7=\"Teacher 10 Months (Enter Monthly Amount from VVOE)\",((F9*10)/12),\"\")))))))","v":0},"Gross Living Area",null,null,null,null,null,null,null,null,null,null,null,null,"Paid Weekly",null,"Alaska","West",2,"$80,000 and above",null,null,"Family Size","Northeast","Midwest","South","West"]
[null,null,null,null,null,null,null,null,null,null,"Family Size","Loan Amount","Region","Residual Income",null,null,null,null,null,"Paid Bi-Weekly",null,"Arizona","West",3,null,null,null,1,390,382,382,425]
["Input Tax Figures:",null,null,null,null,null,"State",null,null,null,1,"$79,999 or below","Northeast",390,null,null,null,null,null,"Paid Semi-Monthly",null,"Arkansas","South",4,null,null,null,2,654,641,641,713]
["State Income Taxes  ",2,null,null,null,null,null,null,null,null,2,"$79,999 or below","Northeast",654,null,null,null,null,null,"Paid Monthly",null,"California","West",5,null,null,null,3,788,772,772,859]
["Federal Income Taxes ",2,null,null,null,null,"Region",null,null,null,3,"$79,999 or below","Northeast",788,null,null,null,null,null,"Paid Annually",null,"Colorado","West",6,null,null,null,4,888,868,868,967]
["Municipal or Local Taxes ",2,null,null,null,null,{"$f":"IF(G13<=0,\"\",VLOOKUP(G13,V9:W61,2,FALSE))","v":""},null,null,null,4,"$79,999 or below","Northeast",888,null,null,null,null,null,"Teacher 10 Months (Enter Monthly Amount from VVOE)",null,"Connecticut","Northeast","7+",null,null,null,5,921,902,902,1004]
["Retirement or Social Security",2,null,null,null,null,"Family Size",null,null,null,5,"$79,999 or below","Northeast",921,null,null,null,null,null,null,null,"Delaware","South",null,null,null,null,6,{"$f":"AC15+75","v":996},977,977,1079]
["Sum of Tax Figures based on frequency of periods",null,null,null,null,null,null,null,null,null,6,"$79,999 or below","Northeast",{"$f":"N16+75","v":996},null,null,null,null,null,null,null,"Florida","South",null,null,null,null,"7+",1071,1052,1052,1154]
["State Income Taxes  ",null,{"$f":"IF(C$7=\"Paid Annually\",(C13/12),IF(C$7=\"Paid Bi-Weekly\",((C13*26)/12),IF(C$7=\"Paid Semi-Monthly\",((C13*24)/12),IF(C$7=\"Hourly\",((C13*52)/12),IF(C$7=\"Paid Weekly\",((C13*52)/12),IF(C$7=\"Paid Monthly\",(C13),IF(C$7=\"Teacher 10 Months (Enter Monthly Amount from VVOE)\",((C13*10)/12),\"\")))))))","v":0},0,0,0,"Loan Amount",null,null,null,"7+","$79,999 or below","Northeast",{"$f":"N17+75","v":1071},null,null,null,null,null,null,null,"Georgia","South"]
["Federal Income Taxes ",null,0,0,0,0,null,null,null,null,1,"$80,000 and above","Northeast",450,null,null,null,null,null,null,null,"Hawaii","West",null,null,null,null,"LA >79999"]
["Municipal or Local Taxes ",null,0,0,0,0,null,null,null,null,2,"$80,000 and above","Northeast",755,null,null,null,null,null,null,null,"Idaho","West",null,null,null,null,"Family Size","Northeast","Midwest","South","West"]
["Retirement or Social Security",null,0,0,0,0,null,null,null,null,3,"$80,000 and above","Northeast",909,null,null,null,null,null,null,null,"Illinois","Midwest",null,null,null,null,1,450,441,441,491]
[null,null,null,null,null,null,null,null,null,null,4,"$80,000 and above","Northeast",1025,null,null,null,null,null,null,null,"Indiana","Midwest",null,null,null,null,2,755,738,738,823]
["Proposed Total Monthly Fixed Payment ",3,null,null,null,null,null,null,null,null,5,"$80,000 and above","Northeast",1062,null,null,null,null,null,null,null,"Iowa","Midwest",null,null,null,null,3,909,889,889,990]
["Liability Payments"]
["Estimated Maintenance and utilities ",4,{"$f":"IF(C10>0,G11*0.14,\"0\")","v":"0"},null,null,null,null,null,null,null,6,"$80,000 and above","Northeast",{"$f":"N23+80","v":1142},null,null,null,null,null,null,null,"Kansas","Midwest",null,null,null,null,4,1025,1003,1003,1117]
["Job related expenses (Child Care, URE, etc)",5,null,null,null,null,null,null,null,null,"7+","$80,000 and above","Northeast",{"$f":"N25+80","v":1222},null,null,null,null,null,null,null,"Kentucky","South",null,null,null,null,5,1062,1039,1039,1158]
["Residual Income",null,{"$f":"C10-C18-C19-C20-C21-C23-C25-C26-C24","v":0},{"$f":"D10-D18-D19-D20-D21-D23-D25-D26-D24","v":0},{"$f":"E10-E18-E19-E20-E21-E23-E25-E26-E24","v":0},{"$f":"F10-F18-F19-F20-F21-F23-F25-F26-F24","v":0},null,null,null,null,1,"$79,999 or below","Midwest",382,null,null,null,null,null,null,null,"Louisiana","South",null,null,null,null,6,{"$f":"AC26+80","v":1142},1119,1119,1238]
["Total Residual Income",null,{"$f":"SUM(C27:F27)","v":0},null,null,null,null,null,null,null,2,"$79,999 or below","Midwest",641,null,null,null,null,null,null,null,"Maine","Northeast",null,null,null,null,"7+",1222,1199,1199,1318]
["Required Residual Income",null,{"$f":"INDEX(K12:N69,MATCH(1,(G17=K12:K69)*(G19=L12:L69)*(G15=M12:M69),0),4)","v":0},null,null,null,null,null,null,null,3,"$79,999 or below","Midwest",772,null,null,null,null,null,null,null,"Maryland","South"]
["1.  Gross monthly income for occupying borrowers only.  Do not gross-up non-taxable",null,null,null,null,null,null,null,null,null,4,"$79,999 or below","Midwest",868,null,null,null,null,null,null,null,"Massachusetts","Northeast"]
["2.  If Available, use Federal & State Returns; otherwise, use the most current pay stubs",null,null,null,"Residual Income Exceeds Required per Matrix?",null,null,null,null,null,5,"$79,999 or below","Midwest",902,null,null,null,null,null,null,null,"Michigan","Midwest"]
["3.  Proposed Principal, Interest, Taxes, Insurance and HOA",null,null,null,{"$f":"IF(G19<=0,\"\",IF(SUM(C27:F27)>C29,\"PASS\",\"FAIL\"))","v":""},null,null,null,null,null,6,"$79,999 or below","Midwest",{"$f":"N31+75","v":977},null,null,null,null,null,null,null,"Minnesota","Midwest"]
["4.  Complete GLA in cell H8 and the $ will auto-populate",null,null,null,null,null,null,null,null,null,"7+","$79,999 or below","Midwest",{"$f":"N32+75","v":1052},null,null,null,null,null,null,null,"Mississippi","South"]
["5.  Child Care and employee expenses per 2106",null,null,null,null,null,null,null,null,null,1,"$80,000 and above","Midwest",441,null,null,null,null,null,null,null,"Missouri","Midwest"]
[null,null,null,null,null,null,null,null,null,null,2,"$80,000 and above","Midwest",738,null,null,null,null,null,null,null,"Montana","West"]
["Comments:"]
[null,null,null,null,null,null,null,null,null,null,3,"$80,000 and above","Midwest",889,null,null,null,null,null,null,null,"Nebraska","Midwest"]
[null,null,null,null,null,null,null,null,null,null,4,"$80,000 and above","Midwest",1003,null,null,null,null,null,null,null,"Nevada","West"]
[null,null,null,null,null,null,null,null,null,null,5,"$80,000 and above","Midwest",1039,null,null,null,null,null,null,null,"New Hampshire","Northeast"]
[null,null,null,null,null,null,null,null,null,null,6,"$80,000 and above","Midwest",{"$f":"N39+80","v":1119},null,null,null,null,null,null,null,"New Jersey","Northeast"]
[null,null,null,null,null,null,null,null,null,null,"7+","$80,000 and above","Midwest",{"$f":"N40+80","v":1199},null,null,null,null,null,null,null,"New Mexico","West"]
[null,null,null,null,null,null,null,null,null,null,1,"$79,999 or below","South",382,null,null,null,null,null,null,null,"New York","Northeast"]
[null,null,null,null,null,null,null,null,null,null,2,"$79,999 or below","South",641,null,null,null,null,null,null,null,"North Carolina","South"]
[null,null,null,null,null,null,null,null,null,null,3,"$79,999 or below","South",772,null,null,null,null,null,null,null,"North Dakota","Midwest"]
[null,null,null,null,null,null,null,null,null,null,4,"$79,999 or below","South",868,null,null,null,null,null,null,null,"Ohio","Midwest"]
[null,null,null,null,null,null,null,null,null,null,5,"$79,999 or below","South",902,null,null,null,null,null,null,null,"Oklahoma","South"]
[null,null,null,null,null,null,null,null,null,null,6,"$79,999 or below","South",{"$f":"N46+75","v":977},null,null,null,null,null,null,null,"Oregon","West"]
[null,null,null,null,null,null,null,null,null,null,"7+","$79,999 or below","South",{"$f":"N47+75","v":1052},null,null,null,null,null,null,null,"Pennsylvania","Northeast"]
[null,null,null,null,null,null,null,null,null,null,1,"$80,000 and above","South",441,null,null,null,null,null,null,null,"Rhode Island","Northeast"]
[null,null,null,null,null,null,null,null,null,null,2,"$80,000 and above","South",738,null,null,null,null,null,null,null,"South Carolina","South"]
[null,null,null,null,null,null,null,null,null,null,3,"$80,000 and above","South",889,null,null,null,null,null,null,null,"South Dakota","Midwest"]
[null,null,null,null,null,null,null,null,null,null,4,"$80,000 and above","South",1003,null,null,null,null,null,null,null,"Tennessee","South"]
[null,null,null,null,null,null,null,null,null,null,5,"$80,000 and above","South",1039,null,null,null,null,null,null,null,"Texas","South"]
[null,null,null,null,null,null,null,null,null,null,6,"$80,000 and above","South",{"$f":"N53+80","v":1119},null,null,null,null,null,null,null,"Utah","West"]
[null,null,null,null,null,null,null,null,null,null,"7+","$80,000 and above","South",{"$f":"N54+80","v":1199},null,null,null,null,null,null,null,"Vermont","Northeast"]
[null,null,null,null,null,null,null,null,null,null,1,"$79,999 or below","West",425,null,null,null,null,null,null,null,"Virginia","South"]
[null,null,null,null,null,null,null,null,null,null,2,"$79,999 or below","West",713,null,null,null,null,null,null,null,"Washington","West"]
[null,null,null,null,null,null,null,null,null,null,3,"$79,999 or below","West",859,null,null,null,null,null,null,null,"West Virginia","South"]
[null,null,null,null,null,null,null,null,null,null,4,"$79,999 or below","West",967,null,null,null,null,null,null,null,"Wisconsin","Midwest"]
[null,null,null,null,null,null,null,null,null,null,5,"$79,999 or below","West",1004,null,null,null,null,null,null,null,"Wyoming","West"]
[null,null,null,null,null,null,null,null,null,null,6,"$79,999 or below","West",{"$f":"N60+75","v":1079},null,null,null,null,null,null,null,"District of Columbia","South"]
[null,null,null,null,null,null,null,null,null,null,"7+","$79,999 or below","West",{"$f":"N61+75","v":1154}]
[null,null,null,null,null,null,null,null,null,null,1,"$80,000 and above","West",491]
[null,null,null,null,null,null,null,null,null,null,2,"$80,000 and above","West",823]
[null,null,null,null,null,null,null,null,null,null,3,"$80,000 and above","West",990]
[null,null,null,null,null,null,null,null,null,null,4,"$80,000 and above","West",1117]
[null,null,null,null,null,null,null,null,null,null,5,"$80,000 and above","West",1158]
[null,null,null,null,null,null,null,null,null,null,6,"$80,000 and above","West",{"$f":"N67+80","v":1238}]
[null,null,null,null,null,null,null,null,null,null,"7+","$80,000 and above","West",{"$f":"N68+80","v":1318}]