Announcement 2025-062 Conventional Loan Limit Updates

Announcement 2025-062 Conventional Loan Limit Updates

Newrez LLC “Newrez” Approved Correspondent Clients: please note that Newrez will increase our Conventional loan limits for all commitment types effective with New Locks on or after September 24, 2025. The official FHFA loan limits for 2026 are expected to be released in early to mid-December.

All States (Except Alaska and Hawaii) 

  Alaska and Hawaii 

·         Value Acceptance and Value Acceptance + PDC, ACE and ACE + PDR will continue to be acceptable on loans with a DU AUS Approve/Eligible or LPA Accept/Eligible.

·         Loans with an AUS Approve/Ineligible or Accept/Ineligible (ineligible for conforming loan limits only) are eligible for delivery and will require a full appraisal.

·         Clients may be responsible for re-running the AUS (and providing to Newrez) within one week of the official update to the new loan limits.

·         As a reminder, credit reports cannot be older than 120 days at the time of the AUS rerun.

NOTE

Loans not receiving an Approve/Eligible or Accept/Eligible finding on the rerun of the AUS may be subject to repurchase unless there is a discrepancy between Newrez’s new loan limits and the final conventional loan limits.  If a loan is deemed unsaleable, for any reason, the loan will be subject to repurchase.