| New Submissions | Conditions | Re-Subs / Suspense | |
| Loan Setup | 01/09/2025 | 01/09/2025 | N/A |
| Underwriting | 01/09/2025 | 01/08/2025 | 01/08/2025 |
| Project Reviews (Full Reviews) | 01/09/2025 | 01/09/2025 | N/A |
| SmartSelf Initial Income Calculations |
Review averages 48 hours | ||
| Smart Series Underwriting Submission |
Initial Decision 48 - 72 hours / Clear to Close Review 72 hours | ||
| DPA Reviews | DPA Reviews on new loan submissions average 5 to 7 business days. | ||
| PFA Reviews | 01/06/2025 | ||
| All Loans | Conditions | |
| Diligence/QC | 01/09/2025 | 01/09/2025 |
| CLC Audit Review | Conditions | |
| Purchase Funding | 01/09/2025 | 01/10/2025 |
Last updated on January 10, 2025