Announcement 2026-003 USDA 2026 Loan Limit Increases

USDA 2026 Loan Limit Increases

Newrez LLC "Newrez" Approved Correspondent Clients: The conforming and High-Balance Loan Limits that were recently increased by the Federal Housing Agency (FHFA) will apply to all USDA Purchases and refinance transactions.

The loan limit increase will be effective for USDA mortgages closed on or after January 1, 2026. 

As a reminder, actual loan limits for certain high-cost areas, as determined by FHFA, may be lower than the maximum high-cost area limit. When originating High-Balance mortgages, you must check the loan limits for the specific county where the property is located.