FHA Temporary Waiver for Disaster Impacted Properties
FHA INFO #20-73 dated October 6, 2020, temporarily waives the requirement for "interior" photographs when performing damage inspections on properties pending mortgage closing or endorsement in Presidentially-Declared Major Disaster Areas (PDMDA). This applies to the period in which exterior only appraisals are permitted as first announced in ML 2020-05 and re-extended in ML 2020-28.
The requirement for exterior photographs will remain in place.
Please note as this is temporary guidance, Chapter 15, Disaster Policy, will not be updated with this guidance.