Bulletin 2023-030 Smart Series Updates

Smart Series Updates

Newrez LLC "Newrez" Approved Correspondent Clients; please note the updates to our Smart Series products effective for all applications dated on or after March 30, 2023.

 

SmartVest

 

The minimum FICO score has been updated to 660 from 640 on $1,000,000 loan amounts. 

 

SmartSelf

 

Form 1099-K may be used in lieu of bank statements for income qualification.

 

SmartEdge

 

Tax transcripts alternatives have been added to validate 2 years income.

 

Smart Series Underwriting Guide

 

Expanded the acceptable document list for retirement income.