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Turn Times

Correspondent Funding Flow Turn Times

All times are approximate and updated daily

*Please submit all conditions at the same time for faster turn times.

  New Submissions Conditions Re-Subs / Suspense
Loan Setup 01/12/2026 01/12/2026 N/A
Underwriting: Conventional/Government 01/13/2026 01/13/2026* 01/13/2026
Underwriting: 
Smart Series/Jumbo/CES
01/13/2026 01/13/2026* 01/13/2026
Project Reviews 
(Full Reviews)
01/13/2026 01/13/2026 N/A
SmartSelf Initial
Income Calculations
Review averages 48 hours
Down Payment
Assistance Reviews
DPA Reviews on new loan submissions average 5 to 7 business days.
Post Funding
Adjustment Reviews
01/06/2026
  All Loans Conditions
Diligence/QC 01/13/2026 01/13/2026
  CLC Audit Review Conditions
Purchase Funding 01/14/2026 01/13/2026

Last updated on January 14, 2026