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Turn Times

Correspondent Funding Flow Turn Times

All times are approximate and updated daily

*Please submit all conditions at the same time for faster turn times.

  New Submissions Conditions Re-Subs / Suspense
Loan Setup 12/22/2025 12/22/2025 N/A
Underwriting: Conventional/Government 12/22/2025 12/22/2025* 12/22/2025
Underwriting: 
Smart Series/Jumbo/CES
12/18/2025 12/22/2025* 12/22/2025
Project Reviews 
(Full Reviews)
12/22/2025 12/22/2025 N/A
SmartSelf Initial
Income Calculations
Review averages 48 hours
Down Payment
Assistance Reviews
DPA Reviews on new loan submissions average 5 to 7 business days.
Post Funding
Adjustment Reviews
12/17/2025
  All Loans Conditions
Diligence/QC 12/22/2025 12/22/2025
  CLC Audit Review Conditions
Purchase Funding 12/22/2025 12/23/2025

Last updated on December 23, 2025