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Turn Times

Correspondent Funding Flow Turn Times

All times are approximate and updated daily

*Please submit all conditions at the same time for faster turn times.

  New Submissions Conditions Re-Subs / Suspense
Loan Setup 02/03/2026 02/03/2026 N/A
Underwriting: Conventional/Government 02/01/2026 02/03/2026* 02/03/2026
Underwriting: 
Smart Series/Jumbo/CES
02/02/2026 02/03/2026* 02/03/2026
Project Reviews 
(Full Reviews)
02/03/2026 02/03/2026 N/A
SmartSelf Initial
Income Calculations
Review averages 48 hours
Down Payment
Assistance Reviews
DPA Reviews on new loan submissions average 5 to 7 business days.
Post Funding
Adjustment Reviews
01/28/2026
  All Loans Conditions
Diligence/QC 02/03/2026 02/03/2026
  CLC Audit Review Conditions
Purchase Funding 02/03/2026 02/04/2026

Last updated on February 4, 2026