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Turn Times

Correspondent Funding Flow Turn Times

All times are approximate and updated daily

  New Submissions Conditions Re-Subs / Suspense
Loan Setup 11/19/2025 11/19/2025 N/A
Underwriting: Conventional/Government 11/20/2025 11/21/2025 11/21/2025
Underwriting: 
Smart Series/Jumbo/CES
11/19/2025 11/20/2025 11/20/2025
Project Reviews 
(Full Reviews)
11/20/2025 11/21/2025 N/A
SmartSelf Initial
Income Calculations
Review averages 48 hours
Down Payment
Assistance Reviews
DPA Reviews on new loan submissions average 5 to 7 business days.
Post Funding
Adjustment Reviews
11/18/2025
  All Loans Conditions
Diligence/QC 11/21/2025 11/21/2025
  CLC Audit Review Conditions
Purchase Funding 11/20/2025 11/24/2025

Last updated on November 24, 2025